Retirement Plans
News, insights and expert analysis on retirement plans from the team at Kiplinger.
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Are You Getting Vague Advice About Roth Conversions?
If your adviser isn't crunching all the numbers and showing you a complete picture (in writing), then you might need to find one who will.
By Robert Martin
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IRA Rollover Stuck in Neutral? This Easy Mistake Can Cost You
Rollover IRAs can end up stuck in cash, while abandoned 401(k)s can be parked in a cash-like Safe Harbor IRA. Here's how to put your money back to work.
By Romi Savova
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The 401(k) Loan Dilemma: Is It Ever a Good Idea?
Go ahead. Take a loan from your 401(k) plan, but be aware that it runs the risk of jeopardizing your long-term retirement goals, so consider your options carefully.
By Kathryn Pomroy
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7 Solutions to Protect Your 401(k) in a Down Market
Use these seven strategies to safeguard your nest egg when volatility strikes. You're not powerless.
By Adam Shell
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The Average 401(k) Balance by Age and Generation
How did your 401(k) balance rank vs savers your age in the fourth quarter? Learn the keys to building a retirement account that will last a lifetime.
By Adam Shell
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Cryptocurrency In Your 401(k): Should You Invest In It?
The government has made it easier for savers to access cryptocurrency. Your employer may offer crypto in your 401(k). Should you buy?
By Donna Fuscaldo
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What 401(k) Savers Near Retirement Can Do Amid Market Volatility
Whether retirement is years away, a year or two out, or in the rearview mirror, here's how to handle uncertainty in your 401(k).
By Donna Fuscaldo
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The Average IRA Balance by Age and Generation
You may have a higher IRA balance than your peers at the end of 2025 if you made smart decisions all the way back in 2022. Here's how to do it again.
By Adam Shell
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How Alternatives and Self-Directed Investing Reshape the IRA
Investors are exploring self-directed IRAs where they can hold traditional and alternative investments in one account.
By Adam Bergman
