Donna Fuscaldo
Donna Fuscaldo is the retirement writer at Kiplinger.com. A writer and editor focused on retirement savings, planning, travel and lifestyle, Donna brings over two decades of experience working with publications including AARP, The Wall Street Journal, Forbes, Investopedia and HerMoney.
Latest articles by Donna Fuscaldo
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Cryptocurrency May be Coming to Your 401(k): Should You Buy?
Crypto may be coming to a 401(k) near you. Financial experts weigh in on whether retirement savers should take the plunge.
By Donna Fuscaldo
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Target-Date Funds Aren’t For Everyone
Here’s when target-date funds don’t make the most sense for your retirement savings.
By Donna Fuscaldo
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Best Places For Living Single In Retirement
From cost of living to health care access, here are three states you may want to consider if you are single and retired.
By Donna Fuscaldo
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Vacationing With the Grandkids: What Could Go Wrong?
Traveling with your grandkids may be on your bucket list, but before you book the trip, consider the downsides of gramping.
By Donna Fuscaldo
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Retirement Spending Got You Stressed? Six Signs You Need Help
Saving for retirement is the easy part. Spending those retirement dollars may cause too much stress and require help.
By Donna Fuscaldo
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Are Annuities the New Safe Haven?
Annuity sales top $100 billion in the first quarter.
By Donna Fuscaldo
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Eight Ways To Save on Your Next Luxury Trip
Looking for ways to stretch your retirement dollars? Follow these tips to get a deal on your next vacation.
By Donna Fuscaldo
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Annuity Payouts in Retirement: How Much Can You Get Each Month?
Annuity payouts can provide guaranteed income in retirement, but how much? The answer depends on several factors, including age, gender and the amount invested.
By Donna Fuscaldo
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Annuity Red Flags to Watch Out For
Annuities are popular, but they are also confusing. Unscrupulous brokers take advantage of that.
By Donna Fuscaldo
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Stagflation: What It Is and Why Retirees Should Care
Stagflation — the economic bogeyman of the 1970's — may return to the US. Here's what it could mean to your retirement.
By Donna Fuscaldo
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Social Security Sees 'Dramatic Increase' in New Filers: Should You Claim Early?
With concerns about funding shortfalls and DOGE disruption, more Americans than usual are filing to collect Social Security benefits, and at younger ages.
By Donna Fuscaldo
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Have a Retirement Question? AI Can Answer That
AI is playing an increasing role in retirement planning. Here’s how some financial advisers are leveraging this new technology.
By Donna Fuscaldo
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Trump's First 100 Days: Retirement Savers Learn the Importance of Staying the Course
From wild stock market gyrations to emotional trading, here’s how President Trump's first 100 days have impacted retirement savers.
By Donna Fuscaldo
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Despite Economic Uncertainty, Americans Remain Confident About Retirement, Survey Shows
Saving and spending is a concern but most workers and retirees think they are on track based on a new survey.
By Donna Fuscaldo
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In Trump’s Economy Should 401(k) Savers 'Set It and Forget It?'
It’s hard to bury your head in the sand when the markets are volatile. Here’s when it makes sense and when it doesn’t.
By Donna Fuscaldo
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What 401(k) Savers Near Retirement Can Do Amid Market Volatility
Whether retirement is years away, a year or two out, or in the rearview mirror, here's how to handle uncertainty in your 401(k).
By Donna Fuscaldo
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Trump to Tariffs: How Retirees Can Manage Uncertainty in Their Investment Plans
FUD — fear, uncertainty, doubt — is running rampant these days, but that doesn’t mean retirement savers need to react. Here is why it pays to stay the course.
By Donna Fuscaldo
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Is the Economy at Risk of a Recession Because of Tariffs? What the Experts Are Saying
With stock markets up and down and tariffs on and off, everyone, including retirees, might wonder what it means for the economy. Here's what the experts think.
By Donna Fuscaldo
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Seven Tasks Retirees Can Do With Online Banking or a Mobile Banking App
Retirees can do more than check their bank account balance online.
By Donna Fuscaldo
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Stock Markets Are Tanking: Here’s How Retirees Can Weather the Storm
Treasury Secretary Scott Bessent says retirees don't pay attention to the day-to-day fluctuations in the stock market, but should you?
By Donna Fuscaldo
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Is 2025 a Bad Year To Retire Given a Flailing Stock Market?
If you're looking at the stock markets alone, 2025 may seem like a bad year to retire, but that's not the only consideration.
By Donna Fuscaldo
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Roth Conversion in a Down Market: Is it Right For You?
Facing a future tax hit on your retirement savings? A Roth conversion may be a way to lower the taxes you owe.
By Donna Fuscaldo
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The US Postal Service Does More Than Deliver Mail: Six Ways It Helps Older Adults
With talk of cuts to the USPS swirling, here are the ways it provides vital services to the nation’s older adults.
By Donna Fuscaldo
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Five Ways to Save for Retirement in 2025
If you did a poor job saving for retirement last year, don't despair. There are ways to build your nest egg in 2025.
By Donna Fuscaldo
