Roth IRAs
News, insights and expert analysis on roth IRAs from the team at Kiplinger.
Latest
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7 Assets to Leave Out of Your Roth IRAInstead of treating your Roth IRA as "the best account" for everything, consider keeping these seven assets in accounts with better tax benefits or flexibility.
By Jeff Judge, CFP®, ChFC®, CLU®, AEP®
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Are You Getting Vague Advice About Roth Conversions?If your adviser isn't crunching all the numbers and showing you a complete picture (in writing), then you might need to find one who will.
By Robert Martin
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The Average IRA Balance by Age and GenerationYou may have a higher IRA balance than your peers at the end of 2025 if you made smart decisions all the way back in 2022. Here's how to do it again.
By Adam Shell
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Has Your Dream Nest Egg Become a Tax Nightmare? What to DoRetirement savers with big bucks in traditional IRAs and pretax 401(k)s could face huge tax bills when their RMDs kick in. Here's a potential solution.
By Martin Baker, CFP®, CEPA®
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3 Estate Planning Strategies That Thrive in Volatile MarketsFrom GRATs to Roth conversions, learn how to leverage market swings to protect your family’s future wealth.
By Donna Fuscaldo
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In or Near Retirement? 4 Recent Tax Changes You Need to KnowThe tax landscape has changed yet again, thanks to the OBBBA and SECURE 2.0, and four developments are particularly important for anyone in or near retirement.
By Evan T. Beach, CFP®, AWMA®
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529 Funds and a Roth IRA: How to Use One to Jumpstart the OtherWant to boost your retirement savings? You can roll over unused funds from your 529 plan into a Roth IRA, tax-free, as long as certain conditions are met.
By Erin Bendig
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Safe or Seizable?: The IRA & Bankruptcy Protection QuizQuiz Depending on the type of IRA you own and/or how you inherited it, your "safe" money might actually be on the table for creditors.
By Donna LeValley
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Five Ways to Catch Up on Retirement SavingsIf you’re in your highest-earning years, you can make up for lost time.
By Sandra Block
