
Donna Fuscaldo
Donna Fuscaldo is the retirement writer at Kiplinger.com. A writer and editor focused on retirement savings, planning, travel and lifestyle, Donna brings over two decades of experience working with publications including AARP, The Wall Street Journal, Forbes, Investopedia and HerMoney.
Latest articles by Donna Fuscaldo
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Is Pet Insurance Worth It?
You can fend off big veterinary bills with a policy that covers your furry companion.
By Donna Fuscaldo Last updated
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Stagflation: What It Is and Why Retirees Should Care
Stagflation — the economic bogeyman of the 1970's — may return to the US. Here's what it could mean to your retirement.
By Donna Fuscaldo Last updated
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Social Security Sees 'Dramatic Increase' in New Filers: Should You Claim Early?
With concerns about funding shortfalls and DOGE disruption, more Americans than usual are filing to collect Social Security benefits, and at younger ages.
By Donna Fuscaldo Last updated
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Have a Retirement Question? AI Can Answer That
AI is playing an increasing role in retirement planning. Here’s how some financial advisers are leveraging this new technology.
By Donna Fuscaldo Published
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Trump's First 100 Days: Retirement Savers Learn the Importance of Staying the Course
From wild stock market gyrations to emotional trading, here’s how President Trump's first 100 days have impacted retirement savers.
By Donna Fuscaldo Published
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Despite Economic Uncertainty, Americans Remain Confident About Retirement, Survey Shows
Saving and spending is a concern but most workers and retirees think they are on track based on a new survey.
By Donna Fuscaldo Published
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In Trump’s Economy Should 401(k) Savers 'Set It and Forget It?'
It’s hard to bury your head in the sand when the markets are volatile. Here’s when it makes sense and when it doesn’t.
By Donna Fuscaldo Published
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Should You Add an Annuity to Your Retirement Portfolio?
In need of some guaranteed income? An annuity may be the answer if you check off any of these boxes.
By Donna Fuscaldo Last updated
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What 401(k) Savers Near Retirement Can Do Amid Market Volatility
Whether retirement is years away, a year or two out, or in the rearview mirror, here's how to handle uncertainty in your 401(k).
By Donna Fuscaldo Published
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Trump to Tariffs: How Retirees Can Manage Uncertainty in Their Investment Plans
FUD — fear, uncertainty, doubt — is running rampant these days, but that doesn’t mean retirement savers need to react. Here is why it pays to stay the course.
By Donna Fuscaldo Last updated
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Is the Economy at Risk of a Recession Because of Tariffs? What the Experts Are Saying
With stock markets up and down and tariffs on and off, everyone, including retirees, might wonder what it means for the economy. Here's what the experts think.
By Donna Fuscaldo Published
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Seven Tasks Retirees Can Do With Online Banking or a Mobile Banking App
Retirees can do more than check their bank account balance online.
By Donna Fuscaldo Published
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Stock Markets Are Tanking: Here’s How Retirees Can Weather the Storm
Treasury Secretary Scott Bessent says retirees don't pay attention to the day-to-day fluctuations in the stock market, but should you?
By Donna Fuscaldo Published
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Is 2025 a Bad Year To Retire Given a Flailing Stock Market?
If you're looking at the stock markets alone, 2025 may seem like a bad year to retire, but that's not the only consideration.
By Donna Fuscaldo Last updated
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Roth Conversion in a Down Market: Is it Right For You?
Facing a future tax hit on your retirement savings? A Roth conversion may be a way to lower the taxes you owe.
By Donna Fuscaldo Published
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The US Postal Service Does More Than Deliver Mail: Six Ways It Helps Older Adults
With talk of cuts to the USPS swirling, here are the ways it provides vital services to the nation’s older adults.
By Donna Fuscaldo Published
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Five Ways to Save for Retirement in 2025
If you did a poor job saving for retirement last year, don't despair. There are ways to build your nest egg in 2025.
By Donna Fuscaldo Last updated
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Jim Carrey Ran Out of Money in Retirement. Will You?
Cash-strapped retirees are returning to the workforce. How to prevent becoming one of them.
By Donna Fuscaldo Last updated
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401(k) Super Catch-Ups: Are They Right for You?
With super catch-up contributions to your 401(k), you can save an additional $11,250 if you are between 60 and 63. But should you?
By Donna Fuscaldo Last updated
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Trump Buyouts Spread to More Government Agencies: If You're Near Retirement, Should You Take a Buyout?
President Trump's buyout offer to government workers is picking up steam. If you are on the receiving end of a buyout and close to retirement, here’s what to consider.
By Donna Fuscaldo Last updated
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Social Security Administration Warns of Massive Layoffs: What It Means to You
The Social Security Administration is gearing up to layoff thousands of workers. Here’s how it can impact you.
By Donna Fuscaldo Published
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Your Ideal Retirement Community: Five Questions to Ask When Making Your Choice
Before you settle on a retirement community do your homework with these questions.
By Donna Fuscaldo Published
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Buying an Annuity? Avoid These Five Common Mistakes
Annuities are becoming more popular but if you choose the wrong one it could create a liquidity problem.
By Donna Fuscaldo Published
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Social Security Is DOGE's New Target: What You Need to Know
Elon Musk's Department of Government Efficiency has set its sights on Social Security. Here is why you shouldn't panic.
By Donna Fuscaldo Published