Roth IRAs
News, insights and expert analysis on roth IRAs from the team at Kiplinger.
Latest
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How Roth Accounts Can Ease Your Tax Burden in RetirementStrategic Roth IRA conversions can set you up for tax-free income in retirement and a tax-free inheritance for the people you love.
By Jim Hanna
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Tax Diversification: Smart Ways to Help Preserve Your Nest EggA long and active retirement may be costly — and may even bump you into a higher tax bracket. Paying some taxes on your savings now could be the answer.
By Nicholas Shaheen, CFP®, CIMA®
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Kick the IRS to the Curb in RetirementThat 401(k) or traditional IRA you've filled with your hard-earned money could turn into a tax bomb. Before it blows, see if a Roth could help rescue you.
By Scott Mallernee, CRPC®
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Backdoor Roth IRAs: Good for Wealthy Retirees?Financial Planning A backdoor Roth IRA is a tax loophole that enables wealthier individuals to earn tax-free income. But it's complicated.
By David Rodeck
Financial Planning -
Roth or Traditional? Seven Considerations for High EarnersRetirement savings and taxes are a minefield — and the higher your income, the more complicated the options. Use these tips to find your way forward.
By Tim Kingsbury, CFP®
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Are You a 'Midwestern Millionaire'? Four Retirement StrategiesMidwestern Millionaires might not live in the Midwest, but they share a saver's mindset. These strategies are for those who have saved $1 million or more.
By Joe F. Schmitz Jr., CFP®, ChFC®
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Four Potential Tax Changes to Keep Your Eye OnMany taxpayers may be surprised by a larger tax bill if the TCJA isn't extended. Check out these proactive strategies to help mitigate some of the impacts.
By Adam Frank
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Ways to Keep More of Your Money in RetirementMaking Your Money Last No one likes paying taxes, especially once you've retired. So here are some steps to consider now that could help minimize your taxes later.
By Ron Anno, Investment Adviser Representative
Making Your Money Last -
Opportunities and Challenges When You Inherit an IRANew SECURE 2.0 Act rules have kicked in to reshape distribution and taxes for inherited IRAs and retirement plans. Read on for strategies to help beneficiaries.
By Elizabeth Pappas, CPA
