Donna Fuscaldo
Donna Fuscaldo is the retirement writer at Kiplinger.com. A writer and editor focused on retirement savings, planning, travel and lifestyle, Donna brings over two decades of experience working with publications including AARP, The Wall Street Journal, Forbes, Investopedia and HerMoney.
Latest articles by Donna Fuscaldo
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The 4 Best 'Half-Back' States for Disillusioned RetireesFlorida retirement not what you expected? You aren't alone. Explore the top four half-back states offering affordable living options closer to family.
By Donna Fuscaldo
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How a Roth Conversion Can Save You Thousands in Medicare CostsAvoid costly IRMAA surcharges on Medicare Part B and D. See how timing your Roth conversion correctly can slash your future premiums.
By Donna Fuscaldo
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The 'Me-First' Rule of Retirement SpendingWorried about the stock market's ups and downs? Follow the 'Me-First' (flooring) rule, which ensures your bills get paid no matter what's happening with Wall Street
By Donna Fuscaldo
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Are You Ready To Retire at 67? Take Our Quiz to Find OutIs 67 the perfect age for you to retire? Answer these 5 questions and find out.
By Donna Fuscaldo
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Average Spending by Age for Those 55 and OverAre you overspending in retirement? See how average household spending shifts from age 55 to 75+ across housing, healthcare and transportation.
By Donna Fuscaldo
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No Heirs? Here Are 4 Ways to Spend Your Nest Egg Guilt-FreeNot planning your life around legacy, you're not alone. Why a growing wave of single and child-free retirees are unapologetically putting their own needs first.
By Donna Fuscaldo
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Got $2.5 Million Saved? Here Are the Huge RMDs You Must TakeIf you have $2.5 million saved for retirement, your RMDs will change every year. Find out exactly how much you must withdraw at ages 73, 75, 80 and 85.
By Donna Fuscaldo
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Is Your Current Home Your Forever Home? Take Our QuizFrom steep stairs to slippery floors, minor home design flaws can become major hazards in retirement. Take our quick quiz to find out if your house is ready for you to age in place.
By Donna Fuscaldo
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Moving to Florida or Texas for Retirement? 3 Questions to Ask YourselfRelocating to a tax-free state like Florida or Texas seems like a good idea, but unexpected expenses add up fast. Here is how to ensure your retirement move doesn't break the bank.
By Donna Fuscaldo
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Are You on Track? The Retirement Savings Benchmarks You Should Hit by 50, 55, 60 and 65Most people guess their retirement number — don't be one of them. See how much you should save based on your current age and income.
By Donna Fuscaldo
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Are You Ready To Retire at 65? Take Our Quiz to Find OutAre you in a good position to retire at 65? Find out with this quick quiz.
By Donna Fuscaldo
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Why Moving Near the Grandchildren Might Be Your Biggest Retirement MistakeMoving down the street from the grandkids may be the ultimate retirement flex. But before you call the movers, here's why this major life pivot can backfire.
By Donna Fuscaldo
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4 Questions to Ask Before You Spend Your Kids' InheritanceIf your kids are successful, do they need an inheritance? Ask yourself these four questions before passing down another dollar.
By Donna Fuscaldo
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The 'Busy Trap': 5 Ways a Hectic Schedule Can Ruin Your RetirementYou're supposed to slow down in retirement, but many do the exact opposite. Here is why treating retirement like a full-time job is a big mistake, and what you can do instead.
By Donna Fuscaldo
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Afraid to Dip Into Your Savings? 8 Guilt-Free Ways to Finally Enjoy Your RetirementStop worrying about the balance. From legacy gifts to bucket list travel, here are eight ways to spend your retirement savings without the guilt.
By Donna Fuscaldo
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5 Reasons to Claim Social Security at 70 (and 5 Reasons Not To)Waiting until 70 to claim Social Security has its benefits, including maximizing your paycheck, but there are also valid reasons why you shouldn't wait.
By Donna Fuscaldo
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Gen X vs Boomers: Why the Rules of Retirement Have ChangedOne generation is nearing retirement, while another is already there. The way they're navigating this important life transition couldn't be more distinct.
By Donna Fuscaldo
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Are You Ready To Retire At 60? Take Our Quiz to Find OutSee if you are ready to retire before Social Security kicks in with our quick quiz.
By Donna Fuscaldo
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Jean Chatzky: This Is the Biggest Retirement Mistake You Can MakeAre you winging your retirement spending? Financial expert Jean Chatzky tells Kiplinger why lack of a concrete plan is preventing retirees from living their best lives.
By Donna Fuscaldo
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Need a Reason to Retire Early? Consider These 7 Eye-Opening StatsMost people retire early, leaving the workforce before reaching their full retirement age (FRA). Maybe you should, too.
By Donna Fuscaldo
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5 Out-Of-The-Box Retirement Moves the Wealthy Swear ByA 401(k) isn't the only way to build a nest egg. Discover 5 tax-smart retirement strategies used by wealthy savers.
By Donna Fuscaldo
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5 Assets You Should Sell First in Retirement (If You Need the Cash)Don't raid your nest egg for unexpected bills. From brokerage accounts to underutilized lifestyle vehicles, here is how to unlock cash without jeopardizing your future.
By Donna Fuscaldo
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America is Turning 250 — But We Didn't Get Serious About Saving Until 50 Years AgoHere's a look at how retirement savings have changed over the past fifty years, from pensions to DIY investing.
By Donna Fuscaldo
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Before You Give Money To Your Kids, Ask Yourself These 3 QuestionsWant to give your kids money in retirement, ask these 3 questions to protect your nest egg and their financial future.
By Donna Fuscaldo
