CD Rates
News, insights and expert analysis on cd rates from the team at Kiplinger.
Latest
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Should You Get a Long-Term or Short-Term CD Before the Fed Meeting in October?
Is a long-term or short-term CD better to open before the Fed meeting this week? Here's what you need to know.
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The Best 3-Year CDs of 2025
Savings Our top 3-year CDs help you achieve your savings goals while outpacing inflation.
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Best 5-Year CD Rates
The best 5-year CD rates earn you up to 4.15%, outpacing inflation and helping you meet long-term savings goals.
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Best No-Penalty CD Rates: Lock in Rates Over 4%
If you're looking for the best no-penalty CD rates, our top picks offer yields as high as 4.34%.
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Best One-Year CD Rates
Savings The best 1-year CD rates help you earn returns as high as 4.15%. See our top picks.
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How to Find the Best Jumbo CD Rates
The best jumbo CD rates can yield returns of up to 4.35%. See our top choices.
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When Is the Next Fed Meeting?
A weaker labor market and cooler inflation mean we'll get another rate cut at the next Fed meeting.
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Best CD Rates — A Risk-Free Way to Save
Savings The best CD rates allow you to outpace inflation and reach your savings goal fast. See our top picks.
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Savings Calculator: If You Saved $5K Five Years Ago, Here's What You'd Have Now
Tools Whether you’ve just opened a CD or a high-yield savings account, this simple calculator can show you how much cash you’ll have after a specified period of time.
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