CD Rates
News, insights and expert analysis on cd rates from the team at Kiplinger.
Latest
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Don't Lock in a Long-Term CD Yet: The Moves to Make InsteadThink twice before locking in a long-term CD. Learn why short-term options offer better flexibility and potential for higher returns in today's shifting economy.
By Sean Jackson
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I Wouldn't Lock My Money Into a 5-Year CD Right Now — Here's WhyHere's how to maximize yields on your savings after the July Fed meeting.
By Rachael Green
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Should You Get a Long-Term or Short-Term CD Before the Next Fed Meeting?Is a long-term or short-term CD better to open before the Fed meeting this week? Here's what you need to know.
By Erin Bendig
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What to Know About CD Ladders, A Flexible Way to SaveSavings One way to keep your earnings on track is to spread out your cash.
By Rivan V. Stinson
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How Much You'll Earn on a Five-Year CD with $500savings See how much a $500 deposit could grow in a five-year CD, compare today's top rates and learn whether locking in a rate makes sense.
By Sean Jackson
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What Is APY? Here's How to Score the Highest RatesSavings Here's everything you need to know about APY, the important factor in how much your savings could earn in a year.
By Erin Bendig
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Why a 5-year CD is Still Your Best Bet After the Fed MeetingWith the rate pause at the April Fed meeting, you still have time to lock in historically high interest rates with a 5-year CD.
By Rachael Green
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CDs vs Bonds: Which Is Better for You?If you're considering CDs and bonds, here's a breakdown of how each works.
By Donna LeValley
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What Will the Fed Do at Its Next Meeting?The Federal Reserve is expected to keep rates unchanged at the next Fed meeting.
By Dan Burrows
