Retirement Plans
News, insights and expert analysis on retirement plans from the team at Kiplinger.
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We're 59 With $5.3 Million. Can We Frontload Our Spending?We are retired and want to spend $250,000 a year, but once Medicare and Social Security start, we'll need less. Are we nuts?
By Maurie Backman
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457 Plan Contribution Limits for 2026There are higher 457 plan contribution limits in 2026. That's good news for state and local government employees.
By Kathryn Pomroy
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403(b) Contribution Limits for 2026: Good News for Teachers403(b) contribution limits for 2026 increased by $1,000 from 2025. That's good news for teachers and other nonprofit workers.
By Jackie Stewart
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Roth IRA Contribution Limits for 2026Roth IRAs Roth IRAs allow you to save for retirement with after-tax dollars while you're working, and then withdraw those contributions and earnings tax-free when you retire. Here's a look at 2026 limits and income-based phaseouts.
By Jackie Stewart
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Roth 401(k) Contribution Limits for 2026retirement plans The Roth 401(k) contribution limit for 2026 has increased, and workers who are 50 and older can save even more.
By Jackie Stewart
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7 Assets to Leave Out of Your Roth IRAInstead of treating your Roth IRA as "the best account" for everything, consider keeping these seven assets in accounts with better tax benefits or flexibility.
By Jeff Judge, CFP®, ChFC®, CLU®, AEP®
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Inheriting an IRA? The 3 Decisions That Could Cost You ThousandsDon't get hit with a big tax bill thanks to an inherited IRA. Learn the rules and save.
By Donna Fuscaldo
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The Average Gen X 401(k) Balance Kind of BitesGen X, the first generation to rely on 401(k)s to build and grow a nest egg, is nearing retirement. There's a hefty shortfall between the "magic number" for retiring and Gen X savings.
By Adam Shell
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Should I Take Out a Loan From My $1.5 million 401(k)?We asked a wealth planner if borrowing from a 401(k) for a home improvement project would throw a retirement plan off course. The answer may surprise you.
By Donna Fuscaldo
