Retirement Plans
News, insights and expert analysis on retirement plans from the team at Kiplinger.
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Three Reasons to Skip the 401(k) Super Catch-UpOlder workers may want to forgo the 401(k) super catch-up and put their money to work elsewhere.
By Maurie Backman
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I'm retiring with $2.6 million. I'm worried about RMDs and taxes.We asked professional wealth planners for advice.
By Maurie Backman
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Quiz: Understanding Roth ConversionsQuiz Discover if a Roth conversion is the right move for you by taking our quick quiz.
By Donna LeValley
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How to Avoid Being Buried by the Tax Avalanche in RetirementAll that cash you have in tax-deferred accounts could launch you into a higher tax bracket when you start withdrawals. It's time to protect your income.
By Brian O. Butler, CRPC®, CPFA®, CEPA®
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Has the New Tax Law Killed Roth Conversions for Retirees?The OBBBA's permanent lower tax rates removed the urgency for Roth conversions. Retirees thinking of stopping or blindly continuing them should do this instead.
By Jeremy Keil, CFP®, CFA®, CKA®
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IRA, SIMPLE and SEP Rules at a Glance: Contribution Limits, Income Limits and Rollover Options for 2025 and 2026Here are IRA contribution limits, income limits and rollover rules for Roth, traditional, SIMPLE and SEP IRAs at a glance.
By Donna LeValley
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Five Easy Ways to Jumpstart Retirement PlanningWhen it comes to saving for retirement, procrastinating is all too common. However, stalling for too long will hurt your financial security, especially in the long term. Here are five tips to break the cycle.
By Kathryn Pomroy
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Phased Retirement: Why Easing Into Retirement Might Be Your Best MoveIf retiring cold turkey isn’t for you, consider a phased retirement that lets you scale back at work and ease into retirement before eventually stepping away completely.
By Kathryn Pomroy
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11 Costly Medicare Mistakes You Should Avoid MakingMedicare If you don't make the right choices, you could end up with higher Medicare premiums and high out-of-pocket costs.
By Donna LeValley
Medicare
