CD Rates
News, insights and expert analysis on cd rates from the team at Kiplinger.
Latest
-
Should You Put $100,000 in One Jumbo CD or Several CDs?Compare one jumbo CD with multiple traditional CDs based on rates, flexibility, penalties and deposit insurance.
By Choncé Maddox
-
CDARS: A Tool for Diversifying Your SavingsCDARS offers a streamlined way to spread the money across certificates of deposit at multiple partner banks.
By Ella Vincent
-
The Best 3-Year CDs: Earn Up to 4.60%Savings Compare top CD rates, minimum deposits and early withdrawal penalties to grow your savings.
By Sean Jackson
Savings -
The Best Jumbo CD Rates to Lock In NowThese CDs can help you earn up to 4.60% effortlessly, with access back to your cash within a year on average.
By Sean Jackson
-
What Are the Smartest CDs to Consider Right Now?With the Fed hiking rates, savers can earn a substantially higher APY on CDs. Here are the three wisest ones to consider right now.
By Sean Jackson
-
The Best 5-Year CDs — Earn Up to 5.00%The top 5-year CD rates offer up to 5.00%, helping savers reach long-term savings goals.
By Sean Jackson
-
The Best No-Penalty CD Rates: October 2026No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out Kiplinger's top choices.
By Sean Jackson
-
What Does $100K in a Jumbo CD Actually Earn?If you're looking to shield your $100k from market volatility, this savings option earns you thousands.
By Sean Jackson
-
Where to Find 4.50% One-Year CDs NowSavings The best one-year CD rates are a smart way to achieve short-term savings goals.
By Sean Jackson
Savings
