401k
News, insights and expert analysis on 401k from the team at Kiplinger.
Latest
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The 2026 Retirement Catch-Up Curveball: What High Earners 50 and Older Need to Know Now
Unlock the secrets of the 2026 retirement catch-up provisions: A must-read for high earners age 50 and above.
By Kathryn Pomroy
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The Average 401(k) Balance by Age and Generation
How did your 401(k) balance rank vs savers your age in the third quarter? Learn the keys to building a retirement balance that will last a lifetime.
By Adam Shell
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What You Need to Do With Your 401(k) Before 2025 Is Over
Sponsored by Savant Wealth Management
Before 2025 ends, check your 401(k) contributions, investments, and catch-up eligibility to lock in this year’s tax savings and employer match.
By Kathryn Pomroy
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The Average Retirement Savings by Age: Are You Keeping Up?
Think you may have more retirement savings than your peers? Here's your answer.
By Donna LeValley
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Average Retirement Income by Age and State
Whether you are already retired or just beginning to save, these age and state income averages offer a critical reality check to retirement savings and spending plans.
By Donna LeValley
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5 Year-End Moves to Maximize Your 2025 Retirement Savings
Sponsored by Savant Wealth Management
Retirement planning is about consistency, commitment and making the most of every dollar. Here are five high-impact moves to ensure long-term growth.
By Donna LeValley
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Should You Max Out Your 401(k)? We've Got Answers
Conventional wisdom says, 'Contribute the maximum to a traditional 401(k) if you can.' But there are hidden downsides to putting all your eggs in one basket.
By Adam Shell
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Should You Convert a Traditional IRA to a Roth After 60?
retirement You can convert an IRA to a Roth no matter how old you are. But if the conversion boosts your income, it could have tax consequences.
By Kimberly Lankford
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Roth 401(k) vs 401(k): Which Is Right for You?
The Roth 401(k) vs traditional 401(k) decision can mean the difference between higher taxes now or in retirement. It's your choice.
By Adam Shell
