
Donna Fuscaldo
Donna Fuscaldo is the retirement writer at Kiplinger.com. A writer and editor focused on retirement savings, planning, travel and lifestyle, Donna brings over two decades of experience working with publications including AARP, The Wall Street Journal, Forbes, Investopedia and HerMoney.
Latest articles by Donna Fuscaldo
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Raising the Social Security Retirement Age to 69? How it Would Affect You
Workers have two choices if the full retirement age ever increases to 69. Work longer or collect less.
By Donna Fuscaldo Last updated
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Annuity Fees: Are You Paying Too Much?
Annuity fees include commissions, administrative costs, expense ratios and more. How much is too much and how do you know if you're overpaying?
By Donna Fuscaldo Published
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Five Ways to Save for Retirement in 2025
If you did a poor job saving for retirement last year, don't despair. There are ways to build your nest egg in 2025.
By Donna Fuscaldo Last updated
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Jim Carrey Ran Out of Money in Retirement. Will You?
Cash-strapped retirees are returning to the workforce. How to prevent becoming one of them.
By Donna Fuscaldo Last updated
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401(k) Super Catch-Ups: Are They Right for You?
With super catch-up contributions to your 401(k), you can save an additional $11,250 if you are between 60 and 63. But should you?
By Donna Fuscaldo Last updated
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Trump Buyouts Spread to More Government Agencies: If You're Near Retirement, Should You Take a Buyout?
President Trump's buyout offer to government workers is picking up steam. If you are on the receiving end of a buyout and close to retirement, here’s what to consider.
By Donna Fuscaldo Last updated
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Social Security Administration Warns of Massive Layoffs: What It Means to You
The Social Security Administration is gearing up to layoff thousands of workers. Here’s how it can impact you.
By Donna Fuscaldo Published
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Your Ideal Retirement Community: Five Questions to Ask When Making Your Choice
Before you settle on a retirement community do your homework with these questions.
By Donna Fuscaldo Published
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Buying an Annuity? Avoid These Five Common Mistakes
Annuities are becoming more popular but if you choose the wrong one it could create a liquidity problem.
By Donna Fuscaldo Published
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Social Security Is DOGE's New Target: What You Need to Know
Elon Musk's Department of Government Efficiency has set its sights on Social Security. Here is why you shouldn't panic.
By Donna Fuscaldo Published
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Retirement Community Living: How to Pay for Your Next Chapter
From independent living to continuing care retirement communities, retirees have a lot of ways to live out their golden years. But it ain’t cheap.
By Donna Fuscaldo Published
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Trump Wants to Shut Down the CFPB: Why Retirees Should Care
The Consumer Financial Protection Bureau has done a lot to protect consumers, including retirees, since its inception nearly fourteen years ago.
By Donna Fuscaldo Published
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Looking for Love This Valentine’s Day? Even Rock Stars Get Catfished
Scammers are getting sophisticated at catfishing older adults. One former Fleetwood Mac singer tells her story. Here's how to stay safe.
By Donna Fuscaldo Last updated
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Like the Penny, These 6 Things Retirees Grew Up With Are Going Away or Are Gone
President Trump wants to cancel the penny, but that's not the only item going away.
By Donna Fuscaldo Published
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Is Indulging Your Vice Putting Your Retirement at Risk?
From alcohol to gambling, adults spend a lot of money pursuing their vices, but are they jeopardizing their retirement nest eggs?
By Donna Fuscaldo Published
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How To Use Your Home Equity In Retirement
Americans have a lot of value sitting in their homes. If you are among them, here is how to use your home equity to protect, grow and supplement your retirement nest egg.
By Donna Fuscaldo Published
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How to Save Social Security — Pay More Taxes? Cut Benefits?
These proposals to save Social Security may require big changes, but Americans want politicians to act. Are you willing to pay more taxes?
By Donna Fuscaldo Published
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What a Federal Grants Pause Could Have Meant for Social Security and Medicare
The White House rescinded a pause on all Federal grants and loans after an outcry, but the short-lived action shined a light on what could come in the future.
By Donna Fuscaldo Last updated
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Medicare Price Negotiations To Continue Under the Trump Administration
The Centers for Medicare & Medicaid Services plans to negotiate the prices for 15 new drugs, although it says its seeking "greater transparency" in price talks.
By Donna Fuscaldo Last updated
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Will President Trump's Medicare Executive Order Raise Drug Prices?
President Trump rescinded a Biden-era Executive Order that would have lowered the copays for some drugs to $2 for Medicare enrollees.
By Donna Fuscaldo Last updated
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Is Retiring in 2025 Right for You?
If any of these signs ring true, retiring in 2025 may be in your cards.
By Donna Fuscaldo Last updated
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Retirees, Be Prepared for a Natural Disaster
Caregiving Compile an emergency kit, seek help from friends and family, and know evacuation routes away from danger.
By Emma Patch Last updated
Caregiving -
7 Moves Retirees Can Make to Crush Holiday Debt in the New Year
Here's how to get rid of that holiday debt you racked up.
By Donna Fuscaldo Published
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Annuities: What They Are and How They Work
Annuities are becoming more popular among savers who want peace of mind and a regular stream of income in retirement.
By Jacob Wolinsky Last updated