Roth IRAs
News, insights and expert analysis on roth IRAs from the team at Kiplinger.
Latest
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6 Changes to IRAs, 401(k)s and HSAs in 2026Changes to IRAs — Roth and traditional — and 401(k)s may mean more money for you in retirement.
By Donna LeValley
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Roth IRAs: What They Are and How They WorkRoth IRA A Roth IRA is an individual retirement account that allows tax-free investment growth and distributions, as long as key rules are followed.
By Jacob Wolinsky
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Quiz: Understanding Roth ConversionsQuiz Test your basic knowledge of Roth conversions in our quick quiz.
By Donna LeValley
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I'm 54 with a $320,000 IRA and will soon be self-employed, earning about $120,000 per year. How much should I be saving for retirement?We asked financial experts for advice.
By Maurie Backman
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Here's How to Plan This Year's Roth ConversionWhile time is running out to make Roth conversions before the end of the taxable year, consider taking your time and developing a long-term strategy.
By Matthew Eilers
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Take Advantage of Retirement Tax Benefits While They LastRecent tax changes, including an extra $6,000 deduction for those 65 and older, present a golden opportunity for retirees to reduce their tax bills.
By Ryan Polimeni
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Parents and Caregivers: Don't Miss Your Roth Conversion WindowCaring for a child or parent can mean a drop in income and a lower tax bracket. Why not take advantage by moving money into a Roth account? Here's how it works.
By Danielle Meister, IAR, CFF®, CDFA®
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About Catch-Up Contributions for Higher Earners in 457(b)sGovernment 457(b) plans are about to get more complex as new Roth catch-up requirements come into force. Here's how to prepare for the changes.
By Tara Schulstad Sciscoe
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Seven Moves for High-Net-Worth People Before End of 2025It's time to focus on how they can potentially reduce their taxes, align their finances with family goals and build their financial confidence for the new year.
By Brooke Jackson, CFP®
