401k
News, insights and expert analysis on 401k from the team at Kiplinger.
Latest
-

I'm 54 with a $320,000 IRA and will soon be self-employed, earning about $120,000 per year. How much should I be saving for retirement?
We asked financial experts for advice.
By Maurie Backman
-

The Average 401(k) Balance by Age and Generation
How did your 401(k) balance rank vs savers your age and generation in the second quarter? Learn the keys to building a 7-figure retirement balance.
By Adam Shell
-

I'm 61 and need $50,000 for home repairs. Should I borrow, given today's rates, or take a withdrawal from my $950,000 401(k)?
We asked financial experts for advice.
By Maurie Backman
-

Eight 401(k) Mistakes That Can Tank Your Retirement
401(k) mistakes like cashing out early and not taking advantage of an employer match can upend your retirement.
By Kathryn Pomroy
-

Living Solely on Investment Income in Retirement: Just a Fantasy?
Relying only on investment income from your portfolio is achievable for high-net-worth individuals and those with the right mix of investments. Is it for you?
By Maurie Backman
-

Retirement Savings on Track? How Much You Should Have by 50 and 55
See how your retirement savings stack up compared to this Wall Street guide, ranked by age and income.
By Donna Fuscaldo
-

Four Reasons to Roll Over Your 401(k) into an IRA (And Four Reasons Not To)
401(k)s We tell you when it makes sense to move your 401(k) account to an IRA — and when it’s smart to stay put.
By Sandra Block
401(k)s -

How to Find a Financial Adviser for Retirement Planning
Finding the right financial adviser for retirement planning can save you time and money in the long run. A good adviser can also help you retire with confidence.
By Adam Shell
-

I'm 52, make $210K a year and heard I may lose a 401(k) tax break in 2026. Should I max out my 401(k) anyway?
We asked financial experts for advice.
By Maurie Backman
