Banking
News, insights and expert analysis on banking from the team at Kiplinger.
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How This 529 'Superfund' Strategy Can Transform Your Estate Plan
This 529 strategy — superfunding a 529 — can help you maximize savings for a child or grandchild's education expenses.
By Erin Bendig
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Where to Put Your Savings Before Rate Cuts Hit
Savers can still access higher savings rates. However, with a rate cut looming, you have a tighter window to capitalize.
By Sean Jackson
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I'm an Investment Strategist: This Is How the Fed's Next Rate Move Could Impact Your Wallet
Interest rate cuts might be coming, which could affect everything from your credit card debt to your mortgage. It's smart to prepare now — here's how.
By Bradley Thompson, CFA®
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Seven of the Best Budgeting Apps for 2025
If you're searching for a great budgeting app, here are our top picks.
By Ella Vincent
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My Savings Strategy To Generate Sizable Gains Amid Rate Cuts
The Fed meets next week and will likely cut rates. Learn how savers can stay ahead of the game even with lower returns.
By Sean Jackson
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Boost Your Retirement Savings in Your 50s with These Six Moves
If you want to supercharge your nest egg in the run-up to retirement, follow these strategies.
By Donna Fuscaldo
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529 Funds and a Roth IRA: How to Use One to Jumpstart the Other
Want to boost your retirement savings? You can roll over unused funds from your 529 plan into a Roth IRA, tax-free, as long as certain conditions are met.
By Erin Bendig
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Does PNC's $4.1 Billion Purchase of FirstBank Impact You? 5 Must-Know Strategies If Your Bank Closes
Concerned about your bank closing? For retirees who prefer in-person banking, here's what you can do now.
By Donna Fuscaldo
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What to Know About CD Ladders, A Flexible Way to Save
Savings One way to keep your earnings on track is to spread out your cash.
By Rivan V. Stinson
Savings
