Home Insurance
News, insights and expert analysis on home insurance from the team at Kiplinger.
Latest
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9 Easy Home Hardening Projects That Also Save on Insurance
These small projects can protect your home from the elements and might lower your home insurance premium.
By Paige Cerulli
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'Storm Chaser' Scammers Are Targeting Natural Disaster Victims
Beware of storm chaser scammers who turn up after a natural disaster and attempt to take advantage of those impacted, the BBB says.
By Carla Ayers
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5 DIY Home Security Upgrades That Lower Insurance Costs
Boost home security with these five DIY upgrades — some may even qualify for a home insurance discount.
By Paige Cerulli
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What Can You Do When Your Neighbor's Tree Is a Danger?
Some neighbors are jerks, but you don't have to be. Here's how to create a paper trail when asking a neighbor to deal with a tree that's a safety hazard.
By H. Dennis Beaver, Esq.
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What Is the 80% Rule in Home Insurance?
Make sure your home isn't underinsured by following the 80% rule in home insurance. Here's what you need to know.
By Erin Bendig
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Is There a Downside to Switching Your Insurance Frequently?
You keep finding lower rates every time you shop for insurance. Is there any reason not to take the better deal?
By Rachael Green
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Why Your Home Insurance Might Not Protect You If Someone Else Lives There
Letting a relative stay in a second home or inherited property can quietly change your insurance coverage and leave you exposed to costly liability claims.
By Paige Cerulli
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These 8 States Have the Most Expensive Home Insurance in 2026
If you live in one of these eight states, you're probably paying $1,000 or more above the national average for home insurance.
By Rachael Green
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14 States with the Cheapest Home Insurance in 2026
Homeowners in these 14 states pay at least $1,100 less than the national average for home insurance.
By Rachael Green
