CD Rates
News, insights and expert analysis on cd rates from the team at Kiplinger.
Latest
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CD vs. High-Yield Savings Account: Which is better?Deciding between a CD and a high-yield savings account? Here's how to choose based on your savings goals.
By Sean Jackson
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The Best No-Penalty CD Rates: May 2026No-penalty CDs provide a high return while giving you the flexibility to access your cash whenever needed. Check out Kiplinger's top choices.
By Sean Jackson
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Why a 5-year CD is Still Your Best Bet After the Fed MeetingWith the rate pause at the April Fed meeting, you still have time to lock in historically high interest rates with a 5-year CD.
By Rachael Green
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CDs vs Bonds: Which Is Better for You?If you're considering CDs and bonds, here's a breakdown of how each works.
By Donna LeValley
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What Will the Fed Do at Its Next Meeting?The Federal Reserve is expected to keep rates unchanged at the next Fed meeting.
By Dan Burrows
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When Is the Next Fed Meeting?Markets expect interest rates to remain unchanged at the next Fed meeting.
By Dan Burrows
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Savings Calculator: If You Saved $5K Five Years Ago, Here's What You'd Have NowTools Whether you’ve just opened a CD or a high-yield savings account, this simple calculator can show you how much cash you’ll have after a specified period of time.
By Sean Jackson
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Introducing Your CD's Edgier Cousin: The Market-Linked CDTraditional CDs are a safe option for savers, but they don't always beat inflation. Should you try their counterparts, market-linked CDs, for better returns?
By William Skillender
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This is the Best CD to Get Amid Rate UncertaintyThis CD helps you earn more than 4%, with quick access to your cash if you need it.
By Sean Jackson
