Credit & Debt
News, insights and expert analysis on credit & debt from the team at Kiplinger.
Latest
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How to Use Home Equity to Help With Your Long-Term GoalsHomeowners are increasingly using their home equity, through products like HELOCs and home equity loans, as a financial resource for managing debt, funding renovations and more.
By Jon Giles
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What Is a Good Credit Score?Having a good credit score can save you hundreds, even thousands of dollars on credit cards, mortgages and other loans.
By Ellen B. Kennedy
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6 Financially Savvy Power Moves for Women in 2026Don't let the day-to-day get in the way of long-term financial planning. Here's how to get organized — including a reminder to dream big about your future.
By Mary Ware, CFP®, CIMA®, CDFA®
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What to Watch for When Refinancing Your Home MortgageA smart refinance can save you thousands, but only if you know how to avoid costly pitfalls, calculate true savings and choose the right loan for your goals.
By Paige Cerulli
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How a Home Equity Line of Credit (HELOC) WorksYou can use home equity to pay off high-interest debt or improve your home, but it’s important to understand the risks.
By Emma Patch
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Should You Use Buy Now, Pay Later Options to Finance Your Vacation?Many travel companies are letting users pay in installments. But is "buy now, pay later" a smart financial decision?
By Becca van Sambeck
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5 Smart Things to Do With Your Year-End BonusAfter you indulge your urge to splurge on a treat, consider doing adult things with the extra cash, like paying down debt, but also setting up a "fun fund."
By Kelli Kiemle, AIF®
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Should You Refinance Your Mortgage Now That the Fed Just Cut Rates?The Fed just cut rates, so mortgage refinance rates will be cheaper. Should you act now, or wait?
By Donna LeValley
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How Do You Pay off Credit Card Debt?Making Your Money Last Pay off credit card debt with these tried-and-true strategies.
By Ellen B. Kennedy
Making Your Money Last
