CD Rates
News, insights and expert analysis on cd rates from the team at Kiplinger.
Latest
-
CD vs. High-Yield Savings Account: Which is better?Deciding between a CD and a high-yield savings account? Here's how to choose based on your savings goals.
By Sean Jackson
-
Keep Ahead of Rising Prices with the Best One-Year CD RatesSavings The best 1-year CD rates are a smart way to achieve short-term savings goals.
By Sean Jackson
Savings -
The Best 5-Year CD Rates NowThe top 5-year CD rates offer up to 4.10%, surpassing inflation and helping investors reach long-term savings goals.
By Sean Jackson
-
The Best No-Penalty CD Rates: May 2026No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out Kiplinger's top choices.
By Sean Jackson
-
See Our Best Jumbo CD RatesThe best jumbo CD rates can yield returns of up to 4.35%. See our top choices.
By Sean Jackson
-
Should You Get a Long-Term or Short-Term CD Before the Fed Meeting?Is a long-term or short-term CD better to open before the Fed meeting this week? Here's what you need to know.
By Erin Bendig
-
Why a 5-year CD is Still Your Best Bet After the Fed MeetingWith the rate pause at the April Fed meeting, you still have time to lock in historically high interest rates with a 5-year CD.
By Rachael Green
-
Best CD Rates — A Risk-Free Way to SaveSavings The best CD rates allow you to outpace inflation and reach your savings goal fast. See our top picks.
By Sean Jackson
Savings -
CDs vs Bonds: Which Is Better for You?If you're considering CDs and bonds, here's a breakdown of how each works.
By Donna LeValley
