CD Rates
News, insights and expert analysis on cd rates from the team at Kiplinger.
Latest
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The Best 3-Year CDs of 2026
Savings Achieve your savings goals and outpace inflation with our top 3-year CDs picks.
By Sean Jackson
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Introducing Your CD's Edgier Cousin: The Market-Linked CD
Traditional CDs are a safe option for savers, but they don't always beat inflation. Should you try their counterparts, market-linked CDs, for better returns?
By William Skillender
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CDs vs Bonds: Which Is Better for You?
If you're considering CDs vs bonds, here's a breakdown of how each works.
By Donna LeValley
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Why a 5-year CD is Still Your Best Bet After the Fed Meeting
Despite the rate cut at the Fed meeting in December, you still have time to lock in historically high interest rates with a 5-year CD.
By Rachael Green
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What to Know About CD Ladders, A Flexible Way to Save
Savings One way to keep your earnings on track is to spread out your cash.
By Rivan V. Stinson
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This is the Best CD to Get Amid Rate Uncertainty
This CD helps you earn more than 4%, with quick access to your cash if you need it.
By Sean Jackson
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A Smart Way to Combat Economic Rollercoasters
Savings With rates on CDs remaining high for now, a CD ladder allows you to maximize your returns with flexibility to your cash when you need it.
By Sean Jackson
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You Can Get Better Yield with a Jumbo CD or Money Market Account
Maximize your savings with top-yielding jumbo accounts and high-interest savings options.
By Ella Vincent
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Three CDs to Check Out Before a Fed Rate Cut
Here are three of the best CDs to check out before the Feds could possibly cut rates again.
By Erin Bendig
