Roth IRAs
News, insights and expert analysis on roth IRAs from the team at Kiplinger.
Latest
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Should You Convert a Traditional IRA to a Roth After 60?retirement You can convert an IRA to a Roth no matter how old you are. But if the conversion boosts your income, it could have tax consequences.
By Kimberly Lankford
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The Roth IRA Advantage: 10 Things Every Saver Needs to UnderstandFinancial Planning A Roth IRA can be a great way to save for retirement, as the accounts have no required minimum distributions and you can withdraw the money tax-free.
By Jackie Stewart
Financial Planning -
Quiz: Are You Ready for the 2026 401(k) Catch-Up Shakeup?Quiz If you are 50 or older and a high earner, these new catch-up rules fundamentally change how your "extra" retirement savings are taxed and reported.
By Donna LeValley
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Trump's First Year and Your Retirement: 8 Changes to KnowFrom investment returns to Social Security, Trump's first year has changed your retirement. Here's what to expect in 2026.
By Adam Shell
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I'm retiring with $2.6 million. I'm worried about RMDs and taxes.We asked professional wealth planners for advice.
By Maurie Backman
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Quiz: Understanding Roth Conversions
Quiz Discover if a Roth conversion is the right move for you by taking our quick quiz.
By Donna LeValley
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Has the New Tax Law Killed Roth Conversions for Retirees?The OBBBA's permanent lower tax rates removed the urgency for Roth conversions. Retirees thinking of stopping or blindly continuing them should do this instead.
By Jeremy Keil, CFP®, CFA®, CKA®
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IRA, SIMPLE and SEP Rules at a Glance: Contribution Limits, Income Limits and Rollover Options for 2025 and 2026Here are IRA contribution limits, income limits and rollover rules for Roth, traditional, SIMPLE and SEP IRAs at a glance.
By Donna LeValley
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4 Times to Say Yes to a Roth Conversion and 4 Times to Say NoRoth conversions should never be done on a whim — they're a product of careful timing and long-term tax considerations. So how can you tell whether to go ahead?
By Ryan K. Snover, Investment Adviser Representative
