Retirement Plans
News, insights and expert analysis on retirement plans from the team at Kiplinger.
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How to Make 2026 Your Best Year Yet for Retirement Savings
Make 2026 the year you stop coasting and start supercharging your retirement savings.
By Kathryn Pomroy
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Free (or Cheap) College for Seniors and Retirees in All 50 States
retirement Whether it's to complete a degree, gain new knowledge or just for fun, seniors and retirees can go or get back to school "on the cheap."
By Bob Niedt
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Is a Cash Balance Plan Your Key to a Wealthy Retirement?
Cash balance plans have plenty of benefits for small-business owners. For starters, they can supercharge retirement savings and slash taxes. Should you opt in?
By Megan Clark, Investment Adviser Representative
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7 Retirement Planning Trends: What They Mean for You in 2026
From government shutdowns to market swings, the past 12 months have been nothing if not eventful. The key trends can help you improve your own financial plan.
By Mike Dullaghan, AIF®
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15 Reasons You'll Regret an RV in Retirement
Making Your Money Last Here's why you might regret an RV in retirement. RV-savvy retirees talk about the downsides of spending retirement in a motorhome, travel trailer, fifth wheel, or other recreational vehicle.
By Bob Niedt
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What Is a Safe Harbor 401(k)?
Part of the Small Business Job Protection Act, this type of 401(k) makes it easier for small businesses to offer retirement plans to their employees.
By Kathryn Pomroy
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Not All Early Retirement Account Withdrawals Come with a Penalty
Tax Smart Early withdrawal penalties of 10% typically apply to IRA and 401(k) distributions, but there are exceptions.
By Joy Taylor
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Vesting, Catch-Ups and Roths: The 401(k) Knowledge Quiz
Quiz Test your understanding of key 401(k) concepts with our quick quiz.
By Donna LeValley
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The 2026 Retirement Catch-Up Curveball: What High Earners 50 and Older Need to Know Now
Unlock the secrets of the 2026 retirement catch-up provisions: A must-read for high earners age 50 and above.
By Kathryn Pomroy
