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Who Should Consider a Roth IRA – and Why Now?
Roth IRAs While Roth IRAs don’t make sense for everyone, there are some cases where they could be a great fit. See if any of these five scenarios applies to you.
6 Reasons You Should NOT Do a Roth Conversion
Roth IRAs Roth IRAs come with some great tax advantages, but converting a traditional IRA to a Roth doesn’t make sense for everyone.
By Bud Boland, CFP® • Published
Why Are Roth Conversions So Trendy Right Now? The Case FOR and AGAINST Them
Roth IRAs Have you been tempted to join the wave of folks jumping on the Roth IRA conversion bandwagon? First, check out the pros and cons to see if it makes sense for you.
By Evan T. Beach, CFP®, AWMA® • Published
Roth IRA Contribution Limits for 2020
Roth IRAs The Roth IRA contribution limit remains the same for 2020 as it was for 2019. Retirement savers 50 and older can contribute an extra amount. Income limits apply.
By the editors of Kiplinger's Personal Finance • Last updated
How To Buy a Roth IRA When You Make Too Much To Qualify For One
Roth IRAs With their tax-free growth and tax-free withdrawals, Roth IRAs are a great deal — if you qualify. If you don’t, well, there’s still a way to get into the game in a big way.
By Mike Piershale, ChFC • Published
Deadline for Returning RMDs to Retirement Accounts is Approaching Fast
Coronavirus and Your Money Retirees who took a required minimum distribution earlier this year need to act quickly if they want to avoid taxes on the money they withdrew.
By Rocky Mengle • Published
COVID-19 Adds Even More Incentive to Future-Proof Your Retirement with a Roth
Roth IRAs Considering the stimulus spending going on, tax rates this low aren’t likely to last, so take advantage now.
By Scott M. Dougan, RFC, Investment Adviser • Published
Hidden Costs of Roth IRA Conversions
Roth IRAs Yes, Roth IRAs are pretty great, but they can come with some potentially costly complications.
By T. Eric Reich, CIMA®, CFP®, CLU®, ChFC® • Published
Nearing Retirement? Take Another Look at Roth Conversions
Roth IRAs Due to lower tax rates and the recently passed SECURE Act, those nearing retirement should consider a Roth conversion.
By Daniel Fan, J.D., LL.M., CFP • Published
Stars Align for Some Special Wealth Planning Opportunities
Roth IRAs A confluence of special tax, interest rate and market circumstances makes this a great time to execute income and wealth planning strategies that can help swing a year of concern into a year of opportunity.
By Andrew Bass, CPA, CWM, PFS • Published