CD Rates
News, insights and expert analysis on cd rates from the team at Kiplinger.
Latest
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Best 5-Year CD Rates
The top 5-year CD rates offer up to 4.00%, surpassing inflation and helping to reach long-term savings goals.
By Sean Jackson
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The Best 3-Year CDs of 2026
Savings Achieve your savings goals and outpace inflation with our top 3-year CDs picks.
By Sean Jackson
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Introducing Your CD's Edgier Cousin: The Market-Linked CD
Traditional CDs are a safe option for savers, but they don't always beat inflation. Should you try their counterparts, market-linked CDs, for better returns?
By William Skillender
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CDs vs Bonds: Which Is Better for You?
If you're considering CDs vs bonds, here's a breakdown of how each works.
By Donna LeValley
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What to Know About CD Ladders, A Flexible Way to Save
Savings One way to keep your earnings on track is to spread out your cash.
By Rivan V. Stinson
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This is the Best CD to Get Amid Rate Uncertainty
This CD helps you earn more than 4%, with quick access to your cash if you need it.
By Sean Jackson
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A Smart Way to Combat Economic Rollercoasters
Savings With rates on CDs remaining high for now, a CD ladder allows you to maximize your returns with flexibility to your cash when you need it.
By Sean Jackson
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You Can Get Better Yield with a Jumbo CD or Money Market Account
Maximize your savings with top-yielding jumbo accounts and high-interest savings options.
By Ella Vincent
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Three CDs to Check Out Before a Fed Rate Cut
Here are three of the best CDs to check out before the Feds could possibly cut rates again.
By Erin Bendig
