Donna Fuscaldo
Donna Fuscaldo is the retirement writer at Kiplinger.com. A writer and editor focused on retirement savings, planning, travel and lifestyle, Donna brings over two decades of experience working with publications including AARP, The Wall Street Journal, Forbes, Investopedia and HerMoney.
Latest articles by Donna Fuscaldo
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Why Moving Near the Grandchildren Might Be Your Biggest Retirement MistakeMoving down the street from the grandkids may be the ultimate retirement flex. But before you call the movers, here's why this major life pivot can backfire.
By Donna Fuscaldo
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4 Questions to Ask Before You Spend Your Kids' InheritanceIf your kids are successful, do they need an inheritance? Ask yourself these four questions before passing down another dollar.
By Donna Fuscaldo
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The 'Busy Trap': 5 Ways a Hectic Schedule Can Ruin Your RetirementYou're supposed to slow down in retirement, but many do the exact opposite. Here is why treating retirement like a full-time job is a big mistake, and what you can do instead.
By Donna Fuscaldo
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Afraid to Dip Into Your Savings? 8 Guilt-Free Ways to Finally Enjoy Your RetirementStop worrying about the balance. From legacy gifts to bucket list travel, here are eight ways to spend your retirement savings without the guilt.
By Donna Fuscaldo
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5 Reasons to Claim Social Security at 70 (and 5 Reasons Not To)Waiting until 70 to claim Social Security has its benefits, including maximizing your paycheck, but there are also valid reasons why you shouldn't wait.
By Donna Fuscaldo
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Gen X vs Boomers: Why the Rules of Retirement Have ChangedOne generation is nearing retirement, while another is already there. The way they're navigating this important life transition couldn't be more distinct.
By Donna Fuscaldo
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Are You Ready To Retire At 60? Take Our Quiz to Find OutSee if you are ready to retire before Social Security kicks in with our quick quiz.
By Donna Fuscaldo
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Jean Chatzky: This Is the Biggest Retirement Mistake You Can MakeAre you winging your retirement spending? Financial expert Jean Chatzky tells Kiplinger why lack of a concrete plan is preventing retirees from living their best lives.
By Donna Fuscaldo
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Need a Reason to Retire Early? Consider These 7 Eye-Opening StatsMost people retire early, leaving the workforce before reaching their full retirement age (FRA). Maybe you should, too.
By Donna Fuscaldo
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5 Out-Of-The-Box Retirement Moves the Wealthy Swear ByA 401(k) isn't the only way to build a nest egg. Discover 5 tax-smart retirement strategies used by wealthy savers.
By Donna Fuscaldo
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5 Assets You Should Sell First in Retirement (If You Need the Cash)Don't raid your nest egg for unexpected bills. From brokerage accounts to underutilized lifestyle vehicles, here is how to unlock cash without jeopardizing your future.
By Donna Fuscaldo
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America is Turning 250 — But We Didn't Get Serious About Saving Until 50 Years AgoHere's a look at how retirement savings have changed over the past fifty years, from pensions to DIY investing.
By Donna Fuscaldo
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Before You Give Money To Your Kids, Ask Yourself These 3 QuestionsWant to give your kids money in retirement, ask these 3 questions to protect your nest egg and their financial future.
By Donna Fuscaldo
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6 Strategic Moves to Keep Growing Your Wealth After You RetireWho says wealth-building stops at 65? From adjusting your risk to beating the sequence of returns, here is how to maximize your money without a paycheck.
By Donna Fuscaldo
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Here are the Huge RMDs the IRS Makes You Take When You Have $1 Million SavedIf you have $1 million saved for retirement, your RMDs will change every year. Find out exactly how much you must withdraw at ages 73, 75, 80 and 85.
By Donna Fuscaldo
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9 Ways To Save on Your Next Luxury TripLooking for ways to stretch your retirement dollars? Follow these tips to get a deal on your next vacation.
By Donna Fuscaldo
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Are You Ready To Retire at 62? Take Our Quiz to Find OutQuiz Are you in a good position to retire at 62? Find out with this quick quiz.
By Donna Fuscaldo
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From Family History to Daily Habits: 4 Signs Longevity Is on Your SidePlanning for a long retirement is a high-stakes math problem. Check these 4 longevity green flags to see if you have the habits and the history to beat the averages.
By Donna Fuscaldo
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8 George Carlin Quotes Retirees Should Live ByThe master of comedy was famously cynical, but his raw philosophy offers a surprising blueprint for your golden years.
By Donna Fuscaldo
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13 Outrageous Ways To Spend Money in RetirementWhether you have excess cash to spend or want to pretend, here’s a look at 13 ridiculous ways retirees can splurge.
By Donna Fuscaldo
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The 'Take That Uncle Sam' Rule of Retirement SpendingHere's how to reduce your tax bill when you withdraw money in retirement.
By Donna Fuscaldo
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8 Boring Habits That Will Make You Rich in RetirementThese mundane activities won't make you the life of the party, but they will set you up for a rich retirement. Discover the 8 boring habits that build real wealth.
By Donna Fuscaldo
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Crypto 401(k) Options Are Expanding: The Only Reasons To Actually Click BuySome employers are adding digital tokens to retirement plans. Before making a speculative move, here is the risk checklist advisors recommend.
By Donna Fuscaldo
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5 Assets You Should Hold Onto in Retirement (Even If You Need the Cash)Sitting on little gold mines? It's natural to want to cash out when you retire. Here’s why you may not want to.
By Donna Fuscaldo
