Hilton Honors Bonus Offer Worth $780

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We may earn compensation when a customer clicks on a link, when an application is approved, or when an account is opened. We may not cover every available offer. Our relationship with advertisers may impact how an offer is presented on our site but our editorial selection of products is made independently. Terms apply to American Express benefits and offers. Enrollment may be required for select American Express benefits and offers. Visit americanexpress.com to learn more. We calculate a typical annual reward for each card, assuming $36,000 spent annually and less any annual fee. Interest rates, fees, rewards and other terms listed in this article are subject to change. Before you apply for a credit card, check its current terms and conditions with the issuer.

Hilton Honors American Express cards are some of the latest rewards credit cards to offer enticing bonuses for new cardholders.

Here's the deal. Get a Hilton Honors American Express Surpass® Card, and earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership.

That's worth up to $780. You also get up to $200 annually in credits for hotel expenses. That’s a total value of up to $980 in the first year, more than offsetting the $150 annual fee. Terms apply. See rates and fees.

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Want a card with no annual fee? With the Hilton Honors American Express Card, earn 80,000 Hilton Honors Bonus Points with the Hilton Honors American Express Card after you spend $2,000 in purchases on the Card within your first 6 months of Card Membership. See rates and fees for that card. Terms apply.

Hilton Honors American Express Surpass overview

Hilton Honors American Express Surpass Card

Although the value of Hilton Honors points is lower than that of some other brands, cardholders can make up for it by amassing many points in everyday spending categories.

New cardholders can earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership.

According to Bankrate valuations, that's worth about $780 in stays at Hilton properties. Plus, you can get up to $200 back each year on eligible Hilton purchases after you use your card. That's a total first-year bonus value of up to $980.

Terms apply. See rates and fees.

Intro bonus: Earn 130,000 Hilton Honors Bonus Points after you spend $3,000 in purchases on the Card in the first 6 months of Card Membership.

Enjoy complimentary Hilton Honors™ Gold status with your Card.: Plus, spend $40,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Diamond status through the end of the next calendar year. Terms and Limitations apply.

Apply with confidence. Know if you're approved for a Card with no impact to your credit score. If you're approved and you choose to accept this Card, your credit score may be impacted.

Get up to $50 in statement credits: Get up to $50 in statement credits each quarter for purchases made directly with a property in the Hilton portfolio on your Hilton Honors American Express Surpass® Card. That’s up to $200 in statement credits annually.

Car rental status: As a Hilton Honors American Express Surpass^® Card Member, you can enroll to receive complimentary National Car Rental^® Emerald Club Executive^® status through the link on your American Express online account. After you're enrolled, you can reserve a rental car by calling National Car Rental directly, using your travel service, or by booking online or through the National Car Rental mobile app. Terms apply.

Free Night: Earn a Free Night Reward from Hilton Honors after you spend $15,000 on eligible purchases on your Card in a calendar year.

Rewards: Earn 12X Hilton Honors Bonus Points for each dollar of eligible purchases charged on your Card directly with a hotel or resort within the Hilton portfolio.

Earn 6X Points for each dollar of purchases on your Card at U.S. restaurants, at U.S. supermarkets, and at U.S. gas stations.

Earn 4X Points for each dollar on U.S. Online Retail Purchases.

Earn 3X Points for all other eligible purchases on your Card.

Complimentary Gold Status: Enjoy complimentary Hilton Honors™ Gold status with your Card. Plus, spend $40,000 on eligible purchases on your Card in a calendar year and you can earn an upgrade to Hilton Honors Diamond status through the end of the next calendar year. Terms and Limitations apply.

Points pooling: Combine your Hilton Honors Points with up to ten friends or family members for free, with no fees.

Auto discounts: Get up to $10,500 discounts on new Mercedes-Benz and other vehicles through the American Express Auto Purchasing Program.

Redemption: Depending on the property, you may redeem points for a free hotel stay, which may require between 5,000 and 95,000 points. Points typically expire if you are inactive in the Hilton Honors program for 24 months, and earning points with the credit card counts as activity; expiration terms may vary by membership tier.

Interest rate: 19.49%-28.49% Variable. See rates and fees.

Annual fee: $150. See rates and fees. If you prefer to skip the annual fee, try the Hilton Honors American Express Card instead. That card offers 80,000 Hilton Honors Bonus Points after you spend $2,000 in purchases on the Hilton Honors American Express Card in your first 6 months of Card Membership. The interest rate for that card is 19.49% to 28.49% variable APR for purchases. Annual fee $0. See rates and fees for the Hilton Honors American Express Card.

Foreign transaction fee: None. See rates and fees.

Terms apply.

Hot tip: Before booking a stay, it’s worth checking for extra deals at the Hilton website. For example, the current Multiply You Points promotion allows members to multiply the points they earn three times when they stay in select cities, and two times when they stay everywhere else.

FAQ

Is the Hilton Honors loyalty program free?

Yes, there is no fee to join the loyalty program.

Do Hilton Honors points expire?

Points will expire after 24 months of inactivity. One benefit of having a Hilton Honors credit card is that you can keep your loyalty account active with small purchases, even if you don’t travel for two years.

How much is a Hilton Honors point worth?

According to Bankrate valuations, one point is worth 0.6 cents, or 1,000 points are worth $60. You can typically redeem a free hotel stay by redeeming 5,000 to 95,000 points, depending on the property and location.

Where can I stay?

Hilton Honors hotels are found worldwide, with 7,000 properties in 122 countries. The properties include 19 hotel brands: luxury options like the Waldorf Astoria, urban boutique hotels like Canopy, family-friendly options like Embassy Suites and budget hotels.

Is the Hilton Honors travel app any good?

The Hilton Honors app is free to download. The app won third-best hotel app in the J.D. Power 2023 U.S. Manufacturer Website Evaluation Study.

Can I transfer points from other American Express cards to Hilton Honors?

Yes, American Express partners with three hotel loyalty programs, including Hilton Honors.

Rewards cards dos and dont's

As with any rewards credit card, be sure to weigh these benefits against fees — a $150 annual fee in this case (after the $0 intro fee expires after the first year)— and make sure you understand how to use the card effectively. That said, $150 may be more than offset by those maxing out the benefits.

In addition, while reward credit cards are great if you use them wisely, always pay them off in full and on time each month to avoid interest, which can dwarf any rewards you earn. Don't change your spending habits to earn extra points. That's a slippery slope that can lead to overspending.

If this is your first foray into credit cards, or you just want a refresher, make sure you know how to choose a credit card. And ensure you are familiar with what counts as a good credit score.

*Eligibility and Benefit level varies by Card. Terms, Conditions, and Limitations Apply. Please visit americanexpress.com/benefitsguide for more details. Underwritten by Amex Assurance Company.

As an independent publication dedicated to helping you make the most of your money, the article above is our view and is not the opinion of any entity mentioned such as a card issuer, hotel, airline, etc. Similarly, the content has not been reviewed or endorsed by any of those entities.

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Ellen writes and edits retirement stories. She joined Kiplinger in 2021 as an investment and personal finance writer, focusing on retirement, credit cards and related topics. She worked in the mutual fund industry for 15 years as a manager and sustainability analyst at Calvert Investments. She earned a master’s from U.C. Berkeley in international relations and Latin America and a B.A. from Haverford College.