Retirement Plans
News, insights and expert analysis on retirement plans from the team at Kiplinger.
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3 Questions to Determine if a Roth Conversion Will Actually Save You MoneyDon't let a Roth conversion backfire. Learn the 3 questions every investor needs to ask about tax brackets, liquidity and asset allocation before making the move.
By Donna Fuscaldo
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SEP IRA Contribution Limits for 2026SEP IRA A good option for small business owners, SEP IRAs allow individual annual contributions of as much as $70,000 in 2025, and up to $72,000 in 2026.
By Jackie Stewart
SEP IRA -
SIMPLE IRA Contribution Limits for 2026For 2026, the SIMPLE IRA contribution limit is $17,000, with a $4,000 catch-up for those 50 and over, totaling $21,000.
By Jackie Stewart
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How to Add Treasury Bonds, Bills and Notes to an IRAIf you are wondering how to add Treasury bills, bonds and notes to an IRA, there are ways to do so.
By Lisa Gerstner
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Want to Retire With $100K a Year? Here's How Much to SaveWhat "magic number" will be enough to generate $100K a year in retirement income? We do the math for you.
By Adam Shell
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Free (or Cheap) College for Seniors and Retirees in All 50 Statesretirement Whether it's to complete a degree, gain new knowledge or just for fun, seniors and retirees can go or get back to school "on the cheap."
By Bob Niedt
retirement -
The 25 Best No-Load Mutual Funds You Can Buymutual funds The key to building wealth over the long term is buying high-quality, no-load mutual funds run by seasoned stock pickers. Here are our favorites.
By Nellie S. Huang
mutual funds -
The 12 Travel Tips Every Retiree Needs to KnowTraveling in retirement is a dream for many people. Here are 12 practical tips to help make that dream a reality
By Daniel Bortz
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Qualify for Roth IRA Contributions by Lowering Your Income401(k)s If your income is just above the cutoff (MAGI) to qualify for Roth IRA contributions, these strategies will help you meet it and lower your taxes.
By Kimberly Lankford
401(k)s
