Home Insurance
News, insights and expert analysis on home insurance from the team at Kiplinger.
Latest
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Deck the Halls with Hazards: How Festive Fails Can Fatten Your Insurance Fees
Having people over this holiday season? Before opening the door to guests, here are some perils to prepare for in advance.
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Retirees, Protect Your Savings With Umbrella Insurance
retirement You may not realize you don’t have enough liability coverage until something catastrophic happens.
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Shutdown Freezes Federal Flood Insurance, Impacting Homeowners and Buyers
FEMA's National Flood Insurance Program is unavailable for new customers, increased coverage or renewals during the government shutdown.
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The 1% Deductible Rule to Avoid Overpaying for Home Insurance
You could be overpaying for home insurance if your deductible is too low. But going too high can be just as risky. That's where the 1% deductible rule comes in.
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These Eight States Have the Most Expensive Home Insurance in 2025
If you live in one of these eight states, you're probably paying $1,000 or more above the national average for home insurance.
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10 States with the Cheapest Home Insurance in 2025
Homeowners in these 10 states pay at least $1,100 less than the national average for home insurance.
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How to Protect Your Home From Keyless Break-ins
While smart locks enhance home security, skilled intruders may bypass them. Here's how to strengthen your defenses.
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What Is the 80% Rule in Home Insurance?
Make sure your home isn't underinsured by following the 80% rule in home insurance. Here's what you need to know.
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Should You Get Home or Car Insurance Through Costco?
Costco car and home insurance policies offer many perks for Costco members, including discounts and extra coverage options for more protection.
