Roth IRAs
News, insights and expert analysis on roth IRAs from the team at Kiplinger.
Latest
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Parents and Caregivers: Don't Miss Your Roth Conversion WindowCaring for a child or parent can mean a drop in income and a lower tax bracket. Why not take advantage by moving money into a Roth account? Here's how it works.
By Danielle Meister, IAR, CFF®, CDFA®
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About Catch-Up Contributions for Higher Earners in 457(b)sGovernment 457(b) plans are about to get more complex as new Roth catch-up requirements come into force. Here's how to prepare for the changes.
By Tara Schulstad Sciscoe
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Seven Moves for High-Net-Worth People Before End of 2025It's time to focus on how they can potentially reduce their taxes, align their finances with family goals and build their financial confidence for the new year.
By Brooke Jackson, CFP®
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Eight Factors to Consider When Considering a Roth ConversionRoth conversions, which transform traditional IRAs into Roth IRAs, are a powerful retirement and tax tool. Here are eight facts to get you started.
By Joy Taylor
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Six Financial Actions to Take the Year Before RetirementHaving your income, health care and tax plans in place before you exit the day job can make it more likely that you'll have a happy retirement.
By Evan T. Beach, CFP®, AWMA®
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How to Roll Over a 401(k) in Five StepsHere's how to roll over a 401(k) to a traditional IRA, Roth IRA or even to a Roth 401(k).
By Coryanne Hicks
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Five Ways to Cash In On the $6,000 'Senior Bonus' DeductionTaxpayers age 65 and older might be able to benefit from a $6,000 'senior bonus' deduction in the next four tax years. Here are five ways to make it pay.
By Adam Shell
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Here's Why You Shouldn't Put All Your Money Into Roth IRAsConverting a tax-deferred account to a Roth can be a good strategy for lowering future taxes, but moving all of your money at once is typically not recommended.
By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
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Is the One Big Beautiful Bill Really All That Great for Your Retirement?While tax cuts sound attractive, it's still wise to plan ahead for retirement by considering strategies like Roth conversions to offset potential tax increases in the future and stealth taxes that could surprise you.
By Reid Abedeen
