Are Banks Open on Christmas Eve 2022?

Christmas Eve is almost here, which has many wondering if banks are open on Dec. 24.

christmas tree with gold ornaments
(Image credit: Getty Images)

Are banks open on Christmas Eve? This is a question many are asking with Christmas Eve falling on Saturday, Dec. 24, in 2022. 

The short answer is yes, banks are open on Christmas Eve. However, because Christmas Day falls on a Sunday this year, banks will be closed on Monday, Dec. 26 – also known as Boxing Day for our commonwealth friends – in observance of the holiday.

As for stock market holidays – particularly for those asking "is the stock market open on Christmas" – both the stock and bond market typically close early on Christmas Eve and are closed for a full day on Christmas. However, given that both fall on a weekend this year, markets will be closed for trading on Monday, Dec. 26. Bond traders, though, will get an extra-long weekend, with bond markets closing early on Friday, Dec. 23, at 2 p.m. Eastern. 

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For those wondering what time does the market open for regular trading hours, both the Nasdaq Stock Market and the New York Stock Exchange (NYSE) are open from 9:30 a.m. to 4:00 p.m. Eastern time Monday through Friday.

If you're looking to pad your bank account this holiday season, these Christmas light tips can help you maintain the merriment of the season while lowering your energy bill. You'll also want to keep your thermostat at the right temperature to help keep your home cozy while cutting costs during these cold winter nights. You can also earn money from (AMZN) by having your packages shipped to an Amazon Hub Locker instead of your front porch.

Below, we feature a full schedule of all U.S. bank holidays for 2022. Please note that the list includes Juneteenth – the June 19 holiday commemorating the end of slavery – after Congress voted in 2021 to make it the 12th federal holiday.

Bank Holidays 2022

Swipe to scroll horizontally
January 17MondayMartin Luther King, Jr. Day
February 21MondayPresident's Day
May 30MondayMemorial Day
June 20MondayJuneteenth (Observed)
July 4MondayIndependence Day
September 5MondayLabor Day
October 10MondayColumbus Day
November 11FridayVeterans Day
November 24ThursdayThanksgiving Day
December 26MondayChristmas (Observed)
Karee Venema
Contributing Editor,

With over a decade of experience writing about the stock market, Karee Venema is an investing editor and options expert at She joined the publication in April 2021 after 10 years of working as an investing writer and columnist at Schaeffer's Investment Research. In her previous role, Karee focused primarily on options trading, as well as technical, fundamental and sentiment analysis.