Retirement Plans
News, insights and expert analysis on retirement plans from the team at Kiplinger.
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The 401(k) Shake-Up: Private Equity's Role and Risks
A new investment frontier is coming to your 401(k). We asked financial experts to break down what private equity means for your retirement.
By Maurie Backman Published
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15 Reasons You'll Regret an RV in Retirement
Making Your Money Last Here's why you might regret an RV in retirement. RV-savvy retirees talk about the downsides of spending retirement in a motorhome, travel trailer, fifth wheel, or other recreational vehicle.
By Bob Niedt Last updated
Making Your Money Last -
16 Retirement Mistakes You Will Regret Forever
retirement From saving too little to claiming Social Security too early, there are plenty of ways that current and future retirees can sabotage their golden years.
By Bob Niedt Last updated
retirement -
Roth IRA Contribution Limits for 2025
Roth IRAs Roth IRAs allow you to fund your retirement with after-tax dollars while you're working, and then withdraw those contributions and earnings tax-free when you retire. Here's a look at 2025 limits and income-based phaseouts.
By Jackie Stewart Last updated
Roth IRAs -
Inherited IRA Rules: How to Avoid a Tax Trap
Don't get hit with a big tax bill thanks to an inherited IRA. Learn the rules and save.
By Donna Fuscaldo Last updated
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The Average Retirement Savings by Age: Are You Keeping Up?
Think you may have more retirement savings than your peers? Here's your answer.
By Donna LeValley Last updated
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I missed the 2-Year IRMAA Rule. Now, my Medicare costs are skyrocketing. What are my options?
A spike in income could result in costly IRMAA charges on your Medicare premiums. We ask financial planning experts for advice.
By Maurie Backman Published
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The 401(k) Loan Dilemma: Is It Ever a Good Idea?
Sure, you can take a loan from your 401(k) plan if necessary, but it runs the risk of jeopardizing your long-term retirement goals, so make sure to consider your options carefully.
By Kathryn Pomroy Last updated
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Ask the Editor — Tax Questions on Roth IRA Conversions
Ask the Editor In this week's Ask the Editor Q&A, we answer tax questions from readers on converting a traditional IRA to a Roth IRA.
By Joy Taylor Published
Ask the Editor