Donna Fuscaldo
Donna Fuscaldo is the retirement writer at Kiplinger.com. A writer and editor focused on retirement savings, planning, travel and lifestyle, Donna brings over two decades of experience working with publications including AARP, The Wall Street Journal, Forbes, Investopedia and HerMoney.
Latest articles by Donna Fuscaldo
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5 Social Security Myths That Can Cost You ThousandsBefore you collect Social Security benefits, make sure you don't believe any of these falsehoods.
By Donna Fuscaldo
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Counting on the Great Wealth Transfer? Why It May Not Pan Out the Way You HopeDon't spend money you don't have. Learn why the Great Wealth Transfer might leave you with less than you think and how to plan around it.
By Donna Fuscaldo
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Here’s What Retirement Is Really Like When Your Next-Door Neighbor Is a Data CenterIs big tech ruining the quiet retirement dream? From soaring electric bills to relentless noise, here is the hidden toll data centers are leaving on local communities.
By Donna Fuscaldo
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Dave Ramsey: Emergency Funds Are 'Not About Making Money' — 9 Ways to Protect SavingsReady to call it quits? From timing Social Security to planning, here are nine pieces of Dave Ramsey advice for a secure retirement.
By Donna Fuscaldo
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Here are the Huge RMDs the IRS Makes You Take When You Have $5 Million SavedIf you have $5 million saved for retirement, your RMDs will change every year. Find out exactly how much you must withdraw at ages 73, 75, 80 and 85.
By Donna Fuscaldo
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6 Stevie Nicks Quotes Retirees Should Live ByFrom navigating the 'Landslide' of change to embracing her own mystical path, the rock legend offers a masterclass in living life on your own terms.
By Donna Fuscaldo
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3 Questions That Help You Find Your Perfect Social Security Claiming AgeClaiming Social Security too early can cost you thousands. Before you file, ask these essential questions to ensure you aren't leaving money on the table.
By Donna Fuscaldo
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The 'Take That Uncle Sam' Quiz: Are You Overpaying in Retirement?Quiz Test your retirement tax knowledge with our short quiz.
By Donna Fuscaldo
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3 Questions to Ask Before UnretiringThinking of unretiring? Before you decide to return to work, make sure you know the answers to these critical questions.
By Donna Fuscaldo
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The $3,000 Retirement Mistake Millions Make Each Year (And How to Avoid It)A little oversight or automation can keep money in your pocket.
By Donna Fuscaldo
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I've Been Offered a Buyout, but I Love My Job and 'Work Family'We asked financial advisers whether this 62-year-old should take the six-month buyout and retire, or work a few more years.
By Donna Fuscaldo
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The Retirement Bucket Rule: Your Guide to Fear-Free SpendingForget market declines or rising inflation. With this strategy, you won’t have to worry about any of that during retirement.
By Donna Fuscaldo
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Eight Biggest Financial Planning Myths: How Many Do You Believe?These financial planning myths are some of the whoppers you may hear when you're approaching retirement.
By Donna Fuscaldo
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Is Pet Insurance Worth It?You can fend off big veterinary bills with a policy that covers your furry companion. But is it better to just stash those premiums in an emergency fund?
By Donna Fuscaldo
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Hantavirus: What Retirees Need to Know Before Boarding a Cruise Ship This SummerAre you planning to take a cruise this summer? Get the facts on the rare hantavirus outbreak and why experts say norovirus remains the bigger health threat for retirees.
By Donna Fuscaldo
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We Love Hosting Guests at our $3.2M Beach House All Summer. Given Inflation, Should We Cut Back?We asked financial advisers if this couple should cut expenses or borrow money to host this summer.
By Donna Fuscaldo
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3 Questions Every Retiree Should Ask to Protect Their Savings From 2026 InflationThe price of everything from food to gas is rising, but that doesn't have to derail your retirement plans. Ask yourself these three questions to make sure you are still on the right track.
By Donna Fuscaldo
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What are Annuities? The Different Types and How They WorkAnnuities are becoming more popular among savers who want peace of mind and a regular stream of income in retirement.
By Jacob Wolinsky
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5 Billy Joel Lyrics Retirees Should Live ByReady for your next chapter? Discover five timeless Billy Joel lyrics that offer the perfect wisdom for retirement, from embracing your freedom to finding joy in every moment.
By Donna Fuscaldo
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The 'Wait-to-Win' Rule of Retirement Can Add $1,100 to Your Monthly CheckHow trading your savings today will give you a permanent raise tomorrow.
By Donna Fuscaldo
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The 'Take That Uncle Sam' Rule of Retirement SpendingHere's how to reduce your tax bill when you withdraw money in retirement.
By Donna Fuscaldo
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Five Smart Retirement Health Care Moves: Maximize Your HSA and Medigap SavingsUnchecked health care costs in retirement could blow a hole in your savings. Here’s how to avoid that.
By Donna Fuscaldo
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9 Ways To Save on Your Next Luxury TripLooking for ways to stretch your retirement dollars? Follow these tips to get a deal on your next vacation.
By Donna Fuscaldo
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Are Your Retirement Savings on Track at Ages 60 to 65? Take Our QuizFind out if your retirement savings are on track with our quick quiz.
By Donna Fuscaldo
