Are Banks Open on Christmas 2024?
Christmas is almost here, which has many folks wondering if banks are open on Wednesday, December 25.


Are banks open on Christmas? This is a question many are asking with Christmas falling on Wednesday, December 25, in 2024.
The answer is no. Christmas is one of several federal holidays this year, so banks will not be open.
However, Christmas Eve is not a bank holiday, though specific branches may close early.

Sign up for Kiplinger’s Free E-Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
As for stock market holidays – particularly for those asking "is the stock market open on Christmas" – both the stock and bond market close early on Christmas Eve and are closed for a full day on Christmas.
For those wondering what time does the market open for regular trading hours, both the Nasdaq Stock Market and the New York Stock Exchange (NYSE) are open from 9:30 am to 4:00 pm Eastern time Monday through Friday.
How to cut costs this holiday season
The holiday season is certainly a time when folks are looking to cut costs. Kiplinger's personal finance team has been busy crunching the numbers on cheaper options to our everyday tasks, including using the oven vs an air fryer, the dishwasher vs hand washing and electric heaters vs radiators.
You also don't need to tip everyone. While it is certainly welcome and heartening to reward the people who have helped you throughout the year, not knowing who to tip or by how much can create anxiety. Kiplinger's holiday tipping guide provides guidance.
Below, we feature a full schedule of all U.S. bank holidays for 2024.
Bank holidays 2024
Date | Day | Holiday |
---|---|---|
January 1 | Monday | New Year's Day |
January 15 | Monday | Martin Luther King, Jr. Day |
February 19 | Monday | Presidents' Day/Washington's Birthday |
May 27 | Monday | Memorial Day |
June 19 | Wednesday | Juneteenth National Independence Day |
July 4 | Thursday | Independence Day |
September 2 | Monday | Labor Day |
October 14 | Monday | Columbus Day/Indigenous Peoples' Day |
November 11 | Monday | Veterans Day |
November 28 | Thursday | Thanksgiving Day |
December 25 | Wednesday | Christmas Day |
* This is the recommended bank market holiday schedule from the Federal Reserve. This schedule is subject to change.
Related content
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.

With over a decade of experience writing about the stock market, Karee Venema is the senior investing editor at Kiplinger.com. She joined the publication in April 2021 after 10 years of working as an investing writer and columnist at a local investment research firm. In her previous role, Karee focused primarily on options trading, as well as technical, fundamental and sentiment analysis.
-
My First $1 Million: Early Retiree, 57, Western North Carolina
Ever wonder how someone who's made a million dollars or more did it? Kiplinger's My First $1 Million series uncovers the answers.
-
A Cruiser’s Guide to Carnival’s Revamped Rewards Program
With Carnival launching a revamped dual‑earning loyalty program in June 2026, learn how to rack up points and tier status more strategically — aboard and ashore.
-
How to Shop Smarter as Tariffs Drive Up Prices in 2025
Tariff fatigue is real. Here’s how to save as prices rise and uncertainty grows.
-
Divorce and Your Home: An Expert's Guide to Avoiding a Tax Bomb
Your home is probably your biggest asset, so if you're getting a divorce, the stakes are high. Keep it? Sell it? You need to have a good plan in place for how to handle it.
-
How Amazon Will Deliver Your Prime Day 2025 Orders — From Vans to Drones
Amazon Prime Day returns July 8–11 with 96 hours of deals, and a wide range of high-tech and flexible delivery options to match the shopping surge.
-
Chase Increases Sapphire Reserve Annual Fee by 45%: Are the New Perks Worth It?
Chase announced sweeping changes to its Sapphire Reserve card.
-
What to Know Before Flying With Your Pet
From documentation and TSA screening to carrier rules and airport relief areas, here’s what to know before taking your pet on a flight.
-
This Is How a Lot of Law School Students Are Cheating
Growing numbers of students are falsely claiming a learning disability to score more time to take tests. This has real-world consequences in which fellow students, law firms and their clients pay the price.