Banking
News, insights and expert analysis on banking from the team at Kiplinger.
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What Is the Federal Funds Rate?
The federal funds rate can impact a host of borrowing costs, and thus the entire U.S. economy.
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529 Funds and a Roth IRA: How to Use One to Jumpstart the Other
Want to boost your retirement savings? You can roll over unused funds from your 529 plan into a Roth IRA, tax-free, as long as certain conditions are met.
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Does PNC's $4.1 Billion Purchase of FirstBank Impact You? 5 Must-Know Strategies If Your Bank Closes
Concerned about your bank closing? For retirees who prefer in-person banking, here's what you can do now.
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What to Know About CD Ladders, A Flexible Way to Save
Savings One way to keep your earnings on track is to spread out your cash.
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Are High-Yield Savings Still a Winning Bet Against Inflation?
Some savings accounts give you the ability to outpace inflation, lessening its impact on your finances.
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Best 529 Plans of 2025
Check out the best 529 plans of 2025 and find the best plan for your child or grandchild’s college savings.
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Kiplinger's Best Internet Banks 2025
Internet banks tend to offer higher yields and lower fees than brick-and-mortar banks, thanks to lower overhead costs.
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Market Fees Could Be Costing You — Here’s How to Avoid Them
Some money market accounts charge more than they earn. Here's how to spot costly fees and choose smarter savings options.
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Use the 529 Grandparent Loophole To Maximize College Savings
Use the 529 grandparent loophole to fund a grandchild’s education without impacting their financial aid eligibility.
