Donna Fuscaldo
Donna Fuscaldo is the retirement writer at Kiplinger.com. A writer and editor focused on retirement savings, planning, travel and lifestyle, Donna brings over two decades of experience working with publications including AARP, The Wall Street Journal, Forbes, Investopedia and HerMoney.
Latest articles by Donna Fuscaldo
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Roth Conversion in a Down Market: Is it Right For You?
Facing a future tax hit on your retirement savings? A Roth conversion may be a way to lower the taxes you owe.
By Donna Fuscaldo Published
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The US Postal Service Does More Than Deliver Mail: Six Ways It Helps Older Adults
With talk of cuts to the USPS swirling, here are the ways it provides vital services to the nation’s older adults.
By Donna Fuscaldo Published
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Retirement Savings on Track? See How Much You Should Have in Your Mid-50s and Early 60s
JPMorgan’s guide can help older Gen Xers determine whether they have saved enough for a retirement pegged to their income level.
By Donna Fuscaldo Last updated
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Retirement Savings on Track? How Much You Should Have by 50 and 55
See how your retirement savings compare to this Wall Street guide for people aged 50 and 55, ranked by income.
By Donna Fuscaldo Last updated
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Raising the Social Security Retirement Age to 69? How it Would Affect You
Workers have two choices if the full retirement age ever increases to 69. Work longer or collect less.
By Donna Fuscaldo Last updated
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Annuity Fees: Are You Paying Too Much?
Annuity fees include commissions, administrative costs, expense ratios and more. How much is too much and how do you know if you're overpaying?
By Donna Fuscaldo Published
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Five Ways to Save for Retirement in 2025
If you did a poor job saving for retirement last year, don't despair. There are ways to build your nest egg in 2025.
By Donna Fuscaldo Last updated
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Jim Carrey Ran Out of Money in Retirement. Will You?
Cash-strapped retirees are returning to the workforce. How to prevent becoming one of them.
By Donna Fuscaldo Last updated
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Should You Age in Place or Move?
From cost to quality of life, here are the factors to consider when weighing this important decision.
By Donna Fuscaldo Published
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401(k) Super Catch-Ups: Are They Right for You?
With super catch-up contributions to your 401(k), you can save an additional $11,250 if you are between 60 and 63. But should you?
By Donna Fuscaldo Last updated
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Markets Are Down: Here's How Your Estate Can Benefit
Your estate can benefit from stock market malaise by using several creative tools. Here's how.
By Donna Fuscaldo Published
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Is 2025 a Bad Year To Retire?
Should you retire in 2025? It depends on on how much you saved, your withdrawal plan and how the country is doing.
By Donna Fuscaldo Last updated
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Trump Buyouts Spread to More Government Agencies: If You're Near Retirement, Should You Take a Buyout?
President Trump's buyout offer to government workers is picking up steam. If you are on the receiving end of a buyout and close to retirement, here’s what to consider.
By Donna Fuscaldo Last updated
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Retiring Without Heirs: Four Options For Your Estate
Just because you don’t anyone to leave your money to doesn’t mean you shouldn’t plan for what happens to your estate when you die.
By Donna Fuscaldo Published
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Should You Retire Now or Work Five More Years?
How to decide if an extra five years is worth it.
By Donna Fuscaldo Last updated
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Social Security Administration Warns of Massive Layoffs: What It Means to You
The Social Security Administration is gearing up to layoff thousands of workers. Here’s how it can impact you.
By Donna Fuscaldo Published
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Social Security Payment Delayed? Four Reasons Why
Social Security payments are a relied upon source of income in retirement. To keep them flowing make sure you don’t make these four mistakes.
By Donna Fuscaldo Published
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Your Ideal Retirement Community: Five Questions to Ask When Making Your Choice
Before you settle on a retirement community do your homework with these questions.
By Donna Fuscaldo Published
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Trump to Tariffs: How Retirees Can Manage Uncertainty in Their Investment Plans
FUD — fear, uncertainty, doubt — is running rampant these days, but that doesn’t mean retirement savers need to react. Here is why it pays to stay the course.
By Donna Fuscaldo Published
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Life in Latitude Margaritaville Retirement Community: Partying, Fun, and Chilling in the Sun
Retirees looking for an active lifestyle are turning to retirement communities like Latitude Margaritaville. Here’s what it’s like to live out your retirement in one of its three sprawling communities.
By Donna Fuscaldo Published
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Buying an Annuity? Avoid These Five Common Mistakes
Annuities are becoming more popular but if you choose the wrong one it could create a liquidity problem.
By Donna Fuscaldo Published
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Social Security Is DOGE's New Target: What You Need to Know
Elon Musk's Department of Government Efficiency has set its sights on Social Security. Here is why you shouldn't panic.
By Donna Fuscaldo Published
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Retirement Community Living: How to Pay for Your Next Chapter
From independent living to continuing care retirement communities, retirees have a lot of ways to live out their golden years. But it ain’t cheap.
By Donna Fuscaldo Published
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Trump Wants to Shut Down the CFPB: Why Retirees Should Care
The Consumer Financial Protection Bureau has done a lot to protect consumers, including retirees, since its inception nearly fourteen years ago.
By Donna Fuscaldo Published