
Donna Fuscaldo
Donna Fuscaldo is the retirement writer at Kiplinger.com. A writer and editor focused on retirement savings, planning, travel and lifestyle, Donna brings over two decades of experience working with publications including AARP, The Wall Street Journal, Forbes, Investopedia and HerMoney.
Latest articles by Donna Fuscaldo
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Should You Retire Now or Work Five More Years?
How to decide if an extra five years is worth it.
By Donna Fuscaldo Last updated
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Seven Tasks Retirees Can Do With Online Banking or a Mobile Banking App
Retirees can do more than check their bank account balance online.
By Donna Fuscaldo Published
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Stock Markets Are Tanking: Here’s How Retirees Can Weather the Storm
Treasury Secretary Scott Bessent says retirees don't pay attention to the day-to-day fluctuations in the stock market, but should you?
By Donna Fuscaldo Published
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Retirees: Is Your Local Bank Closing? Four Ways to Cope
Bank branches are closing across the country. If you are among the retirees who prefer to bank in person, you have some options.
By Donna Fuscaldo Published
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Is 2025 a Bad Year To Retire Given a Flailing Stock Market?
If you're looking at the stock markets alone, 2025 may seem like a bad year to retire, but that's not the only consideration.
By Donna Fuscaldo Last updated
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Inherited IRA Pitfalls to Avoid
Don't get hit with a big tax bill thanks to an inherited IRA. Learn the rules and save.
By Donna Fuscaldo Last updated
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Roth Conversion in a Down Market: Is it Right For You?
Facing a future tax hit on your retirement savings? A Roth conversion may be a way to lower the taxes you owe.
By Donna Fuscaldo Published
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The US Postal Service Does More Than Deliver Mail: Six Ways It Helps Older Adults
With talk of cuts to the USPS swirling, here are the ways it provides vital services to the nation’s older adults.
By Donna Fuscaldo Published
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Annuity Fees: Are You Paying Too Much?
Annuity fees include commissions, administrative costs, expense ratios and more. How much is too much and how do you know if you're overpaying?
By Donna Fuscaldo Published
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Five Ways to Save for Retirement in 2025
If you did a poor job saving for retirement last year, don't despair. There are ways to build your nest egg in 2025.
By Donna Fuscaldo Last updated
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Jim Carrey Ran Out of Money in Retirement. Will You?
Cash-strapped retirees are returning to the workforce. How to prevent becoming one of them.
By Donna Fuscaldo Last updated
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401(k) Super Catch-Ups: Are They Right for You?
With super catch-up contributions to your 401(k), you can save an additional $11,250 if you are between 60 and 63. But should you?
By Donna Fuscaldo Last updated
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Trump Buyouts Spread to More Government Agencies: If You're Near Retirement, Should You Take a Buyout?
President Trump's buyout offer to government workers is picking up steam. If you are on the receiving end of a buyout and close to retirement, here’s what to consider.
By Donna Fuscaldo Last updated
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Social Security Administration Warns of Massive Layoffs: What It Means to You
The Social Security Administration is gearing up to layoff thousands of workers. Here’s how it can impact you.
By Donna Fuscaldo Published
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Your Ideal Retirement Community: Five Questions to Ask When Making Your Choice
Before you settle on a retirement community do your homework with these questions.
By Donna Fuscaldo Published
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Buying an Annuity? Avoid These Five Common Mistakes
Annuities are becoming more popular but if you choose the wrong one it could create a liquidity problem.
By Donna Fuscaldo Published
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Social Security Is DOGE's New Target: What You Need to Know
Elon Musk's Department of Government Efficiency has set its sights on Social Security. Here is why you shouldn't panic.
By Donna Fuscaldo Published
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Retirement Community Living: How to Pay for Your Next Chapter
From independent living to continuing care retirement communities, retirees have a lot of ways to live out their golden years. But it ain’t cheap.
By Donna Fuscaldo Published
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Trump Wants to Shut Down the CFPB: Why Retirees Should Care
The Consumer Financial Protection Bureau has done a lot to protect consumers, including retirees, since its inception nearly fourteen years ago.
By Donna Fuscaldo Published
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Looking for Love This Valentine’s Day? Even Rock Stars Get Catfished
Scammers are getting sophisticated at catfishing older adults. One former Fleetwood Mac singer tells her story. Here's how to stay safe.
By Donna Fuscaldo Last updated
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Like the Penny, These 6 Things Retirees Grew Up With Are Going Away or Are Gone
President Trump wants to cancel the penny, but that's not the only item going away.
By Donna Fuscaldo Published
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Is Indulging Your Vice Putting Your Retirement at Risk?
From alcohol to gambling, adults spend a lot of money pursuing their vices, but are they jeopardizing their retirement nest eggs?
By Donna Fuscaldo Published
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How To Use Your Home Equity In Retirement
Americans have a lot of value sitting in their homes. If you are among them, here is how to use your home equity to protect, grow and supplement your retirement nest egg.
By Donna Fuscaldo Published
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How to Save Social Security — Pay More Taxes? Cut Benefits?
These proposals to save Social Security may require big changes, but Americans want politicians to act. Are you willing to pay more taxes?
By Donna Fuscaldo Published