Banking
News, insights and expert analysis on banking from the team at Kiplinger.
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15 Estate Planning Terms You Need to Know
Sometimes industry jargon can turn otherwise understandable concepts into stumbling blocks. Here are simplified explanations, definitions and uses for some estate planning tools.
By Donna LeValley
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Obsessed With Rate Moves? How to Focus Less on the Fed
Reshuffling funds to get higher yields? Holding out for the right time to borrow? A durable plan for your cash means you can stop obsessing over interest rates.
By Kevin Brauer, MBA, CPA, CMA
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20 Ways to Clean Up Your Finances This Spring
Spring cleaning is therapeutic and stops costly problems from building up around the home. Why not tackle the dusty corners of your finances at the same time?
By Lisa Gerstner
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529 Funds and a Roth IRA: How to Use One to Jumpstart the Other
Want to boost your retirement savings? You can roll over unused funds from your 529 plan into a Roth IRA, tax-free, as long as certain conditions are met.
By Erin Bendig
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Online Banks Still Lead on Rates, But Is Switching Worth it Now?
As interest rates trend down, online banks keep an edge on yields, but service, access and flexibility still matter. Here’s how the trade-offs stack up.
By Paige Cerulli
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Women Are Strong Savers. So, Why Do Their Balances Often Lag Behind?
Many women are consistent savers, but long-term balances don't always reflect those habits. Here's what's behind the gap — and what can help change it.
By Choncé Maddox
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The I-Bond Rate Until November Is Mildly Attractive. Here's Why.
Investing for Income The current I-bond rate, set in November, is active through April 2026. It presents an attractive value, if not as attractive as in the recent past.
By David Muhlbaum
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70 Valuable Things You Can Get for Free
savings Only one thing beats getting a good price on something, and that’s getting it for free.
By Bob Niedt
savings -

How Much Savings Do You Actually Need to Feel Financially Secure? Start With These 3 Benchmarks
From your first $1,000 cushion to a full emergency fund, here's how to build savings in stages and why each level matters.
By Choncé Maddox
