Annuities
News, insights and expert analysis on annuities from the team at Kiplinger.
Latest
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Annuity Fees: What You Don't Know Could Cost You Thousands in RetirementHow much in annuity fees is too much and how do you know if you're overpaying?
By Donna Fuscaldo
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I Want to Buy an Annuity, but I'm Scared I'll Get Ripped Off. Should I Get One Anyway?An annuity is a way to achieve lifetime income in retirement, but you need to understand how this product works before making a purchase.
By Donna Fuscaldo
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How Much Income Can You Get From an Annuity? An Annuities Expert Gets SpecificHere's a detailed look at income annuities and the factors that determine your payout now and in the future.
By Ken Nuss
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Engineering Reliable Retirement Income in 2025: An Expert GuideFor dependable income, consider using a bucket strategy and annuities in tandem to promote structure, flexibility and peace of mind.
By Billy Voyles, MBA, RICP
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What if You Could Increase Your Retirement Income by 50% to 75%? Here's HowCombining IRA investments, lifetime income annuities and a HECM into one plan could significantly increase your retirement income and liquid savings compared to traditional planning.
By Jerry Golden, Investment Adviser Representative
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A Financial Adviser's Defense of Annuities: They're Just MisunderstoodAnnuities can offer retirement income stability and security against market volatility, though some do have drawbacks. The key is to understand their features before buying.
By Victoria Larson, RICP®
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Annuities: Do You Need Guaranteed Income In Retirement?Annuities are now an option in some 401(k)s but that doesn't mean they should be included in your retirement plan.
By Donna Fuscaldo
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What the HECM? Combine It With a QLAC and See What HappensCombining a reverse mortgage known as a HECM with a QLAC (qualifying longevity annuity contract) can provide longevity protection, tax savings and liquidity for unplanned expenses.
By Jerry Golden, Investment Adviser Representative
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Watch Out for Annuity Surrender Charges: How to Avoid ThemPulling money out of an annuity early can be a costly proposition. Here's how surrender charges work and one potential way around them — an annuity "ladder."
By Ken Nuss
