Retirement Plans
News, insights and expert analysis on retirement plans from the team at Kiplinger.
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What Is a 403(b) Retirement Plan? Non-Profit Workers Take Note
Many teachers and other non-profit workers are offered 403(b) plans, rather than a 401(k). But what is a 403(b)?
By Seychelle Thomas Last updated
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Do You Want An Extra $50,000 In Your 401(k)? Delay Retiring
Don’t think putting off retiring for six months to a year will have a meaningful impact? Think again. See how much it can help.
By Donna Fuscaldo Published
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Avoiding Retirement Planning? Here's Five Things You Can Do to Get Started Now
Procrastinating when it comes to saving for retirement is all too common. But stalling for too long will hurt your long-term financial security. Here are five tips to break the cycle.
By Kathryn Pomroy Last updated
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New SECURE 2.0 Super 401(k) Catch-Up Contribution for Ages 60-63
Retirement Savings SECURE 2.0 changes will allow older workers to increase their retirement savings. Here's what you need to know.
By Kelley R. Taylor Last updated
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7 Reasons to Avoid a Self-Directed IRA
self directed IRA Self-directed IRAs let investors do things they can't in an ordinary IRA, like invest directly in alternative assets. But this opportunity also comes with these risks.
By David Rodeck Last updated
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SEP IRA vs. Solo 401(k): Which Is Better for You?
Two retirement plans, the solo 401(k) and SEP IRAs, allow small business owners and the self-employed to save up to $69,000 annually.
By Donna LeValley Last updated
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Ask the Editor — Reader Questions on Tax Deductions, Losses
In our Ask the Editor series, Joy Taylor, The Kiplinger Tax Letter Editor, answers readers' questions on tax deductions and losses.
By Joy Taylor Published
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As the Market Seesaws, Should You Touch Your 401(K)?
401(k)s are built for the long haul. Reacting emotionally in the short term can do serious long-term damage to your retirement plans.
By Kathryn Pomroy Published
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Have You Reviewed Your 401(k) Beneficiary Designations Lately?
If you've had any life changes — marriage, divorce, a new baby or retirement — you might want to make sure your beneficiaries are in order.
By Michael Aloi, CFP® Published