CD Rates
News, insights and expert analysis on cd rates from the team at Kiplinger.
Latest
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CD vs. High-Yield Savings Account: Which is better?
Deciding between a CD and a high-yield savings account? Here's how to choose based on your savings goals.
By Sean Jackson
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Savings Calculator: If You Saved $5K Five Years Ago, Here's What You'd Have Now
Tools Whether you’ve just opened a CD or a high-yield savings account, this simple calculator can show you how much cash you’ll have after a specified period of time.
By Sean Jackson
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The Best 3-Year CDs: Outpace Inflation and Earn Up to 4.05%
Savings Achieve your savings goals and outpace inflation with our top 3-year CDs picks.
By Sean Jackson
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Introducing Your CD's Edgier Cousin: The Market-Linked CD
Traditional CDs are a safe option for savers, but they don't always beat inflation. Should you try their counterparts, market-linked CDs, for better returns?
By William Skillender
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CDs vs Bonds: Which Is Better for You?
If you're considering CDs vs bonds, here's a breakdown of how each works.
By Donna LeValley
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This is the Best CD to Get Amid Rate Uncertainty
This CD helps you earn more than 4%, with quick access to your cash if you need it.
By Sean Jackson
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A Smart Way to Combat Economic Rollercoasters
Savings With rates on CDs remaining high for now, a CD ladder allows you to maximize your returns with flexibility to your cash when you need it.
By Sean Jackson
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You Can Get Better Yield with a Jumbo CD or Money Market Account
Maximize your savings with top-yielding jumbo accounts and high-interest savings options.
By Ella Vincent
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Three CDs to Check Out Before a Fed Rate Cut
Here are three of the best CDs to check out before the Feds could possibly cut rates again.
By Erin Bendig
