Home Insurance
News, insights and expert analysis on home insurance from the team at Kiplinger.
Latest
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4 Ways to Lower Home Insurance Premiums in 2025
Learn how to reduce your homeowners insurance premiums with these four effective strategies.
By Jacob Wolinsky
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Wait, Why Did My Insurance Premium Increase?!
No one likes it when they get a higher insurance bill, but there is most likely a logical reason for why it's gone up. Let's explore those reasons.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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What Is Insurance Good For? Let Us Count the Ways
You might resent having to pay premiums, but when disaster or just a minor fender-bender happens, you'll be happy you have the financial backup.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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State Farm Seeks Rate Hikes After California Wildfire Losses: What It Means For You
State Farm has requested emergency rate increases of up to 38% in California, citing wildfire-related losses. Here’s what homeowners need to know.
By Carla Ayers
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Insurance Bad Faith After Natural Disasters: What to Know
Understanding the basics of insurance claims after catastrophic losses is important, especially if you encounter insurance bad faith. Here's what to do if that happens.
By H. Dennis Beaver, Esq.
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The Outlook for Home and Auto Insurance in 2025?
Home and auto insurance premiums may not increase as much as in recent years, but the industry remains under pressure.
By Sandra Block
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Post-Disaster Financial Planning: How to Protect Your Assets
A financial adviser who knows all about surviving natural disasters recommends ways to mitigate long-term damage to your financial health after a disaster.
By Pam Krueger
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Five Reasons You Might Hate Your Insurance Company (and Why You Shouldn't)
Stories about insurance companies letting down their customers are easy to come by, but there's another side to many of those stories.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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Do Wildfires Have You Worried About Your Insurance Coverage? Here's What to Do
With the California wildfires causing billions of dollars in damage, now is a good time to assess your homeowner's insurance and ensure it covers disasters.
By Sean Jackson
