Latest articles by Donna Fuscaldo
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Roth Conversion in a Down Market: Is it Right For You?
Facing a future tax hit on your retirement savings? A Roth conversion may be a way to lower the taxes you owe.
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The US Postal Service Does More Than Deliver Mail: Six Ways It Helps Older Adults
With talk of cuts to the USPS swirling, here are the ways it provides vital services to the nation’s older adults.
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Five Ways to Save for Retirement in 2025
If you did a poor job saving for retirement last year, don't despair. There are ways to build your nest egg in 2025.
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Jim Carrey Ran Out of Money in Retirement. Will You?
Cash-strapped retirees are returning to the workforce. How to prevent becoming one of them.
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401(k) Super Catch-Ups: Are They Right for You?
With super catch-up contributions to your 401(k), you can save an additional $11,250 if you are between 60 and 63. But should you?
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Trump Buyouts Spread to More Government Agencies: If You're Near Retirement, Should You Take a Buyout?
President Trump's buyout offer to government workers is picking up steam. If you are on the receiving end of a buyout and close to retirement, here’s what to consider.
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Social Security Administration Warns of Massive Layoffs: What It Means to You
The Social Security Administration is gearing up to layoff thousands of workers. Here’s how it can impact you.
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Your Ideal Retirement Community: Five Questions to Ask When Making Your Choice
Before you settle on a retirement community do your homework with these questions.
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Buying an Annuity? Avoid These Five Common Mistakes
Annuities are becoming more popular but if you choose the wrong one it could create a liquidity problem.
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Social Security Is DOGE's New Target: What You Need to Know
Elon Musk's Department of Government Efficiency has set its sights on Social Security. Here is why you shouldn't panic.
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Retirement Community Living: How to Pay for Your Next Chapter
From independent living to continuing care retirement communities, retirees have a lot of ways to live out their golden years. But it ain’t cheap.
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Trump Wants to Shut Down the CFPB: Why Retirees Should Care
The Consumer Financial Protection Bureau has done a lot to protect consumers, including retirees, since its inception nearly fourteen years ago.
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Looking for Love This Valentine’s Day? Even Rock Stars Get Catfished
Scammers are getting sophisticated at catfishing older adults. One former Fleetwood Mac singer tells her story. Here's how to stay safe.
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Like the Penny, These 6 Things Retirees Grew Up With Are Going Away or Are Gone
President Trump wants to cancel the penny, but that's not the only item going away.
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Is Indulging Your Vice Putting Your Retirement at Risk?
From alcohol to gambling, adults spend a lot of money pursuing their vices, but are they jeopardizing their retirement nest eggs?
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How To Use Your Home Equity In Retirement
Americans have a lot of value sitting in their homes. If you are among them, here is how to use your home equity to protect, grow and supplement your retirement nest egg.
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How to Save Social Security — Pay More Taxes? Cut Benefits?
These proposals to save Social Security may require big changes, but Americans want politicians to act. Are you willing to pay more taxes?
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What a Federal Grants Pause Could Have Meant for Social Security and Medicare
The White House rescinded a pause on all Federal grants and loans after an outcry, but the short-lived action shined a light on what could come in the future.
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Medicare Price Negotiations To Continue Under the Trump Administration
The Centers for Medicare & Medicaid Services plans to negotiate the prices for 15 new drugs, although it says its seeking "greater transparency" in price talks.
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Will President Trump's Medicare Executive Order Raise Drug Prices?
President Trump rescinded a Biden-era Executive Order that would have lowered the copays for some drugs to $2 for Medicare enrollees.
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Retirees, Be Prepared for a Natural Disaster
Caregiving Compile an emergency kit, seek help from friends and family, and know evacuation routes away from danger.
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7 Moves Retirees Can Make to Crush Holiday Debt in the New Year
Here's how to get rid of that holiday debt you racked up.
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Annuities: What They Are and How They Work
Annuities are becoming more popular among savers who want peace of mind and a regular stream of income in retirement.
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Must-Know Annuity Terms and Glossary
Annuities don't have to be intimidating if you understand these key terms
