Retirement Plans
News, insights and expert analysis on retirement plans from the team at Kiplinger.
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How Alternatives and Self-Directed Investing Reshape the IRAInvestors are exploring self-directed IRAs where they can hold traditional and alternative investments in one account.
By Adam Bergman
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Has Your Dream Nest Egg Become a Tax Nightmare? What to DoRetirement savers with big bucks in traditional IRAs and pretax 401(k)s could face huge tax bills when their RMDs kick in. Here's a potential solution.
By Martin Baker, CFP®, CEPA®
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3 Estate Planning Strategies That Thrive in Volatile MarketsFrom GRATs to Roth conversions, learn how to leverage market swings to protect your family’s future wealth.
By Donna Fuscaldo
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In or Near Retirement? 4 Recent Tax Changes You Need to KnowThe tax landscape has changed yet again, thanks to the OBBBA and SECURE 2.0, and four developments are particularly important for anyone in or near retirement.
By Evan T. Beach, CFP®, AWMA®
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529 Funds and a Roth IRA: How to Use One to Jumpstart the OtherWant to boost your retirement savings? You can roll over unused funds from your 529 plan into a Roth IRA, tax-free, as long as certain conditions are met.
By Erin Bendig
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How Much Do You Need to Join the 1% Club in Your State?Being a top earner is relative: Why trading a high-tax zip code for a low-cost state is the ultimate retirement power move.
By Adam Shell
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Need More Money for Retirement? You May Have Already Saved It. Here's How to Find Your Lost 401(k).Over 29 million lost 401(k) accounts worth almost $1.65 trillion have been forgotten by their owners. Here are nine ways you can locate your account.
By Donna LeValley
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The Little-Known Tool to Protect Your Retirement Savings in a DivorceLearn why a divorce decree isn't enough to protect your retirement assets. You need a QDRO to divide the accounts to avoid paying penalties or income tax.
By Donna LeValley
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Safe or Seizable?: The IRA & Bankruptcy Protection QuizQuiz Depending on the type of IRA you own and/or how you inherited it, your "safe" money might actually be on the table for creditors.
By Donna LeValley
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