Retirement Plans
News, insights and expert analysis on retirement plans from the team at Kiplinger.
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Companies Are Pausing 401(k) Matches in 2026: What It Means for Your Taxes and Retirement SavingsRetirement Savings Some employers are suspending or scaling back retirement contributions, leaving workers with new questions about savings, taxes, and long-term planning.
By Kelley R. Taylor
Retirement Savings -
The $3,000 Retirement Mistake Millions Make Each Year (And How to Avoid It)A little oversight or automation can keep money in your pocket.
By Donna Fuscaldo
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The Average 401(k) Balance by Age and GenerationHow did your 401(k) balance rank vs savers your age in the fourth quarter? Learn the keys to building a retirement account that will last a lifetime.
By Adam Shell
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5 Ways the OBBBA Rewards the Midwestern MillionaireDiligent savers who take steps to capitalize on these tax-saving opportunities can keep more of their wealth and even help build a tax-efficient legacy.
By Joe F. Schmitz Jr., CFP®, ChFC®, CKA®
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The New 401(k) Mandate: Why a Forced Roth Could Be a Boon for Your RetirementSponsored by American National
A new rule stipulates that 401(k) catch-up contributions made by high earners 50 and older must be deposited into a Roth account. Here's why that's a big plus for your retirement.
By Kathryn Pomroy
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If You're Too Rich for a Roth, Consider a Mega Backdoor RothA mega backdoor Roth IRA allows high-income earners to potentially move tens of thousands of dollars into a tax-free retirement account. This is how it works.
By Nancy Hite, CFP®, CLU®, ChFC®, RFC®
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The Average Boomer 401(k) Balance Is Not Exactly an 'Easy Rider' TripJust as the supercool "Easy Rider" characters discovered the road could be treacherous, so too have boomers had a rocky transition to retirement.
By Adam Shell
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Convert a 401(k) into a Roth 401(k): An Ideal Move for High EarnersToo rich for a Roth IRA? If your company offers a Roth 401(k), you can convert your traditional 401(k) to pay lower taxes in retirement.
By Tom Taulli
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Tending to Your Estate Plan? Give Your IRA Some Love, TooIRAs form an important part of your estate plan. Give yours some attention so they work in harmony and ensure your wishes will be carried out as you intend.
By Marguerite Weese, JD, LL.M.
