Retirement Plans
News, insights and expert analysis on retirement plans from the team at Kiplinger.
Explore Retirement Plans
Latest
-
Quiz: Understanding Roth ConversionsQuiz Test your basic knowledge of Roth conversions in our quick quiz.
By Donna LeValley
Quiz -
How to Time Retirement Withdrawals to Save on TaxesBy coordinating withdrawals from retirement accounts to keep your income below certain thresholds, you can save on taxes and benefit from valuable deductions.
By Steven L. Rich, RICP®, CLTC®, NSSA®, CF2
-
Sitting on a 401(k) Fortune? Why You Should Stop Fearing and Start SpendingMany 401(k) millionaires fear running out of money in retirement. But they don't have to if they follow these six strategies.
By Donna Fuscaldo
-
The 'Mega IRA' Cap Is Back: What High Earners Should Watch in 2026Retirement Tax New rules could force high-income savers to withdraw "excess" retirement funds. Here is why the bill matters — even if it doesn't pass immediately.
By Kate Schubel
Retirement Tax -
Roth Conversion Strategy for High Earners Approaching RMDsDiscover how a 69-year-old engineer can successfully convert a $1.2 million IRA to a Roth before RMDs begin. Learn about IRMAA, tax issues and legacy planning.
By Maurie Backman
-
Is a 60/40 Portfolio Too Aggressive in Your Seventies?Generous pensions can act as a safety net, but concentration risk and healthcare gaps still loom large for retirees. This week's Wealth Wise advice column breaks it down.
By Maurie Backman
-
A 10-Year Retirement Planning ChecklistKeep this 10-year retirement planning checklist on hand as you navigate saving, investing and other retirement decisions. You'll be in great shape when you leave your working life behind.
By David Rodeck
-
3 Estate Planning Strategies That Thrive in Volatile MarketsDiscover how GRATs, Roth conversions, and gifting enable you to capitalize on market volatility and transfer wealth to heirs tax-free.
By Donna Fuscaldo
-
Why a Down Market is the Best Time for a Roth IRA ConversionPlunging stock prices may keep investors up at night. But there's a silver lining to a down market: it's a prime time to save taxes on a Roth IRA conversion.
By Adam Shell
