CD Rates
News, insights and expert analysis on cd rates from the team at Kiplinger.
Latest
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Best No-Penalty CD Rates: Lock in Rates Over 4%
If you're searching for the best no-penalty CD rates, these top finds earn you returns as high as 4.34%.
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Best 5-Year CD Rates
The best 5-year CD rates earn you up to 4.15%, outpacing inflation and helping you meet long-term savings goals.
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Best One-Year CD Rates
Savings The best 1-year CD rates help you earn returns as high as 4.20%. See our top picks.
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The Best 3-Year CDs of 2025
Savings Our top 3-year CDs help you achieve your savings goals while outpacing inflation.
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Best CD Rates — A Risk-Free Way to Save
Savings The best CD rates allow you to outpace inflation and reach your savings goal fast. See our top picks.
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Why a 5-year CD is Your Best Bet After the Fed Meeting
Despite the rate cut at the Fed meeting in September, you still have time to lock in historically high interest rates with a 5-year CD.
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Savings Calculator: If You Saved $5K Five Years Ago, Here's What You'd Have Now
Tools Whether you’ve just opened a CD or a high-yield savings account, this simple calculator can show you how much cash you’ll have after a specified period of time.
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What Will the Fed Do at Its Next Meeting?
The Federal Reserve is set to resume its rate-cutting cycle at the next Fed meeting.
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Should You Get a Long-Term or Short-Term CD Before the Fed Meeting in September?
Is a long-term or short-term CD better to open before the Fed's next meeting? Here's what you need to know.
