Home Insurance
News, insights and expert analysis on home insurance from the team at Kiplinger.
Latest
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Time to Prepare for Disasters Like They Could Happen to You
You can no longer have the mindset that "that won't happen here." Because it absolutely could. As we head into 2026, consider making a disaster plan.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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Rising Home Prices and Mortgage Rates Can Make This Insurance More Relevant
It's been hard to avoid private mortgage insurance in an era of rising home prices and higher mortgage rates.
By Ella Vincent
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Your End of Year Insurance Coverage Review Checklist
Sponsored by Physicians Mutual
Stop paying for insurance you don't need and close coverage gaps you didn't know about with this year-end insurance review.
By Rachael Green
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Snowbirds: Avoid These 3 Sneaky Insurance Issues
Before snowbirds depart for their winter retreat, they should check their insurance coverage for surprises that might arise, or else be on the hook for repairs.
By Sean Jackson
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Your Insurer Will Put the Blame on You in These 5 Scenarios
Insurance companies care about 'fault' in more ways than you think — from payment mishaps to your neighbor's landscaping — so it's on you to manage the risks.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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Deck the Halls with Hazards: How Festive Fails Can Fatten Your Insurance Fees
Having people over this holiday season? Before opening the door to guests, here are some perils to prepare for in advance.
By Sean Jackson
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Retirees, Protect Your Savings With Umbrella Insurance
retirement You may not realize you don’t have enough liability coverage until something catastrophic happens.
By Rachael Green
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Shutdown Freezes Federal Flood Insurance, Impacting Homeowners and Buyers
FEMA's National Flood Insurance Program is unavailable for new customers, increased coverage or renewals during the government shutdown.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS
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The 1% Deductible Rule to Avoid Overpaying for Home Insurance
You could be overpaying for home insurance if your deductible is too low. But going too high can be just as risky. That's where the 1% deductible rule comes in.
By Rachael Green
