Roth IRAs
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The Pros and Cons of Target Date Funds with Tony Drake
Financial Planning The simplicity of target date funds has made them popular, particularly among 401(k) savers. But investors may be paying a price.
By David Muhlbaum Published
Financial Planning -
I Contributed Too Much to an IRA – What Should I Do?
IRAs The rules on excess IRA contributions can be confusing. But if you act early, you can minimize any effect on your taxes.
By William Neilson Published
IRAs -
Strategies for Roth IRAs You May Not Have Thought Of (Yet)
Roth IRAs Most people think of the obvious tax benefits Roth IRAs offer, but these accounts have some less-obvious advantages that savvy savers – whether young and just starting out or newly retired – can tap into as well.
By Chad Chubb, CFP® Published
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When and Why You Might Consider a Strategic Roth Conversion
Roth IRA Conversions For two of my clients, the time was right for executing a Roth IRA conversion. Here’s why, and how they made the strategy work for them.
By Jamie Letcher, CRPC® Published
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The Ins and Outs of IRAs with Ed Slott, CPA
Roth IRA Conversions Are you saving for retirement? Good start. But almost everyone has something to learn about optimizing their individual retirement account from IRA strategist Ed Slott. Also, the next round of retirement-planning changes Congress is eyeing.
By David Muhlbaum Published
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Everything You Must Know About "Backdoor" Roth IRAs
Roth IRAs If you earn too much to contribute directly to a Roth IRA, there are still ways to move funds to this type of an account.
By Jackie Stewart Published
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7 Money-Smart Ways to Spend Your Tax Refund
Tax Breaks Nearly 60% of taxpayers expect a refund this year, and many will receive a larger amount.
By Sandra Block Published
Tax Breaks -
12 Questions Retirees Often Get Wrong About Taxes in Retirement
retirement You worked hard to build your retirement nest egg. But do you know how to minimize taxes on your savings?
By the editors of Kiplinger's Personal Finance Published
retirement -
Is Now the Right Time for You to Make a Roth Conversion?
Roth IRAs Timing is everything with Roth IRA conversions. Whether it’s the right time for you depends on where you are in life. Are you still working? Retired? Have you lost your spouse? All of these considerations can play a role in your decision.
By Michael Neuenschwander, CFP, CPA Published
Roth IRAs