Banking
News, insights and expert analysis on banking from the team at Kiplinger.
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How This 529 'Superfund' Strategy Can Transform Your Estate Plan
This 529 strategy — superfunding a 529 — can help you maximize savings for a child or grandchild's education expenses.
By Erin Bendig
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See Our Best Jumbo CD Rates
The best jumbo CD rates can yield returns of up to 4.35%. See our top choices.
By Sean Jackson
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Make This Savings Move Now or Regret It in the Spring
These are the moves to make now while rates remain higher.
By Sean Jackson
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What Is the Federal Funds Rate?
The federal funds rate can impact a host of borrowing costs, and thus the entire U.S. economy.
By Jeff Reeves
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Where Do I Park $50,000 Before the Fed Cuts Rates?
Why a mix of CDs can protect $50,000 from shrinking yields.
By Sean Jackson
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What Will the Fed Do at Its Next Meeting?
The Federal Reserve is expected to keep rates unchanged at the next Fed meeting.
By Dan Burrows
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Where to Move Your Money Before the Next Fed Meeting
Savings rates remain high for now. But with the Fed likely to cut rates later this year, it's time for savers to lock in rates now.
By Donna LeValley
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The Best No-Penalty CD Rates: January 2026
No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out Kiplinger's top choices.
By Sean Jackson
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Should You Get a Long-Term or Short-Term CD Before the Fed Meeting in January?
Is a long-term or short-term CD better to open before the Fed meeting next week? Here's what you need to know.
By Erin Bendig
