401k
News, insights and expert analysis on 401k from the team at Kiplinger.

Latest
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Think Twice Before You Tap Your 401(k) Early
Penalty-free distributions have become more accessible, but they can be detrimental to your retirement security.
By Liisa Rajala Published
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The Costly Mistake You Might Be Making With Your First 401(k)
Most people start contributing to their retirement savings later in life. That could be a big-time mistake, literally costing you thousands of dollars.
By Romi Savova Published
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How to Protect Your 401(k) in a Down Market: Seven Solutions
Seven strategies to safeguard your funds if your 401(k) balance nosedives in a down market.
By Adam Shell Last updated
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The Average Retirement Savings by Age: Are You Keeping Up?
Think you may have more retirement savings than your peers? Here's your answer.
By Donna LeValley Last updated
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The 401(k) Mistake That Could Cost You Millions in Retirement Savings
Thinking about reducing your 401(K) contributions in the current market? Here are six reasons why you might want to reconsider.
By Donna Fuscaldo Published
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Markets Are Volatile: Here's How Your Estate Can Benefit
Your estate can benefit when markets are volatile using some creative strategies. Here's how.
By Donna Fuscaldo Last updated
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Will RMDs Ruin the 4% Rule for You?
Don't let required minimum distributions (RMDs) rain on your retirement parade.
By Maurie Backman Published
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You Could Be a 401(k) Millionaire. Here’s How
Joining the ranks of 401(k) millionaires can be withing your sights with these four strategies.
By Adam Shell Last updated
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Should You Contribute to a 401(k) Without Employer Matching?
Even without a company match, money socked away in a 401(k) can still be a great investment if your goal is long-term retirement savings.
By Kathryn Pomroy Last updated