CD Rates
News, insights and expert analysis on cd rates from the team at Kiplinger.
Latest
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How to Find the Best Jumbo CD Rates
The best jumbo CD rates earn you a return as high as 4.5%. See our top choices.
By Erin Bendig Last updated
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Best No-Penalty CD Rates: Lock in Rates Over 4%
If you're searching for the best no-penalty CD rates, these top finds earn you returns as high as 4.34%.
By Sean Jackson Last updated
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Best 5-Year CD Rates
The best 5-year CD rates earn you up to 4.28%, outpacing inflation and helping you meet long-term savings goals.
By Erin Bendig Last updated
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Best One-Year CD Rates
Savings The best 1-year CD rates help you earn returns as high as 4.40%. See our top picks.
By Erin Bendig Last updated
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The Best 3-Year CDs of 2025
Savings Our top 3-year CDs help you earn returns as high as 4%.
By Erin Bendig Last updated
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Best CD Rates — A Risk-Free Way to Save
Savings The best CD rates earn you up to 4.50%, allowing you to outpace inflation and reach your savings goal fast. See our top picks.
By Sean Jackson Last updated
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This is the Best CD to Get Amid Rate Uncertainty
This CD helps you earn more than 4%, with quick access to your cash if you need it.
By Sean Jackson Published
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If You Put $500 in a CD for 5 Years, Here's How Much Money You'd Have
savings What is a CD? Learn more about what CDs are and how putting $500 in a CD for 5 Years can bolster your savings.
By Erin Bendig Last updated
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CDs vs Bonds: Which Is Better for You?
If you're considering CDs vs bonds, here's a breakdown of how each works.
By Donna LeValley Last updated