401k
News, insights and expert analysis on 401k from the team at Kiplinger.

Latest
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Who Is Trump Nominee Daniel Aronowitz, Tapped to Secure Retirement Benefits?
Aronowitz will manage the Employee Benefits Security Administration (EBSA), which protects pension, health, and other benefits and enforces ERISA protections.
By Donna LeValley Published
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Roth 401(k) vs. 401(k): Which Is Right for You?
The Roth 401(k) vs. traditional 401(k) decision can mean the difference between higher taxes now or in retirement. It's your choice.
By Adam Shell Last updated
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401(k) Plans: What You Know Now Could Save You Later
Are 401(k) plans really worth it? Here's how they work and the five advantages of owning a plan. Your older self will thank you for investing in one.
By Adam Shell Last updated
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How to Roll Over a 401(k) Into an IRA
Planning to roll over a 401(k) into an IRA? There are tax and flexibility advantages. But tread carefully.
By Adam Shell Last updated
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Three Reasons to Skip the 401(k) Super Catch-Up
Older workers may want to forgo the 401(k) super catch-up and put their money to work elsewhere.
By Maurie Backman Published
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Three Ways to Get Your Finances in Better Shape
Want fitter finances this year and beyond? Start by making full use of all your workplace benefits — from 401(k)s to budgeting apps and wellness programs.
By Craig Rubino Published
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Want to Retire With $100K a Year? Here's How Much to Save
What "magic number" will be enough to generate $100K a year in retirement income? We do the math for you.
By Adam Shell Published
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Roth 401(k) Changes: What You Should Know for 2025
Retirement Savings Key changes to Roth 401(k) account rules may affect your tax planning and retirement savings.
By Kelley R. Taylor Last updated
Retirement Savings -
Lower Your Income So You Can Contribute to a Roth IRA
401(k)s If you're just above the income cutoff (MAGI) to qualify for Roth IRA contributions, these strategies will help you meet it and lower your taxes.
By Kimberly Lankford Last updated
401(k)s