Roth IRAs
News, insights and expert analysis on roth IRAs from the team at Kiplinger.
Latest
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529 Funds and a Roth IRA: How to Use One to Jumpstart the OtherWant to boost your retirement savings? You can roll over unused funds from your 529 plan into a Roth IRA, tax-free, as long as certain conditions are met.
By Erin Bendig
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Safe or Seizable?: The IRA & Bankruptcy Protection QuizQuiz Depending on the type of IRA you own and/or how you inherited it, your "safe" money might actually be on the table for creditors.
By Donna LeValley
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Five Ways to Catch Up on Retirement SavingsIf you’re in your highest-earning years, you can make up for lost time.
By Sandra Block
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The Roth Conversion Bandwagon is Rolling: Should You Jump On?Roth conversions are all the rage, but what works well for one household can cause financial strain for another. This is what you should consider before moving ahead.
By Steven L. Rich, RICP®, CLTC®, NSSA®, CF2
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IRA Conversion to Roth: Rules to Convert an IRA or 401(k) to a Roth IRAAn IRA conversion can give you a leg-up in retirement with tax-free income. But proceed with caution.
By Maurie Backman
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The Roth IRA Advantage: 10 Things Every Saver Needs to UnderstandFinancial Planning A Roth IRA can be a great way to save for retirement, as the accounts have no required minimum distributions and you can withdraw the money tax-free.
By Jackie Stewart
Financial Planning -
Quiz: Are You Ready for the 2026 401(k) Catch-Up Shakeup?Quiz If you are 50 or older and a high earner, these new catch-up rules fundamentally change how your "extra" retirement savings are taxed and reported.
By Donna LeValley
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Trump's First Year and Your Retirement: 8 Changes to KnowFrom investment returns to Social Security, Trump's first year has changed your retirement. Here's what to expect in 2026.
By Adam Shell
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I'm retiring with $2.6 million. I'm worried about RMDs and taxes.We asked professional wealth planners for advice.
By Maurie Backman
