Retirement Plans
News, insights and expert analysis on retirement plans from the team at Kiplinger.
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A 10-Year Retirement Planning ChecklistKeep this 10-year retirement planning checklist on hand as you navigate saving, investing and other retirement decisions. You'll be in great shape when you leave your working life behind.
By David Rodeck
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3 Estate Planning Strategies That Thrive in Volatile MarketsDiscover how GRATs, Roth conversions, and gifting enable you to capitalize on market volatility and transfer wealth to heirs tax-free.
By Donna Fuscaldo
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Why a Down Market is the Best Time for a Roth IRA ConversionPlunging stock prices may keep investors up at night. But there's a silver lining to a down market: it's a prime time to save taxes on a Roth IRA conversion.
By Adam Shell
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How to Plan for Income, Taxes, Healthcare in RetirementThe secret to helping ensure a secure retirement is to create a coordinated strategy for how you'll manage your withdrawals, taxes and healthcare expenses.
By John Jones, CFP®, ChFC®, EA, BCP®
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7 RMD Tax Traps Waiting for You in Your 70sRMDs can have a serious knock-on effect on your finances in retirement. The key is knowing what's at stake and taking action way before the IRS comes calling.
By Jeff Judge, CFP®, ChFC®, CLU®, AEP®
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SECURE 2.0 Act Summary: Retirement Savings Changes to KnowRetirement Plans The SECURE 2.0 Act makes significant changes to retirement savings plans. Here's what you need to know.
By Kelley R. Taylor
Retirement Plans -
Is a 401(k) Worth It? 7 Pros and 4 Hidden ConsFinancial advisers love them, but a 401(k) isn't a flawless system. Here are the seven reasons to maximize your contributions — and four reasons you might want to look elsewhere.
By Adam Shell
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25 Cheapest Small Towns to Live InYou don't have to break the bank to find your dream hometown. Here is where affordability meets a high quality of life.
By Donna LeValley
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What You Should Know About Spousal IRAsWithout spousal IRAs, you would need earned income to contribute to your retirement account.
By Sandra Block
