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Traditional IRAs: Get Tax-Deferred Retirement Savings
A traditional IRA is a powerful way to save for retirement. If you don't have a 401(k) it can be especially helpful.
By Tom Taulli Published
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Three Reasons to Consider Roth Conversions in Your Peak Earnings Years
It might seem counterintuitive, but there are scenarios in which it would make sense to lock in lower marginal tax rates.
By Evan T. Beach, CFP®, AWMA® Published
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How a Roth Conversion Can Spare You From Medicare’s IRMAA and Taxes
If you've been a good saver and face large required minimum distributions (RMDs), then you need to plan for how to head off or limit higher Medicare premiums.
By Joe F. Schmitz Jr., CFP®, ChFC® Published
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Roth IRAs: What They Are and How They Work
Roth IRA A Roth IRA is an individual retirement account that allows tax-free investment growth and distributions, as long as key rules are followed.
By Jacob Wolinsky Last updated
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401(k) Plans: What You Know Now Could Save You Later
Are 401(k) plans really worth it? Here's how they work and the five advantages of owning a plan. Your older self will thank you for investing in one.
By Adam Shell Published
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Three Key Facts to Know About Your RMDs
If any of your retirement savings are in a tax-deferred account, then you will face required minimum distributions (RMDs). Not having a strategy could prove costly.
By Kevin Divecha, CRFA Published
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10 Cheapest Small Towns to Live In
real estate The cheapest small towns might not be for everyone, but their charms can make them the best places to live for plenty of folks.
By Dan Burrows Last updated
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This Act Has Been Protecting Your Retirement Plans For 50 Years
ERISA, which turns 50 this year, safeguards pensions and 401(k) plans. But it has limitations.
By Sandra Block Published
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403(b) Contribution Limits for 2024: Good News for Teachers
retirement plans Teachers and nonprofit workers can contribute more to a 403(b) retirement plan in 2024 than they could in 2023.
By Jackie Stewart Last updated
retirement plans