Roth IRAs
When Roth Conversions Are the Right Move – and When They Aren’t
When Roth Conversions Are the Right Move – and When They Aren’t
Converting a traditional IRA to a Roth IRA can be a smart tax- and estate-planning strategy for some people, but it can be a mistake for others.
January 15, 2021
A Retiree’s Guide to Key Dates in 2021
A Retiree’s Guide to Key Dates in 2021
It's critical -- and financially sound -- to hit these important financial deadlines spaced throughout the year.
January 8, 2021
10 Things Social Security Recipients Need to Know About Their Second Stimulus Check
10 Things Social Security Recipients Need to Know About Their Second Stimulus Check
It's a bit more difficult for Social Security recipients to learn the ins and outs of second-round stimulus checks, since there are a few special rule…
January 4, 2021
6 Money-Smart Ways to Spend Your Second Stimulus Check
6 Money-Smart Ways to Spend Your Second Stimulus Check
If you don't have to use your second stimulus check for basic necessities, consider putting the money to work for you. You'll thank yourself later.
December 28, 2020
Tax Changes and Key Amounts for the 2020 Tax Year
Tax Changes and Key Amounts for the 2020 Tax Year
Americans are facing a long list of tax changes for the 2020 tax year. Get familiar with them now so you're ready when it's time to file your 2020 tax…
December 18, 2020
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Your Guide to Roth Conversions
Your Guide to Roth Conversions
Like marriage, converting a traditional IRA to a Roth is not a step that should be taken lightly.
November 24, 2020
Who Should Consider a Roth IRA – and Why Now?
Who Should Consider a Roth IRA – and Why Now?
While Roth IRAs don’t make sense for everyone, there are some cases where they could be a great fit. See if any of these five scenarios applies to you…
November 13, 2020
10 Best Financial Benefits for Military Families
10 Best Financial Benefits for Military Families
Service members face a range of threats – from the lethal to the financial. A wide array of generous benefits and programs are meant to offset some of…
November 6, 2020
Bad News on IRA and 401(k) Contribution Limits for 2021
Bad News on IRA and 401(k) Contribution Limits for 2021
Retirement savers will be disappointed with the contribution limits for next year, but at least more people will qualify for retirement tax breaks in …
November 5, 2020
6 Reasons You Should NOT Do a Roth Conversion
6 Reasons You Should NOT Do a Roth Conversion
Roth IRAs come with some great tax advantages, but converting a traditional IRA to a Roth doesn’t make sense for everyone.
October 27, 2020
Why Are Roth Conversions So Trendy Right Now? The Case FOR and AGAINST Them
Why Are Roth Conversions So Trendy Right Now? The Case FOR and AGAINST Them
Have you been tempted to join the wave of folks jumping on the Roth IRA conversion bandwagon? First, check out the pros and cons to see if it makes se…
October 23, 2020
Tax Extension Deadline: File Your 2019 Return by October 15 to Avoid Penalties
Tax Extension Deadline: File Your 2019 Return by October 15 to Avoid Penalties
If you chose to extend your tax return's due date, the tax extension deadline is October 15!
October 15, 2020
Roth IRA Contribution Limits for 2020
Roth IRA Contribution Limits for 2020
The Roth IRA contribution limit remains the same for 2020 as it was for 2019. Retirement savers 50 and older can contribute an extra amount. Income li…
October 1, 2020
How To Buy a Roth IRA When You Make Too Much To Qualify For One
How To Buy a Roth IRA When You Make Too Much To Qualify For One
With their tax-free growth and tax-free withdrawals, Roth IRAs are a great deal — if you qualify. If you don’t, well, there’s still a way to get into …
September 23, 2020
Deadline for Returning RMDs to Retirement Accounts is Approaching Fast
Deadline for Returning RMDs to Retirement Accounts is Approaching Fast
Retirees who took a required minimum distribution earlier this year need to act quickly if they want to avoid taxes on the money they withdrew.
August 24, 2020
Why You Need a Roth IRA
Why You Need a Roth IRA
With this indispensable savings tool, your money grows tax-free, you can invest in almost anything and you get several cool perks.
August 19, 2020
COVID-19 Adds Even More Incentive to Future-Proof Your Retirement with a Roth
COVID-19 Adds Even More Incentive to Future-Proof Your Retirement with a Roth
Considering the stimulus spending going on, tax rates this low aren’t likely to last, so take advantage now.
August 16, 2020
6 Money-Smart Ways to Spend Your Stimulus Check
6 Money-Smart Ways to Spend Your Stimulus Check
If you don't have to use your stimulus check for basic necessities, consider putting the money to work for you. You'll thank yourself later.
July 30, 2020
Hidden Costs of Roth IRA Conversions
Hidden Costs of Roth IRA Conversions
Yes, Roth IRAs are pretty great, but they can come with some potentially costly complications.
July 29, 2020
Nearing Retirement? Take Another Look at Roth Conversions
Nearing Retirement? Take Another Look at Roth Conversions
Due to lower tax rates and the recently passed SECURE Act, those nearing retirement should consider a Roth conversion.
July 23, 2020
8 Money-Smart Ways to Spend Your Tax Refund
8 Money-Smart Ways to Spend Your Tax Refund
Since this year's tax deadline was pushed back to July 15, many people just recently filed their tax return. That means there are a lot of tax refunds…
July 17, 2020
12 Tax Deadlines for July 15 (It's Not Just the Due Date for Your Tax Return)
12 Tax Deadlines for July 15 (It's Not Just the Due Date for Your Tax Return)
Between due dates for paying estimated taxes, IRA or HSA contributions, and other deadlines, there's more to do by July 15 than just filing your feder…
July 14, 2020
Saver's Credit: A Retirement Tax Break for the Middle Class
Saver's Credit: A Retirement Tax Break for the Middle Class
Your retirement contributions could be the key to a lower tax bill.
July 9, 2020
Stars Align for Some Special Wealth Planning Opportunities
Stars Align for Some Special Wealth Planning Opportunities
A confluence of special tax, interest rate and market circumstances makes this a great time to execute income and wealth planning strategies that can …
June 26, 2020
12 Ways to Get Your Retirement Plan Back on Track
12 Ways to Get Your Retirement Plan Back on Track
If your financial situation hits a rough spot, there are a number of things you can do to get your retirement plan moving in the right direction again…
June 19, 2020