Roth IRAs
News, insights and expert analysis on roth IRAs from the team at Kiplinger.
Latest
-
I'm 54 with a $320,000 IRA and will soon be self-employed, earning about $120,000 per year. How much should I be saving for retirement?We asked financial experts for advice.
By Maurie Backman
-
Here's How to Plan This Year's Roth ConversionWhile time is running out to make Roth conversions before the end of the taxable year, consider taking your time and developing a long-term strategy.
By Matthew Eilers
-
Take Advantage of Retirement Tax Benefits While They LastRecent tax changes, including an extra $6,000 deduction for those 65 and older, present a golden opportunity for retirees to reduce their tax bills.
By Ryan Polimeni
-
Parents and Caregivers: Don't Miss Your Roth Conversion WindowCaring for a child or parent can mean a drop in income and a lower tax bracket. Why not take advantage by moving money into a Roth account? Here's how it works.
By Danielle Meister, IAR, CFF®, CDFA®
-
About Catch-Up Contributions for Higher Earners in 457(b)sGovernment 457(b) plans are about to get more complex as new Roth catch-up requirements come into force. Here's how to prepare for the changes.
By Tara Schulstad Sciscoe
-
Four Reasons to Roll Over Your 401(k) into an IRA (And Four Reasons Not To)401(k)s We tell you when it makes sense to move your 401(k) account to an IRA — and when it’s smart to stay put.
By Sandra Block
401(k)s -
Seven Moves for High-Net-Worth People Before End of 2025It's time to focus on how they can potentially reduce their taxes, align their finances with family goals and build their financial confidence for the new year.
By Brooke Jackson, CFP®
-
Backdoor Roth IRAs: Help Your Kids Keep More of Their InheritanceConverting to a backdoor Roth IRA via an IRS "loophole" is an estate planning tool that gives heirs tax-free income in retirement. It can help you, too.
By Adam Shell
-
Eight Factors to Consider When Considering a Roth ConversionRoth conversions, which transform traditional IRAs into Roth IRAs, are a powerful retirement and tax tool. Here are eight facts to get you started.
By Joy Taylor
