Banking
News, insights and expert analysis on banking from the team at Kiplinger.
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How to Earn a Fistful of Interest on Your Cash in 2026
Is your cash earning very little interest? With rates dropping below 4%, now is the time to lock in your cash strategy. Just watch out for the tax implications.
By Jeremy Keil, CFP®, CFA®, CKA®
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Best One-Year CD Rates
Savings The best 1-year CD rates are a smart way to achieve short-term savings goals.
By Sean Jackson
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Savings Calculator: If You Saved $5K Five Years Ago, Here's What You'd Have Now
Tools Whether you’ve just opened a CD or a high-yield savings account, this simple calculator can show you how much cash you’ll have after a specified period of time.
By Sean Jackson
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Use the 529 Grandparent Loophole To Maximize College Savings
Use the 529 grandparent loophole to fund a grandchild’s education without impacting their financial aid eligibility.
By Erin Bendig
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Best 529 Plans of 2026
Check out the best 529 plans of 2026 to find the best plan for your child or grandchild’s college savings.
By Erin Bendig
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What to Do When You Bank Lowers Your APY
Why banks lower APYs, options you can explore when it happens and whether more rate cuts are on the horizon.
By Sean Jackson
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All That Cash in Your Checking Account Might Be Holding You Back
Keeping too much cash in your checking account might seem safe, but it could be costing you in missed opportunities.
By Choncé Maddox
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The New 60/30/10 Budgeting Method Could Replace the Traditional 50/30/20 Rule
In today’s inflated economy, the 60/30/10 budgeting method could be a better option for your financial situation.
By Erin Bendig
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Best 5-Year CD Rates
The top 5-year CD rates offer up to 4.00%, surpassing inflation and helping to reach long-term savings goals.
By Sean Jackson
