CD Rates
News, insights and expert analysis on cd rates from the team at Kiplinger.
Latest
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The Best No-Penalty CD Rates: February 2026
No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out Kiplinger's top choices.
By Sean Jackson
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See Our Best Jumbo CD Rates
The best jumbo CD rates can yield returns of up to 4.35%. See our top choices.
By Sean Jackson
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Best CD Rates — A Risk-Free Way to Save
Savings The best CD rates allow you to outpace inflation and reach your savings goal fast. See our top picks.
By Sean Jackson
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Why a 5-year CD is Still Your Best Bet After the Fed Meeting
With the rate pause at the January Fed meeting, you still have time to lock in historically high interest rates with a 5-year CD.
By Rachael Green
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What Will the Fed Do at Its Next Meeting?
The Federal Reserve is expected to keep rates unchanged at the next Fed meeting.
By Dan Burrows
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Should You Get a Long-Term or Short-Term CD Before the Fed Meeting in January?
Is a long-term or short-term CD better to open before the Fed meeting next week? Here's what you need to know.
By Erin Bendig
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When Is the Next Fed Meeting?
Markets expect interest rates to remain unchanged at the next Fed meeting.
By Dan Burrows
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How Much You'll Earn on a Five-Year CD with $500
savings Discover how much you can earn by placing $500 in a long-term CD.
By Sean Jackson
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CD vs. High-Yield Savings Account: Which is better?
Deciding between a CD and a high-yield savings account? Here's how to choose based on your savings goals.
By Sean Jackson
