Pam Krueger
Pam Krueger is a recognized investor advocate and award-winning personal finance journalist and author. She is the founder and CEO of Wealthramp, a service that connects people with vetted fee-only fiduciary advisors. Unlike other advisor directories or matching services, Wealthramp is the only platform where advisors can’t contact individuals unless they give permission first. Consumer privacy comes first, and individuals stay in control of the entire process.
Pam is also the creator and co-host of the investor education television series MoneyTrack and the Friends Talk Money podcast, a show for those 50 and older who are looking for practical advice on how to define retirement and deal with money on their terms. MoneyTrack aired on 250+ public stations on PBS from 2005-2019 and was funded by the Investor Protection Trust.
With over 30 years of experience in the investment industry, Pam is one of the leading voices on personal finance. She’s been the recipient of two Gracie Awards for educating the public about personal investing and received the NAPFA Special Achievement Award for her work educating individuals about the value of fee-only financial advice.
Her perspectives on saving, investing and planning for retirement regularly appear in outlets like Kiplinger, Marketwatch, AARP, and WSJ, and she is a frequent speaker on fiduciary financial advice. In addition, Pam has been a volunteer member of the Retirement Income Committee at the Defined Contribution Institutional Investment Association (DCIIA), a non-profit dedicated to enhancing the retirement security of America’s workers. She has also served on the California Jump$tart Coalition, an organization dedicated to increasing financial literacy among children and teens, where she created one of their most successful curricula available for K-12 teachers called, Investing Pays Off For Kids.
Phone: 415.378.8240 | E-mail: pam@wealthramp.com | Website: Wealthramp.com
Facebook: www.facebook.com/wealthramp | LinkedIn: www.linkedin.com/company/10698189
Latest articles by Pam Krueger
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5 Things I Wish I'd Known Before I RetiredNot only can these insights save you a boatload of stress later in life, but they can help ensure that you have a happy retirement.
By Pam Krueger
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Hit Your Savings Goal? Why You Shouldn't Retire YetHitting your savings goal is worth celebrating, but you're not done with retirement planning. Next, ask yourself how you'll keep more of what you saved.
By Pam Krueger
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If AI Is Doing More of the Work, What Are You Paying Your Financial Adviser For?It's crucial to understand whether your adviser is using AI to enhance your personal experience without sacrificing the human judgment you're paying for.
By Pam Krueger
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Inflation Isn't the Real Problem: Having No Plan For It IsBuying an "inflation protection" investment in retirement, instead of making sure your financial plan can withstand rising costs, is a big mistake.
By Pam Krueger
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Are You Really on the Right Financial Track? How to Find OutIf you're asking, 'Am I really on the right financial track?', it's time for a deep-dive review of your finances to ensure all the pieces are working together.
By Pam Krueger
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Do You Believe You Can't Retire? You Need to Read ThisAmericans often delay or redefine retirement because they have a lack of clarity and confidence in their financial plan. Here's how you can fix that.
By Pam Krueger
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How a Tax-Aware Long-Short Strategy Solved This Couple's $50,000 Capital Gains ProblemLarge unrealized capital gains can create a serious tax headache for retirees with a successful portfolio. A tax-aware long-short strategy can help.
By Pam Krueger
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Financial Success in 2026: Who's In Your Driver's Seat?For financial success in 2026, look beyond the numbers to identify the people who influence your decisions, then set them realistic expectations
By Pam Krueger
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Gen X Investors: Protect Your Portfolio From an AI BubbleAmid talk of an AI bubble, what's the best course of action for investors in their 50s and 60s, whose retirement savings are at risk from major market declines?
By Pam Krueger
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Separate the Pros and Pretenders: Do You Have a Great Adviser?Do you leave meetings with your financial adviser feeling as though you've been bulldozed into decisions or you're unsure of what you're paying for?
By Pam Krueger
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Your 401(k) Options Just Got More Complicated: Here's What You Need to KnowPrivate equity, real estate and expanded annuities are now options, but they are more complex, less flexible and more expensive to own.
By Pam Krueger
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I'm a Personal Finance Expert: Here's the Truth About Using AI to Plan Your RetirementAI can be a useful tool, but it often gets important financial information wrong. It also can't emulate the empathy, judgment and personal connection you can get with a human being.
By Pam Krueger
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Investing Professionals Agree: Discipline Beats Drama Right NowBig portfolio adjustments can do more harm than good. Financial experts suggest making thoughtful, strategic moves that fit your long-term goals.
By Pam Krueger
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I'm a Personal Finance Expert: People Are Asking if Financial Advice Is Worth $8,000If market turmoil has you worried about your retirement accounts, but getting professional help sounds too expensive, I recommend that you try to look at cost vs value.
By Pam Krueger
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The Three Biggest Fears Keeping Retirees Up at NightHere are the steps you can take to put those fears to rest and retire with confidence so you can relax and enjoy the life you've planned.
By Pam Krueger
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Post-Disaster Financial Planning: How to Protect Your AssetsA financial adviser who knows all about surviving natural disasters recommends ways to mitigate long-term damage to your financial health after a disaster.
By Pam Krueger
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How Her Financial Adviser Changed Her LifeMelanie said, 'I'd like to get a horse,' and Dana helped make that dream a reality. Here are five lessons we can learn from their adviser-client relationship.
By Pam Krueger
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Rattled by RMDs? Look No FurtherThe rules for required minimum distributions (RMDs) have changed in recent years, so here's what to know as the end of the year (and a tax deadline) approaches.
By Pam Krueger
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How to Roll Over Your 401(k) Without Costly RegretsRolling your 401(k) over to an IRA the wrong way could cost you big-time in taxes and penalties. It’s worth it to consult a professional first.
By Pam Krueger
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How to Get Your Money's Worth From Your Financial AdviserA good financial adviser will focus on how your financial planning and investment strategy align with your lifestyle and aspirations.
By Pam Krueger
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I Didn’t Think I Needed an Estate Plan Until This HappenedThis financial professional was motivated to get her estate plan in order after the untimely death of a loved one. She shares six simple steps to do that for yourself.
By Pam Krueger
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Hot Tips for Home Buyers and Sellers Right NowReal estate looks to be especially hopping this spring, thanks to pent-up demand and buyers adjusting to higher mortgage rates. Here’s how you can prepare.
By Pam Krueger
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Want to Retire Abroad? Five Things to Know About Your MoneyTo prevent your retirement dream from becoming a nightmare, you should carefully consider the logistical and financial hurdles of retiring outside the U.S.
By Pam Krueger
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Retirement Tips for 2024 From Five Retirement ExpertsFrom Rothifying IRAs to navigating changing tax laws, these fiduciary advisers share the recommendations they’re making to their clients this year.
By Pam Krueger
