
Ken Nuss
Retirement-income expert Ken Nuss is the founder and CEO of AnnuityAdvantage, a leading online provider of fixed-rate, fixed-indexed and immediate-income annuities. It provides a free quote and rate comparison service. He launched the AnnuityAdvantage website in 1999 to help people looking for their best options in principal-protected annuities.
Ken is widely recognized as a leading annuity expert. He's written articles for many publications and has been quoted in national newspapers and magazines. He holds insurance licenses in all 50 states. Ken first entered the financial services industry in 1986. Prior to launching AnnuityAdvantage, he was an investment representative with a full-service brokerage firm.
Phone: 800.239.0356 | E-mail: info@annuityadvantage.com | Website: www.annuityadvantage.com | Facebook: www.facebook.com/AnnuityAdvantage | LinkedIn: www.linkedin.com/company/2916437
Latest articles by Ken Nuss
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Too Heavy in Stocks? Annuities Could Be a Rebalancing Option
Annuities, especially multiyear guarantee annuities, offer a way for Baby Boomers to rebalance their portfolios, while providing good rates and tax advantages.
By Ken Nuss Published
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Are Bonus Annuities a Good Deal?
What seems like free money might not be in the long run, but sometimes bonus annuities can be worth it. Here’s how to figure out if one would work for you.
By Ken Nuss Published
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Annuities Are the Swiss Army Knife of Personal Finance
Different types of annuities reduce risk by building tax-advantaged savings or guaranteeing retirement income.
By Ken Nuss Published
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SECURE 2.0 Act Lets Retirees Defer Some Taxes Longer
Here’s how retirees can benefit from changes in required minimum distributions (RMDs), qualified longevity annuities and IRA catch-up contributions.
By Ken Nuss Published
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A Financial Review in Early 2023 Can Optimize Your Strategy
Look to build savings, reduce risk, minimize taxes and ensure a successful retirement by reviewing your budget, contributions, allocations and beneficiaries.
By Ken Nuss Published
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Need Income Until Social Security Kicks In? Consider an Income Annuity With a Time Limit
Period certain income annuities come in handy in other situations, too, and they provide high guaranteed income.
By Ken Nuss Published
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Annuities: How to Turn Retirement Savings into Retirement Income
annuities An income annuity can convert your savings or a pension-plan lump sum into a lifetime stream of income. Here are the basics on how annuities work and some points to consider before buying.
By Ken Nuss Last updated
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Looking for the Best Rate on a Fixed Annuity? Shopping Around Really Pays Off
annuities Some annuities pay significantly more than others, so doing your research to compare rates and keeping key factors in mind can score you a much better deal.
By Ken Nuss Published
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3 Ways to Get Future Lifetime Income with Annuities
annuities Looking to maximize retirement income? Fixed-rate, income and indexed annuities offer different ways to get there, either as stand-alone strategies or in sequence.
By Ken Nuss Published
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Income Annuities Take Risk Out of Retirement
annuities When used properly, annuities provide invaluable security, so why aren't more people going for them? A study has some insights and recommendations, while Congress tackles legislation to encourage their use.
By Ken Nuss Published
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New IRS Rule Lets Early Retirees Take More Money from Plans
annuities Substantially equal periodic payments are one way to avoid the 10% early withdrawal penalties from your IRA or 401(k), and fixed annuities can play a valuable role in this early retirement income strategy.
By Ken Nuss Published
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It’s IRA Season – Ensure Your Assets Are Optimally Invested
annuities When you’re making your final contributions for 2021, think hard about how to invest them. IRA annuities help reduce risk. Different types have distinct pros and cons and can play a valuable role in your asset allocation.
By Ken Nuss Published
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Laddering Fixed-Rate Annuities Offers Rates That Beat Bank CDs, Plus Flexibility
annuities For reliable income in today’s low-interest rate environment, consider a collection of three- to five-year fixed-rate annuities. Multi-year guaranteed annuities, or MYGAs, are one option that’s popular now.
By Ken Nuss Published
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Why Fixed-Rate Annuities Pay More than Bank CDs
annuities Have you looked at the interest rates CDs pay lately? If you’re underwhelmed, you may want to look into a fixed-rate annuity. Each has distinct pros and cons, so compare before investing.
By Ken Nuss Published
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Schwab Intelligent Income vs. an Annuity: Which Is Better?
annuities True, Charles Schwab’s program offers flexible income options for retirees, but when you run the numbers, a good old-fashioned immediate annuity produces more guaranteed lifetime income. Here’s a head-to-head comparison.
By Ken Nuss Published
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Some Creative Options to Reduce Investment Risk in IRAs
annuities CDs and bonds have a role, but less-used annuities can offer higher interest rates, secure principal and guaranteed income choices.
By Ken Nuss Published
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How 2 Couples Covered Their Income Gaps for Life with Income Annuities
annuities Here are the stories of two couples and how they took two different paths (using two different types of annuities) to provide enough guaranteed income for a worry-free retirement.
By Ken Nuss Published
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How Fixed Deferred Annuities Can Complete Your Retirement Income Strategy
annuities Making sure you have enough income to go the distance is critical for every retiree, and deferred annuities can be a handy tool to make that happen. Here’s how they work and how to tell if one might be right for you.
By Ken Nuss Published
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Don’t Automatically Annuitize an Annuity – Shop Around First
annuities Converting a deferred annuity to a lifetime income annuity can be a great move, but it pays to shop the market instead of routinely annuitizing with the same company.
By Ken Nuss Published
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A Key to Spending without Worry in Retirement: Longevity Insurance
annuities This special type of annuity kicks in with a reliable income stream beginning at age 80 or 85 – meaning your savings only need to get you that far, not indefinitely. That could ease your mind about spending more freely in early retirement.
By Ken Nuss Published
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How to Beat Inflation and Reduce Risk at the Same Time
annuities Retirees and pre-retirees are vulnerable to both market losses and inflation, so what can they do? Start by splitting your savings among three buckets: Safety, Safety Plus Growth and Growth.
By Ken Nuss Published
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Market Plunge During Early Years of Retirement Can Cause Portfolio Death Spiral
annuities Withdrawing money from a falling portfolio can be deadly for retirees. To guard against that, you might want to consider the guaranteed payments that annuities offer.
By Ken Nuss Published
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How to Offset Lower Social Security Benefits When a Spouse Dies
annuities When one spouse dies, the other may see a big chunk of their Social Security income disappear. Joint annuities could help fill that gap.
By Ken Nuss Published
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Is an Annuity a Good Choice for You? Questions to Ask
annuities Find out if you’re a good candidate for an annuity, and if so, which kind you might want to consider.
By Ken Nuss Published
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