CD Rates
News, insights and expert analysis on cd rates from the team at Kiplinger.
Latest
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Should You Get a Long-Term or Short-Term CD Before the Fed Meeting?Is a long-term or short-term CD better to open before the Fed meeting this week?
By Erin Bendig
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What Is APY? Here's How to Score the Highest RatesSavings Here's everything you need to know about APY, the important factor in how much your savings could earn in a year.
By Erin Bendig
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CD vs. High-Yield Savings Account: Which is better?Deciding between a CD and a high-yield savings account? Here's how to choose based on your savings goals.
By Sean Jackson
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Are One-Year CDs A Smart Move Amid Rising Inflation?Savings The best 1-year CD rates are a smart way to achieve short-term savings goals.
By Sean Jackson
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The Best 5-Year CD Rates NowThe top 5-year CD rates offer up to 4.15%, helping investors reach long-term savings goals.
By Sean Jackson
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The Best No-Penalty CD Rates: May 2026No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out Kiplinger's top choices.
By Sean Jackson
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Maximize Your Savings: The Best Jumbo CD Rates to Lock In NowWith inflation at 4.20%, these CDs are among the only savings accounts outpacing it.
By Sean Jackson
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Why a 5-year CD is Still Your Best Bet After the Fed MeetingWith the rate pause at the April Fed meeting, you still have time to lock in historically high interest rates with a 5-year CD.
By Rachael Green
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Best CD Rates — A Risk-Free Way to SaveSavings The best CD rates allow you to outpace inflation and reach your savings goal fast. See our top picks.
By Sean Jackson
Savings
