CD Rates
News, insights and expert analysis on cd rates from the team at Kiplinger.
Latest
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See Our Best Jumbo CD Rates
The best jumbo CD rates can yield returns of up to 4.35%. See our top choices.
By Sean Jackson
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The Best No-Penalty CD Rates: February 2026
No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out Kiplinger's top choices.
By Sean Jackson
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The Best 5-Year CD Rates Now
The top 5-year CD rates offer up to 4.10%, surpassing inflation and helping investors reach long-term savings goals.
By Sean Jackson
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Why a 5-year CD is Still Your Best Bet After the Fed Meeting
With the rate pause at the March Fed meeting, you still have time to lock in historically high interest rates with a 5-year CD.
By Rachael Green
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Should You Get a Long-Term or Short-Term CD Before the March Fed Meeting?
Is a long-term or short-term CD better to open before the Fed meeting this week? Here's what you need to know.
By Erin Bendig
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Keep Ahead of Rising Prices with the Best One-Year CD Rates
Savings The best 1-year CD rates are a smart way to achieve short-term savings goals.
By Sean Jackson
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Best CD Rates — A Risk-Free Way to Save
Savings The best CD rates allow you to outpace inflation and reach your savings goal fast. See our top picks.
By Sean Jackson
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What Will the Fed Do at Its Next Meeting?
The Federal Reserve is expected to keep rates unchanged at the next Fed meeting.
By Dan Burrows
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When Is the Next Fed Meeting?
Markets expect interest rates to remain unchanged at the next Fed meeting.
By Dan Burrows
