Social Security Payment Schedule for 2025
Find out when you can expect your 2025 Social Security payments and the date you get paid when your scheduled day falls on a holiday.


When you receive your 2025 Social Security payment is determined, with a few exceptions, by your date of birth. However, if you received Social Security before May 1997 or are receiving both Social Security & SSI, Social Security is paid on the 3rd and SSI on the 1st. If your payment date falls on a federal holiday or weekend, you can expect to receive that month’s payment on the weekday immediately prior.
Retired public sector employees began receiving their back payments to reflect the retroactive application of the Social Security Fairness Act during the last week in February. As of March 4, the average retroactive payment received by 1,127,723 recipients was $6,710, with a total of $7.5 billion having been distributed. These back payments cover what beneficiaries should have received in 2024 and the increase to monthly benefits for January and February in 2025. And, eligible beneficiaries will see their monthly increases in their March payment that will arrive in April.
What will the average monthly social security check be in 2025?
The official COLA increase for 2025 is 2.5%, and it mirrors the last forecast by Kiplinger economist David Payne.

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In February 2025, the average Social Security monthly check for all retirement beneficiaries was $1,980.86, according to the Social Security Administration (SSA). If you are interested in knowing more about SS benefit payments and how your check measures up to peers, take a look at what the average Social Security check is by age.
Schedule of Social Security benefit payments in 2025
Here are all the confirmed payment dates for retirees based on the Social Security payment schedule for 2025. Just find the day of the month you were born on the left side of the table. Then, look under each month for the specific payment date.
Birth date on | MONTH | MONTH | MONTH |
---|---|---|---|
Birth date on | January | February | March |
1st – 10th | Wednesday, January 8 | Wednesday, February 12 | Wednesday, March 12 |
11th – 20th | Wednesday, January 15 | Wednesday, February 19 | Wednesday, March 19 |
21st – 31st | Wednesday, January 22 | Wednesday, February 26 | Wednesday, March 26 |
Birth date on | April | May | June |
1st – 10th | Wednesday, April 9 | Wednesday, May 14 | Wednesday, June 11 |
11th – 20th | Wednesday, April 16 | Wednesday, May 21 | Wednesday, June 18 |
21st – 31st | Wednesday, April 23 | Wednesday, May 28 | Wednesday, June 25 |
Birth date on | July | August | September |
1st – 10th | Wednesday, July 9 | Wednesday, August 13 | Wednesday, September 10 |
11th – 20th | Wednesday, July 16 | Wednesday, August 20 | Wednesday, September 17 |
21st – 31st | Wednesday, July 23 | Wednesday, August 27 | Wednesday, September 24 |
Birth date on | October | November | December |
1st – 10th | Wednesday, October 8 | Wednesday, November 12 | Wednesday, December 10 |
11th – 20th | Wednesday, October 15 | Wednesday, November 19 | Wednesday, December 17 |
21st – 31st | Wednesday, October 22 | Wednesday, November 26 | Wednesday, December 24 |
Consider signing-up for a my Social Security account
You can use a my Social Security account to safely manage your personal Social Security information. If you are concerned about mail theft or travel often, you can opt out of mailed notices for those available online.
The account can help you manage tasks such as request a replacement Social Security card, check the status of an application, estimate future benefits and receive updates about the COLA. This account can also be used to update your direct deposit information and get your Social Security 1099 form.
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Donna joined Kiplinger as a personal finance writer in 2023. She spent more than a decade as the contributing editor of J.K.Lasser's Your Income Tax Guide and edited state specific legal treatises at ALM Media. She has shared her expertise as a guest on Bloomberg, CNN, Fox, NPR, CNBC and many other media outlets around the nation. She is a graduate of Brooklyn Law School and the University at Buffalo.
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