Retirement Plans
News, insights and expert analysis on retirement plans from the team at Kiplinger.
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Married and Retiring? Here's How to Claim Thousands More in Social Security BenefitsBoth spouses can receive Social Security based on their individual earnings records and at what age they claim benefits
By Kathryn Pomroy
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The Roth IRA Advantage: 10 Things Every Saver Needs to UnderstandFinancial Planning A Roth IRA can be a great way to save for retirement, as the accounts have no required minimum distributions and you can withdraw the money tax-free.
By Jackie Stewart
Financial Planning -
When to Apply for Social Security Payments? Your Age MattersDo you know when to apply for Social Security benefits? What's the best age to start receiving monthly payments? Part of the answer lies in your birth year.
By Donna LeValley
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Want to Be a 401(k) Millionaire? Here’s HowJoin the 401(k) millionaires' club by following these 4 steps.
By Adam Shell
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The 401(k) Mistake That Could Cost You Millions in Retirement SavingsThinking about reducing your 401(K) contributions? Here are six reasons why you might want to reconsider.
By Donna Fuscaldo
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Quiz: Are You Ready for the 2026 401(k) Catch-Up Shakeup?Quiz If you are 50 or older and a high earner, these new catch-up rules fundamentally change how your "extra" retirement savings are taxed and reported.
By Donna LeValley
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Roth 401(k) Changes: New Rules to Know for 2025 and 2026 TaxesRetirement Savings Key changes to Roth 401(k) account rules may affect your tax planning and retirement savings.
By Kelley R. Taylor
Retirement Savings -
65 or Older? Cut Your Tax Bill Before the Clock Runs OutThanks to the OBBBA, you may be able to trim your tax bill by as much as $14,000. But you'll need to act soon, as not all of the provisions are permanent.
By Spencer Ford
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4 Ways Washington Could Put Your Retirement at RiskLegislative changes, such as shifting tax brackets or altering retirement account rules, could affect your nest egg, so it'd be prudent to prepare. Here's how.
By J. Burke "J.B." Howard
