Simplified Employee Pension (SEP) IRA
News, insights and expert analysis on sep ira from the team at Kiplinger.
Latest
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How IRAs Impact Social Security
Do your traditional IRA distributions count as income that could lower your Social Security benefits? It depends.
By Tom Taulli
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IRA, SIMPLE and SEP Rules at a Glance: Contribution Limits, Income Limits and Rollover Options for 2025 and 2026
Here are IRA contribution limits, income limits and rollover rules for Roth, traditional, SIMPLE and SEP IRAs at a glance.
By Donna LeValley
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Quiz: Test Your IRA Contribution IQ
Quiz Test your basic knowledge of traditional and Roth contribution rules in our quick quiz.
By Donna LeValley
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I'm 57 with a great remote job, but my company wants me in the office full-time. I don't have the energy for a daily commute. Help!
We asked career planning and human resources experts for advice on how to handle return-to-work orders.
By Maurie Backman
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SEP IRA Contribution Limits for 2026
SEP IRA A good option for small business owners, SEP IRAs allow individual annual contributions of as much as $70,000 in 2025, and up to $72,000 in 2026.
By Jackie Stewart
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I'm 54 with a $320,000 IRA and will soon be self-employed, earning about $120,000 per year. How much should I be saving for retirement?
We asked financial experts for advice.
By Maurie Backman
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SEP IRA vs. Solo 401(k): Which Is Better for You?
Two retirement plans, the solo 401(k) and SEP IRAs, allow small business owners and the self-employed to save up to $69,000 annually.
By Donna LeValley
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What Is an IRA and Which Type is Best for You?
An Individual Retirement Account (IRA) is a tax-advantaged savings account to help you boost your nest egg. Learn which type of IRA is best for you.
By Tom Taulli
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Crypto in Your Retirement Account? It's Not a Crazy Question
Time was, including crypto in your retirement account seemed far too risky. Some financial experts now recommend it for diversification. But buyer beware.
By Tom Taulli
