QUIZ: Are You Ready To Retire at 65?

Retiring at 65 feels like the sweet spot. Medicare officially kicks in, and if you were born in 1967 or later, you're just two years away from collecting your full Social Security benefits.

So what are you waiting for? Why not retire now and get busy living your second act?

While retiring at 65 is feasible, several factors should be considered. For starters, you either have to fund those first two years of expenses on your own or take a lifetime pay cut in your Social Security benefits.

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Beyond that, you have to be certain your nest egg is enough to go the distance and that you know where you'll live and how you'll spend your days.

Despite all those hurdles, 65 remains a very popular age to retire. Roughly 4.1 million people will turn 65 this year, and 4.1 million more in 2027. If you’re thinking about joining the exodus, take our quiz first to see if you are ready!

More on Retirement, from the Kiplinger team:

• Want To Retire at 65? See if You Can Answer These Six Questions
• Are You Behind on Retirement Savings? How Much You Need at 50, 55, 60 and 65
• Are You Saving Too Much for Retirement? Know These Surprising Downsides
• 8 Boring Habits That Will Make You Rich in Retirement