Are Banks Open on Christmas 2025?
Christmas is almost here, which has many folks wondering if banks are open on Thursday, December 25.
Are banks open on Christmas? This is a question many are asking with Christmas falling on Thursday, December 25, in 2025. The answer is no. Christmas is one of several federal holidays this year, so banks will not be open.
However, Christmas Eve is not a bank holiday, though specific branches may close early.
As for stock market holidays – particularly for those asking "is the stock market open on Christmas" – both the stock and bond market close early on Christmas Eve and are closed for a full day on Christmas.
From just $107.88 $24.99 for Kiplinger Personal Finance
Become a smarter, better informed investor. Subscribe from just $107.88 $24.99, plus get up to 4 Special Issues
Sign up for Kiplinger’s Free Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
For those wondering what time does the market open for regular trading hours, both the Nasdaq Stock Market and the New York Stock Exchange (NYSE) are open from 9:30 am to 4:00 pm Eastern time Monday through Friday.
How to cut costs this holiday season
The holiday season is certainly a time when folks are looking to cut costs. Kiplinger's personal finance team has been busy crunching the numbers to find ways for you to save money, including uncovering nine types of insurance you probably don't need and whether switching to a yield-friendly online bank is worth it.
You also don't need to tip everyone. While it is certainly welcome and heartening to reward the people who have helped you throughout the year, not knowing who to tip or by how much can create anxiety. Kiplinger's holiday tipping guide provides guidance.
Below, we feature a full schedule of all U.S. bank holidays for 2025.
Bank holidays 2025
Date | Day | Holiday |
January 1 | Wednesday | New Year's Day |
January 20 | Monday | Martin Luther King, Jr. Day |
February 17 | Monday | Presidents' Day/Washington's Birthday |
May 26 | Monday | Memorial Day |
June 19 | Thursday | Juneteenth National Independence Day |
July 4 | Friday | Independence Day |
September 1 | Monday | Labor Day |
October 13 | Monday | Columbus Day/Indigenous Peoples' Day |
November 11 | Tuesday | Veterans Day |
November 27 | Thursday | Thanksgiving Day |
December 25 | Thursday | Christmas Day |
* This is the recommended bank market holiday schedule from the Federal Reserve. This schedule is subject to change.
Related content
Profit and prosper with the best of Kiplinger's advice on investing, taxes, retirement, personal finance and much more. Delivered daily. Enter your email in the box and click Sign Me Up.

With over a decade of experience writing about the stock market, Karee Venema is the senior investing editor at Kiplinger.com. She joined the publication in April 2021 after 10 years of working as an investing writer and columnist at a local investment research firm. In her previous role, Karee focused primarily on options trading, as well as technical, fundamental and sentiment analysis.
-
Vesting, Catch-Ups and Roths: The 401(k) Knowledge QuizQuiz Test your understanding of key 401(k) concepts with our quick quiz.
-
Why You Should Pay Attention to Company GuidanceUnderstanding how corporate profit forecasts affect analysts’ estimates and stock ratings can help you make investment decisions.
-
How to Protect Yourself and Others From a Troubled Adult ChildThis case of a violent adult son whose parents are in denial is an example of the extreme risks some parents face if they neglect essential safety precautions.
-
How to Protect Yourself and Others From a Troubled Adult Child: A Lesson from Real LifeThis case of a violent adult son whose parents are in denial is an example of the extreme risks some parents face if they neglect essential safety precautions.
-
Here's How Much You Can Earn with a $100,000 Jumbo CDYou might be surprised at how fast a jumbo CD helps you reach your goals.
-
A Financial Planner Takes a Deep Dive Into How Charitable Trusts Benefit You and Your Favorite CharitiesThese dual-purpose tools let affluent families combine philanthropic goals with advanced tax planning to generate income, reduce estate taxes and preserve wealth.
-
How Financial Advisers Can Best Help Widowed and Divorced WomenApproaching conversations with empathy and compassion is key to helping them find clarity and confidence and take control of their financial futures.
-
Your Guide to Buying Art OnlineFrom virtual galleries to social media platforms, the internet offers plenty of places to shop for paintings, sculptures and other artwork without breaking the bank.
-
I'm 59 With $1.7 Million Saved and Just Lost My Job. Should I Retire at 59½, or Find New Work?We asked professional wealth planners for advice.
-
Metro by T-Mobile Is Giving Away This Samsung Galaxy A16: Which Plans Are Eligible?Metro by T-Mobile is offering free Samsung Galaxy A16 phones on eligible plans right now. Here’s how the deal works.
-
I Drive and Collect Classic Cars: Here’s How I Got in the Game Without Spending a FortuneAre classic cars a hobby or an investment strategy — or both? Either way, the vintage car scene is much cooler and more affordable than you think.