Required Minimum Distributions (RMDs): Key Points to Know

Here are some basics to know about required minimum distributions and how RMDs can impact your taxes.

RMD spelled on a stack of wooden blocks
(Image credit: Getty Images)

It is important to have a good grasp of required minimum distribution (RMD) rules and the tax implications that come with them. That can help you manage your tax obligations effectively in retirement. 

To get started, here is an overview of some core RMD concepts. 

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Kelley R. Taylor
Senior Tax Editor,

As the senior tax editor at, Kelley R. Taylor simplifies federal and state tax information, news, and developments to help empower readers. Kelley has over two decades of experience advising on and covering education, law, finance, and tax as a corporate attorney and business journalist.