Retirement Plans
News, insights and expert analysis on retirement plans from the team at Kiplinger.
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Will RMDs Ruin the 4% Rule for You?
Don't let required minimum distributions (RMDs) rain on your retirement parade.
By Maurie Backman Published
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You Could Be a 401(k) Millionaire. Here’s How
Joining the ranks of 401(k) millionaires can be withing your sights with these four strategies.
By Adam Shell Last updated
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Roth IRAs: What They Are and How They Work
Roth IRA A Roth IRA is an individual retirement account that allows tax-free investment growth and distributions, as long as key rules are followed.
By Jacob Wolinsky Last updated
Roth IRA -
Should You Contribute to a 401(k) Without Employer Matching?
Even without a company match, money socked away in a 401(k) can still be a great investment if your goal is long-term retirement savings.
By Kathryn Pomroy Last updated
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Is a 401(k) Worth It? Here Are the Pros and Cons
A 401(k) is worth it for most people, but are you one of them? There are seven pros and four cons to consider.
By Adam Shell Last updated
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Are You a Retirement Millionaire Too Afraid to Enjoy Your Wealth?
If you are too scared to spend money in retirement, you may be saddled with regret. Here are four ways to safely enjoy your sizable retirement nest egg.
By Donna Fuscaldo Last updated
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Cryptocurrency May be Coming to Your 401(k): Should You Buy?
Crypto may be coming to a 401(k) near you. Financial experts weigh in on whether retirement savers should take the plunge.
By Donna Fuscaldo Published
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This Retirement Plan Makes It Easier to Switch Jobs and Take Your Savings With You
Portable Retirement Plans allow employees to take their retirement savings with them when they change jobs without losing their accumulated savings.
By Kathryn Pomroy Last updated
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Target-Date Funds Aren’t For Everyone
Here’s when target-date funds don’t make the most sense for your retirement savings.
By Donna Fuscaldo Published