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How to Choose the Right Payment App
banking Using PayPal, Venmo, Zelle and other apps is convenient, but there are pros and cons to each.
Spending Like It’s 2019
Smart Buying Setting spending targets and using budgeting apps can help tame the urge to live it up (now that we can again).
By Emma Patch • Published
4 Ways to Earn More From Your Rainy Day Fund
savings You should set aside enough money to cover three to six months of living expenses in case of an emergency. But sticking this cash in a savings account can mean forgoing earnings from interest.
By Katherine Reynolds Lewis • Published
Retirees, Plan for the Tax Hit From Savings Bonds
savings bonds The federal tax consequences for Series EE and I U.S. savings bonds are anything but straightforward. Here's how interest from savings bonds is taxed in four common situations for retirees.
By Joy Taylor • Published
3 Smart Places to Save Now
Tax Breaks Boomers planning on retiring in the next several years should consider these three tax-smart moves now. They can help you cut the taxes you’ll pay on your income – especially on your Social Security benefits – down the road.
By Michael Aloi, CFP® • Published
How to Calculate Your Net Worth
savings Run an inventory of your assets and liabilities to find out how much you’re worth.
By Elaine Silvestrini • Last updated
Best Online Brokers, 2021
Becoming an Investor With new traders flocking to the market, can firms keep up? We test how well they serve clients of all stripes.
By Nellie S. Huang • Published
Long-Term Rates Will Edge Higher
Economic Forecasts Yields on bank savings accounts will stay low. Home mortgage rates will remain affordable.
By Sandra Block • Last updated
Fintech: The Bank Disrupters
Financial Planning Fintechs offer mostly free accounts with tantalizing yields and slick features, but don’t expect much hand-holding.
By Rivan V. Stinson • Published
It May Be Unsexy, But This One Asset Class Is Critical to Any Financial Plan
savings You can’t afford to forget about cash when planning for your wealth. Here are some guidelines to help manage this often-overlooked asset class.
By Derek Ripp, CFP® • Last updated