401k
News, insights and expert analysis on 401k from the team at Kiplinger.
Latest
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How to Max Out Your 401(k) in 2026 (New Limits are Higher)In 2026, the maximum contribution limits for 401(k) plans have increased, giving you an excellent shot at maximizing your retirement savings.
By Kathryn Pomroy
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The Average Retirement Savings by Age: Are You Keeping Up?Think you may have more retirement savings than your peers? Here's your answer.
By Donna LeValley
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Want to Retire With $100K a Year? Here's How Much to SaveWhat "magic number" will be enough to generate $100K a year in retirement income? We do the math for you.
By Adam Shell
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Qualify for Roth IRA Contributions by Lowering Your Income401(k)s If your income is just above the cutoff (MAGI) to qualify for Roth IRA contributions, these strategies will help you meet it and lower your taxes.
By Kimberly Lankford
401(k)s -
The Average Gen X 401(k) Balance Kind of BitesGen X, the first generation to rely on 401(k)s to build and grow a nest egg, is nearing retirement. There's a hefty shortfall between the "magic number" for retiring and Gen X savings.
By Adam Shell
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Should I Take Out a Loan From My $1.5 million 401(k)?We asked a wealth planner if borrowing from a 401(k) for a home improvement project would throw a retirement plan off course. The answer may surprise you.
By Donna Fuscaldo
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The 401(k) Loan Dilemma: Is It Ever a Good Idea?Go ahead. Take a loan from your 401(k) plan, but be aware that it runs the risk of jeopardizing your long-term retirement goals, so consider your options carefully.
By Kathryn Pomroy
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7 Solutions to Protect Your 401(k) in a Down MarketUse these seven strategies to safeguard your nest egg when volatility strikes. You're not powerless.
By Adam Shell
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Cryptocurrency In Your 401(k): Should You Invest In It?The government has made it easier for savers to access cryptocurrency. Your employer may offer crypto in your 401(k). Should you buy?
By Donna Fuscaldo
