CD Rates
News, insights and expert analysis on cd rates from the team at Kiplinger.
Latest
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The Best No-Penalty CD Rates
No-penalty CDs offer a high rate of return with the flexibility to access your cash as needed. Explore our top picks.
By Sean Jackson
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Best 5-Year CD Rates
The top 5-year CD rates offer up to 4.15%, surpassing inflation and helping to reach long-term savings goals.
By Sean Jackson
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The Best 3-Year CDs of 2025
Savings Achieve your savings goals and outpace inflation with our top 3-year CDs picks.
By Sean Jackson
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Best CD Rates — A Risk-Free Way to Save
Savings The best CD rates allow you to outpace inflation and reach your savings goal fast. See our top picks.
By Sean Jackson
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Best One-Year CD Rates
Savings The best 1-year CD rates are a smart way to achieve short-term savings goals.
By Sean Jackson
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See Our Best Jumbo CD Rates
The best jumbo CD rates can yield returns of up to 4.35%. See our top choices.
By Sean Jackson
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Why a 5-year CD is Your Best Bet After the Fed Meeting
Despite the rate cut at the Fed meeting in October, you still have time to lock in historically high interest rates with a 5-year CD.
By Rachael Green
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Should You Get a Long-Term or Short-Term CD Before the Fed Meeting in October?
Is a long-term or short-term CD better to open before the Fed meeting this week? Here's what you need to know.
By Erin Bendig
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Savings Calculator: If You Saved $5K Five Years Ago, Here's What You'd Have Now
Tools Whether you’ve just opened a CD or a high-yield savings account, this simple calculator can show you how much cash you’ll have after a specified period of time.
By Sean Jackson
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