Home Insurance
News, insights and expert analysis on home insurance from the team at Kiplinger.
Latest
-
How Much Does Flood Insurance Cost in 2025?
Flood insurance costs are rising, but there are several ways to save. Learn what factors affect your flood insurance premiums and how to reduce your costs.
By Paige Cerulli
-
Five Overlooked Water Damage Risks Homeowners Forget About
Water damage is one of the most common — and costly — home repairs. Here's what your policy may not protect against, and how you can avoid major headaches.
By Paige Cerulli
-
I'm 65 and My Property Taxes and Insurance Keep Going Up. How Can I Afford My House in Five Years?
The costs of homeownership may continue to rise in retirement. Here's how to manage that.
By Maurie Backman
-
Should You Get Earthquake Insurance?
Your home insurance doesn’t cover earthquakes, but paying extra for earthquake insurance isn’t just for Californians.
By Rachael Green
-
How and When to Switch Home Insurance for the Best Coverage at the Best Price
Rising home insurance costs and policy cancellations are forcing homeowners to find new policies. Here's how to switch home insurance for the best coverage and savings.
By Dori Zinn
-
Eight Surprising Things Home Insurance Doesn't Cover
Home insurance protects you from a lot, but not from damage caused by floods, earthquakes, pests, water leaks and a number of other risks.
By Alexandra Twin
-
Protect Your Retirement From Extreme Weather Events
A rising tide of storms, fires, and heat is impacting retirees. Here's what you can do about it.
By MP Dunleavey
-
Four Real Stories of Families Who Faced Down Natural Disasters
Four families whose homes were damaged or destroyed share their stories.
By Kimberly Lankford
-
Do You Need Flood Insurance? I'm an Insurance Expert, and Here's Where You Can Get It
Standard homeowners insurance does not cover flood damage, so you might need separate flood insurance, which you can get either through FEMA or private companies. Here are the details.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
