Home Insurance
News, insights and expert analysis on home insurance from the team at Kiplinger.
Latest
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Is Home Insurance Required? Not Necessarily, But That Doesn't Mean You Should Drop It
Home insurance is required by most mortgage lenders. But even if your home is paid off, does it make financial sense to drop coverage?
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Seven Reasons Your Home Insurance Costs Are Surging
Home insurance costs are skyrocketing, with specific factors driving the surge. Here's how to whittle down your premium.
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Nine Easy Home Hardening Projects That Also Save on Insurance
These easy home hardening projects can protect your home from the elements — and might lower your home insurance premium.
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Everyone Needs to Prepare for Earthquakes, Even if You Don't Live Near a Fault Line
Here are my tips for what to do before, during and after an earthquake. The more prepared you are, the more you'll be able to keep your wits about you if it happens.
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I'm an Insurance Expert: This Is Exactly Why Your Insurance Rates Are Soaring (and What You Can Do)
A dramatic rise in the frequency and cost of severe weather and wildfires means you need to prepare, prepare, prepare — no matter where you live — for higher premiums.
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10 Things You Need To Know About Hurricane Insurance Claims
Becoming a Homeowner Hurricane damage? Know what your insurance will and won't cover to make the most of your policy if you need to file a claim.
Becoming a Homeowner -
How to Prepare For a Hurricane and Other Natural Disasters
As worries about hurricanes, wildfires, floods and other natural disasters accelerate, here are some key steps to take to get ready for whatever might come your way.
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You’re Probably Not Covered for These 6 Common Home Disasters
Home insurance doesn’t cover everything. Learn which disasters require extra coverage — and how to protect your home before it’s too late.
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How Much Does Flood Insurance Cost in 2025?
Flood insurance costs are rising, but there are several ways to save. Learn what factors affect your flood insurance premiums and how to reduce your costs.
