
Donna Fuscaldo
Donna Fuscaldo is the retirement writer at Kiplinger.com. A writer and editor focused on retirement savings, planning, travel and lifestyle, Donna brings over two decades of experience working with publications including AARP, The Wall Street Journal, Forbes, Investopedia and HerMoney.
Latest articles by Donna Fuscaldo
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Five Tips For Estate Planning in 2025
We're almost halfway through the year. Is your estate in order? If not, here are some tips to get it done in 2025.
By Donna Fuscaldo Published
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My Great Retirement Dream: Sell My House, Downsize, Live off the Proceeds and Dabble in Stocks. Can I Do It?
I ask an expert financial planner if my retirement dreams are realistic — or if my head is in the clouds.
By Donna Fuscaldo Published
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Despite Economic Uncertainty, Americans Remain Confident About Retirement, Survey Shows
Saving and spending is a concern but most workers and retirees think they are on track based on a new survey.
By Donna Fuscaldo Published
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In Trump’s Economy Should 401(k) Savers 'Set It and Forget It?'
It’s hard to bury your head in the sand when the markets are volatile. Here’s when it makes sense and when it doesn’t.
By Donna Fuscaldo Published
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Should You Retire at 62? Six Tips to Help You Take the Wheel
To retire at 62, kick the tires to see if your retirement plan is a classic car or a jalopy.
By Donna Fuscaldo Last updated
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Living in a University Retirement Community: It's Never Too Late To Learn Something New
College students aren't the only ones getting an education. Retirement communities on college and university campuses are growing in popularity.
By Donna Fuscaldo Published
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Should You Add an Annuity to Your Retirement Portfolio?
In need of some guaranteed income? An annuity may be the answer if you check off any of these boxes.
By Donna Fuscaldo Last updated
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What 401(k) Savers Near Retirement Can Do Amid Market Volatility
Whether retirement is years away, a year or two out, or in the rearview mirror, here's how to handle uncertainty in your 401(k).
By Donna Fuscaldo Published
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Trump to Tariffs: How Retirees Can Manage Uncertainty in Their Investment Plans
FUD — fear, uncertainty, doubt — is running rampant these days, but that doesn’t mean retirement savers need to react. Here is why it pays to stay the course.
By Donna Fuscaldo Last updated
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Is the Economy at Risk of a Recession Because of Tariffs? What the Experts Are Saying
With stock markets up and down and tariffs on and off, everyone, including retirees, might wonder what it means for the economy. Here's what the experts think.
By Donna Fuscaldo Published
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Should You Retire Now or Work Five More Years?
How to decide if an extra five years is worth it.
By Donna Fuscaldo Last updated
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Seven Tasks Retirees Can Do With Online Banking or a Mobile Banking App
Retirees can do more than check their bank account balance online.
By Donna Fuscaldo Published
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Annuities: Do You Need Guaranteed Income In Retirement?
Annuities are now an option in some 401(k)s but that doesn't mean they should be included in your retirement plan.
By Donna Fuscaldo Published
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Stock Markets Are Tanking: Here’s How Retirees Can Weather the Storm
Treasury Secretary Scott Bessent says retirees don't pay attention to the day-to-day fluctuations in the stock market, but should you?
By Donna Fuscaldo Published
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Retirees: Is Your Local Bank Closing? Four Ways to Cope
Bank branches are closing across the country. If you are among the retirees who prefer to bank in person, you have some options.
By Donna Fuscaldo Published
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Is 2025 a Bad Year To Retire Given a Flailing Stock Market?
If you're looking at the stock markets alone, 2025 may seem like a bad year to retire, but that's not the only consideration.
By Donna Fuscaldo Last updated
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Stagflation: What It Is and Why Retirees Should Care
Stagflation — the economic bogeyman of the 1970's — may return to the US. Here's what it could mean to your retirement.
By Donna Fuscaldo Last updated
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Retirement Savings On Track? How Much Should You Have Between 61 and 65
JPMorgan’s guide can help baby boomers determine whether they have saved enough for a retirement pegged to their income level.
By Donna Fuscaldo Published
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Are You a Retirement Millionaire Too Scared To Spend?
If you are too scared to spend money in retirement, you may be saddled with regret. Here are three ways to safely enjoy your sizable retirement nest egg.
By Donna Fuscaldo Published
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Inherited IRA Pitfalls to Avoid
Don't get hit with a big tax bill thanks to an inherited IRA. Learn the rules and save.
By Donna Fuscaldo Last updated
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Retirement Fears Keeping You Up at Night
Get a better night's sleep by overcoming these five retirement fears.
By Donna Fuscaldo Last updated
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Roth Conversion in a Down Market: Is it Right For You?
Facing a future tax hit on your retirement savings? A Roth conversion may be a way to lower the taxes you owe.
By Donna Fuscaldo Published
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The US Postal Service Does More Than Deliver Mail: Six Ways It Helps Older Adults
With talk of cuts to the USPS swirling, here are the ways it provides vital services to the nation’s older adults.
By Donna Fuscaldo Published
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What Retirement Savings You Should Have by 55 and 60
A new guide can help older Gen Xers determine whether they have saved enough for a retirement pegged to their income level.
By Donna Fuscaldo Last updated