Home Insurance
News, insights and expert analysis on home insurance from the team at Kiplinger.
Latest
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Should You Get Earthquake Insurance?
Your home insurance doesn’t cover earthquakes, but paying extra for earthquake insurance isn’t just for Californians.
By Rachael Green Last updated
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How Much Does Flood Insurance Cost in 2025?
Flood insurance costs are rising, but there are several ways to save. Learn what factors affect your flood insurance premiums and how to reduce your costs.
By Paige Cerulli Last updated
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How and When to Switch Home Insurance for the Best Coverage at the Best Price
Rising home insurance costs and policy cancellations are forcing homeowners to find new policies. Here's how to switch home insurance for the best coverage and savings.
By Dori Zinn Last updated
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DIY Home Security Upgrades That Lower Insurance Costs
Boost home security with these five DIY upgrades — some may even qualify for a home insurance discount.
By Paige Cerulli Last updated
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Eight Surprising Things Home Insurance Doesn't Cover
Home insurance protects you from a lot, but not from damage caused by floods, earthquakes, pests, water leaks and a number of other risks.
By Alexandra Twin Last updated
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Protect Your Retirement From Extreme Weather Events
A rising tide of storms, fires, and heat is impacting retirees. Here's what you can do about it.
By MP Dunleavey Published
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Four Real Stories of Families Who Faced Down Natural Disasters
Four families whose homes were damaged or destroyed share their stories.
By Kimberly Lankford Last updated
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10 Things You Need To Know About Hurricane Insurance Claims
Becoming a Homeowner Hurricane damage? Know what your insurance will and won't cover to make the most of your policy if you need to file a claim.
By Rachael Green Last updated
Becoming a Homeowner -
Should You Get Home or Car Insurance Through Costco?
Costco car and home insurance policies offer many perks for Costco members, including discounts and extra coverage options for more protection.
By Paige Cerulli Last updated