CD Rates
News, insights and expert analysis on cd rates from the team at Kiplinger.
Latest
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How to Find the Best Jumbo CD Rates
Jumbo CDs come with excellent rates. You'll invest a lot for a short time and keep ahead of inflation.
By Erin Bendig Last updated
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Best No-Penalty CD Rates: Lock in Rates Over 4%
No-penalty CDs give you the best of both worlds. You'll earn a healthy rate of return with the ability to take some withdrawals throughout the term.
By Sean Jackson Last updated
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Best 5-Year CD Rates
The great news is the Fed didn't cut rates at their May meeting. So, if you're looking to earn a great rate, see our top choices for 5-year CDs.
By Erin Bendig Last updated
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Best 1-Year CD Rates
Savings If you're looking to save for a short-term goal, our top one-year CDs help you reach them while outpacing inflation.
By Erin Bendig Last updated
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The Best 3-Year CDs of 2025
Savings A 3-year CD helps you reach midrange saving goals. See our top choices.
By Erin Bendig Last updated
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A Smart Way to Combat Economic Rollercoasters
Savings With rates on CDs remaining high for now, a CD ladder allows you to maximize your returns with flexibility to your cash when you need it.
By Sean Jackson Published
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When Is the Next Fed Meeting?
The FOMC is expected to keep interest rates unchanged at the next Fed meeting.
By Dan Burrows Last updated
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Why a 5-year CD is Your Best Bet After the Fed Meeting
With no rate cut at the Fed meeting in May, you still have time to lock in historically high interest rates with a 5-year CD.
By Rachael Green Last updated
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You Can Get Better Yield with a Jumbo CD or Money Market Account
Maximize your savings with top-yielding jumbo accounts and high-interest savings options.
By Ella Vincent Published