Latest
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Universal Savings Accounts Are Like Roth IRAs, But With a Twist
The Tax Letter Republican lawmakers and conservative think tanks are proposing a new type of tax-advantaged savings account. Think Roth IRAs, but not just for retirement.
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Why I Love Roth IRAs and Roth Conversions
Roth IRAs Roth IRAs truly are a gift from the government, and now is a great time to take Uncle Sam up on them. Here’s why.
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Crypto in Your Retirement Account? It's Not a Crazy Question
Time was, including crypto in your retirement account seemed far too risky. Some financial experts now recommend it for diversification. But buyer beware.
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529 to Roth IRA: Should You Rollover Unused Funds Before Year-End?
Thanks to the SECURE 2.0 Act, you can roll over funds from your 529 into a Roth IRA, as long as certain conditions are met.
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Roth or Traditional: How to Choose a Retirement Tax Strategy
When picking which type of 401(k) or IRA is right for you, consider whether you want to save a little on your taxes now — or save a lot more on them later.
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One Good Way to Withdraw Retirement Assets (and a Bad One)
Don't withdraw retirement assets haphazardly. Managing distributions intentionally can lower your taxes, conserve your wealth and reduce Medicare premiums.
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Don't Leave Your Heirs an IRA Tax Bomb
Your traditional IRA has served you well, but when your heirs inherit it, watch out. Consider some of these strategies to minimize their tax burdens.
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Unpaid Caregivers Soon May Get Help to Save for Retirement
Two proposed bills aim to open new doors to caregivers for contributing to Roth IRAs and making catch-up retirement contributions.
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Five Tax Strategies to Help Your Money Last in Retirement
Having a tax strategy is crucial to making your money last. These tax-saving moves can help, whether you're years from retirement or already there.
