Retirement Plans
News, insights and expert analysis on retirement plans from the team at Kiplinger.
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Do You Want An Extra $50,000 In Your 401(k)? Delay Retiring
Don’t think putting off retiring for six months to a year will have a meaningful impact? Think again. See how much it can help.
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The 401(k) Mistake That Could Cost You Millions in Retirement Savings
Thinking about reducing your 401(K) contributions? Here are six reasons why you might want to reconsider.
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Tactical Roth Conversions: Why 2025-2028 Is a Critical Window for Retirees
The One Big Beautiful Bill (OBBB) extended today's low tax brackets, but they may not last. Here's how smart planning now can prevent costly tax surprises later.
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Ready to Retire? It's Not Too Late to Convert to a Roth IRA
Millions of Americans are turning 65 this year. If you're retiring soon, don't dismiss the idea of a Roth conversion — it could still be a smart move even now.
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Seven 401(k) Perks You May Not Know About
401(k) plans have gotten an upgrade over the years. Here's a look at what your plan may offer.
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Average 401(k) Fund Fees: Are You Overpaying?
Average 401(k) fund fees and administrative expenses are, in some cases, shockingly high. But don't be misled by gloomy headlines. Here's the skinny.
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Gen X? Challenges Lie Ahead as Retirement Nears
Tapping home equity and working longer are key strategies that can help overcome a savings shortfall.
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Ten Cheapest Small Towns to Live In
The cheapest small towns might not be for everyone, but their charms can make them the best places to live for plenty of folks.
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Eight Ways Trump Could Impact Your 401(k), Nest Egg and Retirement Readiness
From investment returns to Social Security and 401(k) investments, Trump could change your retirement in ways you might not expect.
