Home-insurance
Latest
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How to Lower Your Home Insurance Premium
insurance Here's how to lower home insurance premiums, whether you stay with your current insurer or switch.
By Miriam Cross Last updated
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Five Tips to Help Avoid a Denial on Your Insurance Claim
After a loss, take some deep breaths and follow the rules to ensure your insurance company is able to do its job on your claim.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published
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Are You Annoyed That You Have to Buy Car or Home Insurance?
Maybe instead of considering car and home insurance extra expenses that you don't benefit from, think about how those policies protect your investment instead.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published
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Why Does One Claim Jack Up My Insurance After Years of No Claims?
Even loyal customers can be hit with an insurance premium hike after a claim, despite going many years without any claims. There's a reason for that.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published
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Does a Farm Need a Different Homeowners Insurance Policy?
Homeowners insurance is all about providing the right tool for the right exposure, and life on the farm comes with different risks than life in the city.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published
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What is the 80% Rule in Homeowners Insurance?
The 80% rule in homeowners insurance says to receive full coverage, homeowners must have coverage costing at least 80% of their home’s total replacement cost value.
By Erin Bendig Last updated
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How to Buy Homeowners Insurance
insurance If you're purchasing your first home, here's what you need to know about getting the right coverage to protect it.
By Kimberly Lankford Last updated
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What Does the Term 'Full Coverage' Really Mean in Insurance?
For starters, there’s no such thing as 'full coverage.' Instead, you should tell your insurer exactly what kind of protection you're looking for and for what.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published
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Six Steps to Take if Your Insurer Sends You a Non-Renewal Letter
First and foremost, don't procrastinate. Let your insurer know you plan to fix whatever the issue is and then actually follow through on fixing it.
By Karl Susman, CPCU, LUTCF, CIC, CSFP, CFS, CPIA, AAI-M, PLCS Published