Donna Fuscaldo
Donna Fuscaldo is the retirement writer at Kiplinger.com. A writer and editor focused on retirement savings, planning, travel and lifestyle, Donna brings over two decades of experience working with publications including AARP, The Wall Street Journal, Forbes, Investopedia and HerMoney.
Latest articles by Donna Fuscaldo
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Mellody Hobson: The No. 1 Mistake Derailing Retirement SavingsAre you accidentally sabotaging your own financial security? A top financial executive explains why doing what feels "safe" might be your biggest risk.
By Donna Fuscaldo
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Do Your Successful Kids Really Need an Inheritance?Your adult kids are financially secure, so why save a massive windfall for later? Here’s why it might be time to spend your hard-earned money now.
By Donna Fuscaldo
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Why the 'Great Wealth Transfer' Could Disappoint HeirsDon't spend money you don't have. Learn why the Great Wealth Transfer might leave you with less than you think and how to plan around it.
By Donna Fuscaldo
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'What I Wish I’d Known at 45': Financial Advice from RetireesTurning 45? Retirees reveal the biggest investing, saving, and spending mistakes they made during their peak earning years—and how to fix them today.
By Donna Fuscaldo
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Want to Keep a Secret Family Hidden in Your Will? Why It Gets Messy FastA millionaire wants to leave assets to a second family without his wife finding out. Estate experts reveal why post-mortem secrets rarely stay hidden.
By Donna Fuscaldo
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5 Dolly Parton Quotes Retirees Should Live ByDolly knew that life wasn't just about the "9 to 5." Discover the legendary singer’s inspiring tips for finding joy and purpose in retirement.
By Donna Fuscaldo
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This Single Retirement Mistake Could Drain Your Savings, Warns Farnoosh TorabiFinancial expert Farnoosh Torabi breaks down the costly retirement mistake most retirees ignore and how to fix it before it hurts your savings.
By Donna Fuscaldo
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Delaying Retirement Just 6 Months Can Yield an Extra $50,000. Here’s How.Working just six extra months can boost your retirement savings by tens of thousands of dollars. Here is the math behind delaying retirement.
By Donna Fuscaldo
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Is a Roth Conversion Right For You? 3 Questions to Ask FirstDon't let a Roth conversion backfire. Learn the 3 questions every investor needs to ask about tax brackets, liquidity and asset allocation before making the move.
By Donna Fuscaldo
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Thinking About Cutting Your 401(k) Contributions? 6 Reasons to ReconsiderLowering your 401(k) contributions might solve a short-term cash squeeze, but it carries long-term costs, including these six.
By Donna Fuscaldo
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Thinking About Moving Near the Grandkids? Ask These 3 Questions FirstMoving near the grandkids sounds like a retirement dream, but it can quickly become complicated. Ask these three crucial questions before you pack your bags.
By Donna Fuscaldo
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5 Surprising Ways Aging in Place Can Save You Thousands in RetirementBeyond skipping assisted living fees, staying in your long-time home cuts everyday costs. Here are five unexpected ways aging in place saves you money.
By Donna Fuscaldo
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5 Hidden Costs of Aging in Place — Even With No MortgageThink paying off your mortgage means a cheap retirement? From home modifications to maintenance, these sneaky aging-in-place costs can derail your retirement.
By Donna Fuscaldo
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Sitting on a 401(k) Fortune? Why You Should Stop Fearing and Start SpendingMany 401(k) millionaires fear running out of money in retirement. But they don't have to if they follow these six strategies.
By Donna Fuscaldo
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5 Regular Bills Retirees Can Prepay for Instant SavingsPrepaying everyday bills is the easiest way for retirees to lock in savings without cutting back. Here are five recurring expenses to pay upfront.
By Donna Fuscaldo
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High Income, Low Savings at 53? How to Fix Your Retirement Plan Before 65We asked an expert wealth planner for advice.
By Donna Fuscaldo
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3 Estate Planning Strategies That Thrive in Volatile MarketsDiscover how GRATs, Roth conversions, and gifting enable you to capitalize on market volatility and transfer wealth to heirs tax-free.
By Donna Fuscaldo
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5 Social Security Myths That Can Cost You ThousandsBefore you collect Social Security benefits, make sure you don't believe any of these falsehoods.
By Donna Fuscaldo
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Lump Sum vs. Monthly Pension Checks: 3 Questions To AskChoosing between a pension lump sum and monthly checks? Ask yourself these three essential questions before making an irreversible retirement decision.
By Donna Fuscaldo
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4 Household Expenses You Should Never Pre-Pay in RetirementYou might think locking in a rate saves you money, but financial flexibility is the real secret to keeping cash in your pocket for these bills.
By Donna Fuscaldo
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Beyond 401(k)s: How Millennials Are Ditching Gen X Retirement Strategies. Will It Pay Off?Sorry, Gen X, when it comes to saving for retirement, the younger generation views it differently.
By Donna Fuscaldo
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6 Mark Cuban Quotes Every Retiree Should Live ByThe billionaire businessman and Shark Tank alum has some advice that may surprise you.
By Donna Fuscaldo
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Retiring to Florida? These Hidden Costs Could Drain Your BudgetRetirees flock to Florida for tax breaks — but hidden costs from HOA fees to high insurance — can quickly break your retirement budget.
By Donna Fuscaldo
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Is Working 5 More Years Worth It? Balance Your Health vs SavingsRetiring now is tempting, but five extra years of work offer major perks. Here is how to weigh the health and financial trade-offs.
By Donna Fuscaldo
