
Donna Fuscaldo
Donna Fuscaldo is the retirement writer at Kiplinger.com. A writer and editor focused on retirement savings, planning, travel and lifestyle, Donna brings over two decades of experience working with publications including AARP, The Wall Street Journal, Forbes, Investopedia and HerMoney.
Latest articles by Donna Fuscaldo
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Annuities: Do You Need Guaranteed Income In Retirement?
Annuities are now an option in some 401(k)s but that doesn't mean they should be included in your retirement plan.
By Donna Fuscaldo Published
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Stock Markets Are Tanking: Here’s How Retirees Can Weather the Storm
Treasury Secretary Scott Bessent says retirees don't pay attention to the day-to-day fluctuations in the stock market, but should you?
By Donna Fuscaldo Published
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Retirees: Is Your Local Bank Closing? Four Ways to Cope
Bank branches are closing across the country. If you are among the retirees who prefer to bank in person, you have some options.
By Donna Fuscaldo Published
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Is 2025 a Bad Year To Retire Given a Flailing Stock Market?
If you're looking at the stock markets alone, 2025 may seem like a bad year to retire, but that's not the only consideration.
By Donna Fuscaldo Last updated
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Retirement Savings On Track? How Much Should You Have Between 61 and 65
JPMorgan’s guide can help baby boomers determine whether they have saved enough for a retirement pegged to their income level.
By Donna Fuscaldo Published
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Are You a Retirement Millionaire Too Scared To Spend?
If you are too scared to spend money in retirement, you may be saddled with regret. Here are three ways to safely enjoy your sizable retirement nest egg.
By Donna Fuscaldo Published
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Inherited IRA Pitfalls to Avoid
Don't get hit with a big tax bill thanks to an inherited IRA. Learn the rules and save.
By Donna Fuscaldo Last updated
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Retirement Fears Keeping You Up at Night
Get a better night's sleep by overcoming these five retirement fears.
By Donna Fuscaldo Last updated
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Roth Conversion in a Down Market: Is it Right For You?
Facing a future tax hit on your retirement savings? A Roth conversion may be a way to lower the taxes you owe.
By Donna Fuscaldo Published
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The US Postal Service Does More Than Deliver Mail: Six Ways It Helps Older Adults
With talk of cuts to the USPS swirling, here are the ways it provides vital services to the nation’s older adults.
By Donna Fuscaldo Published
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What Retirement Savings You Should Have by 55 and 60
A new guide can help older Gen Xers determine whether they have saved enough for a retirement pegged to their income level.
By Donna Fuscaldo Last updated
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Retirement Savings on Track? How Much You Should Have by 50 and 55
See how your retirement savings compare to this Wall Street guide for people aged 50 and 55, ranked by income.
By Donna Fuscaldo Last updated
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Raising the Social Security Retirement Age to 69? How it Would Affect You
Workers have two choices if the full retirement age ever increases to 69. Work longer or collect less.
By Donna Fuscaldo Last updated
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Annuity Fees: Are You Paying Too Much?
Annuity fees include commissions, administrative costs, expense ratios and more. How much is too much and how do you know if you're overpaying?
By Donna Fuscaldo Published
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Five Ways to Save for Retirement in 2025
If you did a poor job saving for retirement last year, don't despair. There are ways to build your nest egg in 2025.
By Donna Fuscaldo Last updated
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Jim Carrey Ran Out of Money in Retirement. Will You?
Cash-strapped retirees are returning to the workforce. How to prevent becoming one of them.
By Donna Fuscaldo Last updated
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Should You Age in Place or Move?
From cost to quality of life, here are the factors to consider when weighing this important decision.
By Donna Fuscaldo Published
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401(k) Super Catch-Ups: Are They Right for You?
With super catch-up contributions to your 401(k), you can save an additional $11,250 if you are between 60 and 63. But should you?
By Donna Fuscaldo Last updated
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Markets Are Down: Here's How Your Estate Can Benefit
Your estate can benefit from stock market malaise by using several creative tools. Here's how.
By Donna Fuscaldo Published
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Trump Buyouts Spread to More Government Agencies: If You're Near Retirement, Should You Take a Buyout?
President Trump's buyout offer to government workers is picking up steam. If you are on the receiving end of a buyout and close to retirement, here’s what to consider.
By Donna Fuscaldo Last updated
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Retiring Without Heirs: Four Options For Your Estate
Just because you don’t anyone to leave your money to doesn’t mean you shouldn’t plan for what happens to your estate when you die.
By Donna Fuscaldo Published
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Social Security Administration Warns of Massive Layoffs: What It Means to You
The Social Security Administration is gearing up to layoff thousands of workers. Here’s how it can impact you.
By Donna Fuscaldo Published
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Social Security Payment Delayed? Four Reasons Why
Social Security payments are a relied upon source of income in retirement. To keep them flowing make sure you don’t make these four mistakes.
By Donna Fuscaldo Published
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Your Ideal Retirement Community: Five Questions to Ask When Making Your Choice
Before you settle on a retirement community do your homework with these questions.
By Donna Fuscaldo Published