Home Insurance
News, insights and expert analysis on home insurance from the team at Kiplinger.
Latest
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Do You Need Flood Insurance? I'm an Insurance Expert, and Here's Where You Can Get It
Standard homeowners insurance does not cover flood damage, so you might need separate flood insurance, which you can get either through FEMA or private companies. Here are the details.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published
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10 States with the Cheapest Home Insurance in 2025
Homeowners in these 10 states pay at least $1,200 less than the national average for home insurance.
By Rachael Green Last updated
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$280 Million Boost Revives Florida’s Home-Hardening Grant Program
A major infusion of state funds revives Florida's flagship home-hardening grant program to protect homeowners and potentially lower insurance costs.
By Choncé Maddox Published
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How to Prepare for an Emergency
savings Follow these five steps now so you'll be ready if disaster strikes.
By Kimberly Lankford Last updated
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10 Reasons You Don't Want to Retire in Florida
retirement An overabundance of boomers, critters, sweat and weirdness. Welcome to the dark side of the Sunshine State.
By Bob Niedt Last updated
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I'm an Insurance Expert: This Is How Your Insurance Protects You While You're on Vacation
Here are three key things to consider about your insurance (auto, property and health) when traveling within the U.S., including coverage for rental cars, personal belongings and medical emergencies.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published
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A Meteorite May Have Hit a Home in Georgia. Would Insurance Cover the Damage?
In a rare event, a meteorite may have crashed through the roof of a Georgia homeowner. Here’s what home insurance would cover.
By Rachael Green Published
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How to Stay Safe During Summer Storms: What to Know About Lightning Risks
Learn how to protect your home, electronics, and personal safety from lightning strikes this summer — plus what your insurance might cover.
By Paige Cerulli Published
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How to Cut Your Auto and Home Insurance Bills This Year
Protecting your car and home with insurance is getting a lot more costly. Use these tips to minimize the pain of rising premiums.
By David Rodeck Last updated