When you receive your 2025 Social Security payment is determined, with a few exceptions, by your date of birth. However, if you received Social Security before May 1997 or are receiving both Social Security & SSI, Social Security is paid on the 3rd and SSI on the 1st. If your payment date falls on a federal holiday or weekend, you can expect to receive that month’s payment on the weekday immediately prior.
The official COLA increase for 2025 is 2.5%, and it mirrors the forecast by Kiplinger economist David Payne
The average monthly social security check in 2025
In May 2025, the average Social Security monthly check for all retirement beneficiaries was $2,002.39, according to the Social Security Administration (SSA). If you are interested in knowing more about SS benefit payments and how your check measures up to peers, take a look at what the average Social Security check is by age.
Sign up for Kiplinger’s Free E-Newsletters
Profit and prosper with the best of expert advice on investing, taxes, retirement, personal finance and more - straight to your e-mail.
Profit and prosper with the best of expert advice - straight to your e-mail.
Schedule of Social Security benefit payments in 2025
Here are all the confirmed payment dates for retirees based on the Social Security payment schedule for 2025. Just find the day of the month you were born on the left side of the table. Then, look under each month for the specific payment date.
Birth date on | MONTH | MONTH | MONTH |
|---|---|---|---|
Birth date on | January | February | March |
1st – 10th | Wednesday, January 8 | Wednesday, February 12 | Wednesday, March 12 |
11th – 20th | Wednesday, January 15 | Wednesday, February 19 | Wednesday, March 19 |
21st – 31st | Wednesday, January 22 | Wednesday, February 26 | Wednesday, March 26 |
Birth date on | April | May | June |
1st – 10th | Wednesday, April 9 | Wednesday, May 14 | Wednesday, June 11 |
11th – 20th | Wednesday, April 16 | Wednesday, May 21 | Wednesday, June 18 |
21st – 31st | Wednesday, April 23 | Wednesday, May 28 | Wednesday, June 25 |
Birth date on | July | August | September |
1st – 10th | Wednesday, July 9 | Wednesday, August 13 | Wednesday, September 10 |
11th – 20th | Wednesday, July 16 | Wednesday, August 20 | Wednesday, September 17 |
21st – 31st | Wednesday, July 23 | Wednesday, August 27 | Wednesday, September 24 |
Birth date on | October | November | December |
1st – 10th | Wednesday, October 8 | Wednesday, November 12 | Wednesday, December 10 |
11th – 20th | Wednesday, October 15 | Wednesday, November 19 | Wednesday, December 17 |
21st – 31st | Wednesday, October 22 | Wednesday, November 26 | Wednesday, December 24 |
Consider signing-up for a my Social Security account
You can use a my Social Security account to safely manage your personal Social Security information. If you are concerned about mail theft or travel often, you can opt out of mailed notices for those available online.
The account can help you manage tasks such as request a replacement Social Security card, check the status of an application, estimate future benefits and receive updates about the COLA. This account can also be used to update your direct deposit information and get your Social Security 1099 form.
Related Content
-
Key to Financial Peace of Mind: Think 'What's Next?' Rather Than 'What If?'Even if you've hit your magic number for retirement, it's hard to stop worrying about money. Giving it a clear purpose is one way to reduce financial anxiety.
-
Three Estate Planning Documents a Business Owner Can't Afford to SkipA business owner's estate plan should protect the company and its employees as well as the entrepreneur's heirs. These three documents are critical.
-
Key to Financial Peace of Mind: Think 'What's Next?' Rather Than 'What If?'
Even if you've hit your magic number for retirement, it's hard to stop worrying about money. Giving it a clear purpose is one way to reduce financial anxiety.
-
Three Estate Planning Documents a Business Owner Can't Afford to Skip
A business owner's estate plan should protect the company and its employees as well as the entrepreneur's heirs. These three documents are critical.
-
The Hated TSA Shoe Removal Rule Was Finally Phased OutAfter nearly 20 years, the TSA is ending its shoes-off policy. Travelers will still need a Real ID, and advanced screening remains in place. Here’s what to expect on your next flight.
-
Don't Miss These Sub-$100 Prime Day Deals for a Smarter, Safer Home: Ring Doorbells, Nest Thermostats, Leak Detectors and MoreUse these under-$100 Prime Day deals on Ring, Blink, Nest and other top smart home brands to upgrade your home for less this summer.
-
Forget Prime Day: Top Walmart Anti-Prime Deals You Can't MissWalmart Deals runs through July 13, giving shoppers two extra days compared to Amazon Prime. Here are the best anti-Prime deals to consider.
-
Mom Needs a Nursing Home. Should I Spend Down Her Assets So She Qualifies for Medicaid?We asked expert financial advisers for their advice.
-
Financial Fact vs Fiction: Why Your 'Magic Number' Isn't Actually MagicalDo you think you're diversified if you're invested in the S&P 500 and Nasdaq? Do you think your tax rate will fall in retirement? Think again — and read on for other myths that could be leading you astray.
-
Opportunity Zones: An Expert Guide to the Changes in the One Big Beautiful BillThe law makes opportunity zones permanent, creates enhanced tax benefits for rural investments and opens up new strategies for investors to combine community development with significant tax advantages.
