Hilton Honors Bonus Offer Worth $780
Earn 130,000 Hilton Honors bonus points with the American Express Surpass Card.
We may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. We may not cover every available offer. Our relationship with advertisers may impact how an offer is presented on our site but our editorial selection of products is made independently. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. We calculate a typical annual reward for each card, assuming $36,000 spent annually and less any annual fee. Interest rates, fees, rewards and other terms listed in this article are subject to change. Before you apply for a credit card, check its current terms and conditions with the issuer.
Hilton Honors American Express cards are some of the latest rewards credit cards to offer enticing bonuses for new cardholders.
Here's the deal. Get a Hilton Honors American Express Surpass® Card, and earn 130,000 Bonus Points plus a Free Night Reward after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 4/15/2026.
That's worth up to $780. You also get up to $200 annually in credits for hotel expenses. That’s a total value of up to $980 in the first year, more than offsetting the $150 annual fee. Terms apply. See rates and fees.
From just $107.88 $24.99 for Kiplinger Personal Finance
Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues
Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
Want a card with no annual fee? With the Hilton Honors American Express Card, earn 70,000 Bonus Points plus a Free Night Reward after you spend $2,000 in purchases on the card in the first 6 months of Card Membership. Offer Ends 4/15/2026. See rates and fees for that card. Terms apply.
Hilton Honors American Express Surpass overview
Intro bonus: Earn 130,000 Bonus Points plus a Free Night Reward after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership. Offer Ends 4/15/2026.
Enjoy complimentary Hilton Honors™ Gold status with your Card.: Plus, spend $40,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Diamond status through the end of the next calendar year. Terms and Limitations apply.
Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.
Get up to $50 in statement credits: Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass® Card. That’s up to $200 in statement credits annually.
Car rental status: As a Hilton Honors American Express Surpass® Card Member, you can enroll to receive complimentary National Car Rental® Emerald Club Executive® status through the link on your American Express online account. After you're enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.
Free Night: Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.
Rewards: Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.
Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.
Earn 4X Points for each dollar on U.S. Online Retail Purchases.
Earn 3X Points for all other eligible purchases on your Card.
Complimentary Gold Status: Enjoy complimentary Hilton Honors™ Gold status with your Card. Plus, spend $40,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Diamond status through the end of the next calendar year. Terms and Limitations apply.
Points pooling: Combine your Hilton Honors Points with up to ten friends or family members for free, with no fees.
Auto discounts: Get up to $10,500 discounts on new Mercedes-Benz and other vehicles through the American Express Auto Purchasing Program.
Redemption: Depending on the property, you may redeem points for a free hotel stay, which may require between 5,000 and 95,000 points. Points typically expire if you are inactive in the Hilton Honors program for 24 months, and earning points with the credit card counts as activity; expiration terms may vary by membership tier.
Interest rate: 19.49%-28.49% Variable. See rates and fees.
Annual fee: $150. See rates and fees. If you prefer to skip the annual fee, try the Hilton Honors American Express Card instead. That card offers 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Hilton Honors American Express Card in your first 6 months of Card Membership. The interest rate for that card is 19.49% to 28.49% variable APR for purchases. Annual fee $0. See rates and fees for the Hilton Honors American Express Card.
Foreign transaction fee: None. See rates and fees.
Terms apply.
Hot tip: Before booking a stay, it’s worth checking for extra deals at the Hilton website. For example, the current Multiply You Points promotion allows members to multiply the points they earn three times when they stay in select cities, and two times when they stay everywhere else.
FAQ
Is the Hilton Honors loyalty program free?
Yes, there is no fee to join the loyalty program.
Do Hilton Honors points expire?
Points will expire after 24 months of inactivity. One benefit of having a Hilton Honors credit card is that you can keep your loyalty account active with small purchases, even if you don’t travel for two years.
How much is a Hilton Honors point worth?
According to Bankrate valuations, one point is worth 0.6 cents, or 1,000 points are worth $60. You can typically redeem a free hotel stay by redeeming 5,000 to 95,000 points, depending on the property and location.
Where can I stay?
Hilton Honors hotels are found worldwide, with 7,000 properties in 122 countries. The properties include 19 hotel brands: luxury options like the Waldorf Astoria, urban boutique hotels like Canopy, family-friendly options like Embassy Suites and budget hotels.
Is the Hilton Honors travel app any good?
The Hilton Honors app is free to download. The app won third-best hotel app in the J.D. Power 2023 U.S. Manufacturer Website Evaluation Study.
Can I transfer points from other American Express cards to Hilton Honors?
Yes, American Express partners with three hotel loyalty programs, including Hilton Honors.
Rewards cards dos and dont's
As with any rewards credit card, be sure to weigh these benefits against fees — a $150 annual fee in this case (after the $0 intro fee expires after the first year)— and make sure you understand how to use the card effectively. That said, $150 may be more than offset by those maxing out the benefits.
In addition, while reward credit cards are great if you use them wisely, always pay them off in full and on time each month to avoid interest, which can dwarf any rewards you earn. Don't change your spending habits to earn extra points. That's a slippery slope that can lead to overspending.
If this is your first foray into credit cards, or you just want a refresher, make sure you know how to choose a credit card. And ensure you are familiar with what counts as a good credit score.
*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.
As an independent publication dedicated to helping you make the most of your money, the article above is our view and is not the opinion of any entity mentioned such as a card issuer, hotel, airline, etc. Similarly, the content has not been reviewed or endorsed by any of those entities.
Other Travel Card Deals
- Capital One Venture Rewards Launches $1,020 Bonus Offer
- Chase Sapphire Preferred Launches $750 Bonus Offer
- Jet Blue Credit Card Offer Worth $650
- Best Rewards Credit Cards
As an independent publication dedicated to helping you make the most of your money, the article above is our view and is not the opinion of any entity mentioned such as a card issuer, hotel, airline, etc. Similarly, the content has not been reviewed or endorsed by any of those entities.
-
3 Smart Ways to Spend Your Retirement Tax RefundRetirement Taxes With the new "senior bonus" hitting bank accounts this tax season, your retirement refund may be higher than usual. Here's how to reinvest those funds for a financially efficient 2026.
-
5 Retirement Tax Traps to Watch in 2026Retirement Even in retirement, some income sources can unexpectedly raise your federal and state tax bills. Here's how to avoid costly surprises.
-
Trump's New Retirement Plan: What You Need to KnowPresident Trump's State of the Union address touched upon several topics, including a new retirement plan for Americans. Here's how it might work.
-
The Best Short-Term CD for Your Cash in 2026This strategy can help you earn thousands in months.
-
What Is an Assumable Mortgage and Could It Save You Thousands?With mortgage rates still elevated, taking over a seller’s existing home loan could lower monthly payments — if the numbers work.
-
Have You Fallen Into the High-Earning Trap? This Is How to EscapeHigh income is a gift, but it can pull you into higher spending, undisciplined investing and overreliance on future earnings. These actionable steps will help you escape the trap.
-
I'm a Financial Adviser: These 3 Questions Can Help You Navigate a Noisy Year With Financial ClarityThe key is to resist focusing only on the markets. Instead, when making financial decisions, think about your values and what matters the most to you.
-
Where Olympians Store Their Medals is a Great Lesson For Your Valuables and CashWhat you can learn about protecting your cash and values from where Olympians store their medals.
-
An Executive's 'Idiotic' Idea: Skip Safety Class and Commit a Federal CrimeSeveral medical professionals reached out to say that one of their bosses suggested committing a crime to fulfill OSHA requirements. What's an employee to do?
-
How You Can Use the Financial Resource Built Into Your Home to Help With Your Long-Term GoalsHomeowners are increasingly using their home equity, through products like HELOCs and home equity loans, as a financial resource for managing debt, funding renovations and more.
-
How to Find Free Money for Graduate School as Federal Loans Tighten in 2026Starting July 1, federal borrowing will be capped for new graduate students, making scholarships and other forms of "free money" vital. Here's what to know.
