How to Roll Over a 401(k)

Here's how to roll over a 401(k) to a traditional IRA, Roth IRA or Roth 401(k).

A chalk board with "401k Rollover" lying near cash.
(Image credit: Getty Images)

The decision to roll over a 401(k) — financial-speak for moving money into another retirement account — should not be taken lightly. What you do with a 401(k) from a former employer can have major tax consequences today and in retirement. Here's what you need to know about 401(k) rollovers to ensure you make the most of yours.

Roll over a 401(k): overview

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Coryanne Hicks
Contributing Writer,

Coryanne Hicks is an investing and personal finance journalist specializing in women and millennial investors. Previously, she was a fully licensed financial professional at Fidelity Investments where she helped clients make more informed financial decisions every day. She has ghostwritten financial guidebooks for industry professionals and even a personal memoir. She is passionate about improving financial literacy and believes a little education can go a long way. You can connect with her on Twitter, Instagram or her website,