CD Rates
News, insights and expert analysis on cd rates from the team at Kiplinger.
Latest
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The Best 3-Year CDs of 2025
Savings Our top 3-year CDs help you earn returns as high as 4%.
By Erin Bendig Last updated
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Best 1-Year CD Rates
Savings The best 1-year CD rates help you earn returns as high as 4.40%. See our top picks.
By Erin Bendig Last updated
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Best No-Penalty CD Rates: Lock in Rates Over 4%
No-penalty CDs give you the best of both worlds. You'll earn a healthy rate of return with the ability to take some withdrawals throughout the term.
By Sean Jackson Last updated
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Best CD Rates — A Risk-Free Way to Save
Savings Watch your money grow effortlessly with a CD. Here are our top picks.
By Sean Jackson Last updated
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How to Find the Best Jumbo CD Rates
Jumbo CDs come with excellent rates. You'll invest a lot for a short time and earn more in the process.
By Erin Bendig Last updated
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Why a 5-year CD is Your Best Bet After the Fed Meeting
With no rate cut at the Fed meeting in June, you still have time to lock in historically high interest rates with a 5-year CD.
By Rachael Green Last updated
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Should You Get a Long-Term or Short-Term CD Before the Fed Meeting in June?
Is a long-term or short-term CD better to open before the Fed's next meeting? Here's what you need to know.
By Erin Bendig Last updated
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A Smart Way to Combat Economic Rollercoasters
Savings With rates on CDs remaining high for now, a CD ladder allows you to maximize your returns with flexibility to your cash when you need it.
By Sean Jackson Published
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When Is the Next Fed Meeting?
The FOMC is expected to keep interest rates unchanged at the next Fed meeting.
By Dan Burrows Last updated