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Don’t Let the 'Widow's Penalty' Blindside You: How to Prepare
If one spouse passes away, the surviving spouse could pay nearly double the amount of income taxes. Are you planning for this?
Gen Z Saves Less, Feels Better About Retirement, Study Shows
Gen Z saves less money than older groups due to inflation, but remains more optimistic about having enough to get by in retirement, study shows.
By Seychelle Thomas Published
Saver's Credit: Who Qualifies for This Retirement Tax Break?
Tax Breaks If your income isn't too high, the Saver's Credit can help lower your tax bill if you contribute to a retirement account.
By David Muhlbaum Last updatedTax Breaks
Weighing a Roth Conversion? Don’t Overlook These Five Factors
Conversions to Roth IRAs can have wide-ranging consequences on your finances, so look at the big picture before you make your move.
By Daniel Rey, Investment Adviser Representative Published
The Problem With 401(k) Catch-Up Contributions for 2024
Retirement Plans New rules governing certain 401(k) catch-up contributions caused confusion and raised concern.
By Kelley R. Taylor Last updatedRetirement Plans
Biden's New Retirement Adviser Proposal Targets 'Junk Fees'
Retirement advisers would need to ensure that they prioritize investor interests under the new rule.
By Joey Solitro Published
Ways to Save Yourself and Your 401(k) From Rising Taxes
Taxes will go up if provisions in the Tax Cuts and Jobs Act are allowed to sunset, but there’s still time to lock in lower taxes on your 401(k) savings.
By Cole Czajkoski, Investment Adviser Representative Published
How to Retire Abroad
Cheap health care, relaxed residency requirements and a high quality of life make overseas retirement attractive, but expats have some financial complexities to navigate.
By Sandra Block Published
Three Ways You Can Flip the Script on Your Taxes
Does it feel like the tax code is beating you up at times? Instead of accepting that feeling of getting pushed around, here’s how you can pay what you must but no more.
By Scott M. Dougan, RFC, Investment Adviser Published
Do Alternative Investments Belong in Your Retirement Plan?
There’s a lot of promotion of ’alternative investments’ these days, from gold to real estate and even to Bitcoin. Are you missing out?
By Jerry Golden, Investment Adviser Representative Published