401k
News, insights and expert analysis on 401k from the team at Kiplinger.
Latest
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The Average 401(k) Balance by Age and Generation in 2026A market rally drove 401(k) balances to new heights in the second quarter of 2026. How does your account balance stack up?
By Adam Shell
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Ask the Editor: Changes to 401(k) Catch-Up Contributions and MoreAsk the Editor Our Kiplinger Tax Letter Editor answers readers' questions about retirement plans and IRAs, including a big change to 401(k) catch-up contributions.
By Joy Taylor
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How to Manage 401(k) Rollovers to Protect Your WealthIn addition to saving and investing, financial literacy should teach us how to manage 401(k) cash-outs and rollovers so we can protect our wealth.
By Spencer Williams
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Delaying Retirement Just 6 Months Can Yield an Extra $50,000. Here’s How.Working just six extra months can boost your retirement savings by tens of thousands of dollars. Here is the math behind delaying retirement.
By Donna Fuscaldo
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401(k) Rich and Cash Poor: The Hidden Retirement RiskMaxing out a traditional 401(k) without cash reserves triggers tax spikes and market losses. Here's where and how to save cash for easy retirement withdrawals.
By Adam Shell
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Thinking About Cutting Your 401(k) Contributions? 6 Reasons to ReconsiderLowering your 401(k) contributions might solve a short-term cash squeeze, but it carries long-term costs, including these six.
By Donna Fuscaldo
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Sitting on a 401(k) Fortune? Why You Should Stop Fearing and Start SpendingMany 401(k) millionaires fear running out of money in retirement. But they don't have to if they follow these six strategies.
By Donna Fuscaldo
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3 Estate Planning Strategies That Thrive in Volatile MarketsDiscover how GRATs, Roth conversions, and gifting enable you to capitalize on market volatility and transfer wealth to heirs tax-free.
By Donna Fuscaldo
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Is a 401(k) Worth It? 7 Pros and 4 Hidden ConsFinancial advisers love them, but a 401(k) isn't a flawless system. Here are the seven reasons to maximize your contributions — and four reasons you might want to look elsewhere.
By Adam Shell
