CD Rates
News, insights and expert analysis on cd rates from the team at Kiplinger.
Latest
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Best 5-Year CD Rates
If you're looking for a reliable way to save money and earn a little extra, a five-year CD can help you reach your savings goals. Here are our top picks.
By Erin Bendig Last updated
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The Best 3-Year CDs of 2025
Savings Do you want to set money aside and earn a rate outpacing inflation? See our top 3-year CD picks.
By Erin Bendig Last updated
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Best CD Rates — A Risk-Free Way to Save
Savings Are you interested in a certificate of deposit? We choose the top options for a wide variety of terms so you can find the one that meets your saving goals.
By Sean Jackson Last updated
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Best No-Penalty CD Rates: Lock in Rates Over 4%
No-penalty CDs give you the best of both worlds. You'll earn a healthy rate of return with the ability to take some withdrawals throughout the term.
By Sean Jackson Last updated
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How to Find the Best Jumbo CD Rates
With rate cuts likely happening sometime in the future, locking in an excellent rate of return now maximizes returns. Here are top jumbo CD options.
By Erin Bendig Last updated
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Savings Calculator: If You Saved $5K Five Years Ago, Here's What You'd Have Now
Tools Whether you’ve just opened a CD or a high-yield savings account, this simple calculator can show you how much cash you’ll have after a specified period of time.
By Erin Bendig Last updated
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CD vs. High-Yield Savings Account: Which is better?
Deciding between a CD vs. high-yield savings account? Here's how to choose based on your savings goals.
By Sean Jackson Last updated
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When Is the Next Fed Meeting?
The FOMC is expected to keep interest rates unchanged at the next Fed meeting.
By Dan Burrows Last updated
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Why a 5-year CD is Your Best Bet After the Fed Meeting
With no rate cut at the Fed meeting in March, you still have time to lock in historically high interest rates with a 5-year CD.
By Rachael Green Last updated