Home Insurance
News, insights and expert analysis on home insurance from the team at Kiplinger.
Latest
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5 DIY Home Security Upgrades That Lower Insurance Costs
Boost home security with these five DIY upgrades — some may even qualify for a home insurance discount.
By Paige Cerulli
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Snowbirds: Avoid These 3 Sneaky Insurance Issues
Before snowbirds depart for their winter retreat, they should check their insurance coverage for surprises that might arise, or else be on the hook for repairs.
By Sean Jackson
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Your Insurer Will Put the Blame on You in These 5 Scenarios
Insurance companies care about 'fault' in more ways than you think — from payment mishaps to your neighbor's landscaping — so it's on you to manage the risks.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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Deck the Halls with Hazards: How Festive Fails Can Fatten Your Insurance Fees
Having people over this holiday season? Before opening the door to guests, here are some perils to prepare for in advance.
By Sean Jackson
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Retirees, Protect Your Savings With Umbrella Insurance
retirement You may not realize you don’t have enough liability coverage until something catastrophic happens.
By Rachael Green
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Shutdown Freezes Federal Flood Insurance, Impacting Homeowners and Buyers
FEMA's National Flood Insurance Program is unavailable for new customers, increased coverage or renewals during the government shutdown.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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The 1% Deductible Rule to Avoid Overpaying for Home Insurance
You could be overpaying for home insurance if your deductible is too low. But going too high can be just as risky. That's where the 1% deductible rule comes in.
By Rachael Green
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These Eight States Have the Most Expensive Home Insurance in 2025
If you live in one of these eight states, you're probably paying $1,000 or more above the national average for home insurance.
By Rachael Green
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10 States with the Cheapest Home Insurance in 2025
Homeowners in these 10 states pay at least $1,100 less than the national average for home insurance.
By Rachael Green
