Retirement Plans
News, insights and expert analysis on retirement plans from the team at Kiplinger.
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SIMPLE IRA Contribution limits are up $500 to $16,500 for 2025. A higher catch-up contribution limit applies for employees aged 60, 61, 62 and 63 in 2025.
simple IRA The SIMPLE IRA contribution limit increased by $500 for 2025. Workers at small businesses can contribute up to $16,500 or $20,000 if 50 or over and $21,750 if 60-63.
By Jackie Stewart Last updated
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Roth IRA Contribution Limits for 2025
Roth IRAs Roth IRA contribution limits have gone up. Here's what you need to know.
By Jackie Stewart Last updated
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What 401(k) Savers Near Retirement Can Do Amid Market Volatility
Whether retirement is years away, a year or two out, or in the rearview mirror, here's how to handle uncertainty in your 401(k).
By Donna Fuscaldo Published
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Trump to Tariffs: How Retirees Can Manage Uncertainty in Their Investment Plans
FUD — fear, uncertainty, doubt — is running rampant these days, but that doesn’t mean retirement savers need to react. Here is why it pays to stay the course.
By Donna Fuscaldo Last updated
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Retired and Worried About a Recession? Six Ways to Prepare
Retirees can plan for a near-term recession with a range of strategies, from small investment changes to significant lifestyle hacks.
By Maurie Backman Published
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You're Stuck Taking RMDs: Now What?
When you've got to take required minimum distributions (RMDs) make some lemonade. Here are our top ideas for using the extra cash to enrich your life — or that of others.
By Maurie Backman Published
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How AI Will Impact Your Workplace Retirement Plan
It's early days, but AI will bring new efficiencies and personalization to your workplace retirement plan.
By Christy Bieber Published
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Good News: Most Companies Are Still Committed to 401(k)s
A MetLife study shows most companies are committed to 401(k) employee plans, even amid economic turmoil.
By Christy Bieber Published
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Financial Fact vs Fiction: This Roth Conversion Myth Could Cost You
While some 'golden rules' stay in style forever, the financial landscape is constantly evolving. Here are five common myths to revisit (with more on the way).
By Scott McClatchey, CFP® Published