Latest articles by Ken Nuss
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How 2 Couples Covered Their Income Gaps for Life with Income Annuities
annuities Here are the stories of two couples and how they took two different paths (using two different types of annuities) to provide enough guaranteed income for a worry-free retirement.
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How Fixed Deferred Annuities Can Complete Your Retirement Income Strategy
annuities Making sure you have enough income to go the distance is critical for every retiree, and deferred annuities can be a handy tool to make that happen. Here’s how they work and how to tell if one might be right for you.
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Don’t Automatically Annuitize an Annuity – Shop Around First
annuities Converting a deferred annuity to a lifetime income annuity can be a great move, but it pays to shop the market instead of routinely annuitizing with the same company.
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A Key to Spending without Worry in Retirement: Longevity Insurance
annuities This special type of annuity kicks in with a reliable income stream beginning at age 80 or 85 – meaning your savings only need to get you that far, not indefinitely. That could ease your mind about spending more freely in early retirement.
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How to Beat Inflation and Reduce Risk at the Same Time
annuities Retirees and pre-retirees are vulnerable to both market losses and inflation, so what can they do? Start by splitting your savings among three buckets: Safety, Safety Plus Growth and Growth.
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Market Plunge During Early Years of Retirement Can Cause Portfolio Death Spiral
annuities Withdrawing money from a falling portfolio can be deadly for retirees. To guard against that, you might want to consider the guaranteed payments that annuities offer.
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How to Offset Lower Social Security Benefits When a Spouse Dies
annuities When one spouse dies, the other may see a big chunk of their Social Security income disappear. Joint annuities could help fill that gap.
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Is an Annuity a Good Choice for You? Questions to Ask
annuities Find out if you’re a good candidate for an annuity, and if so, which kind you might want to consider.
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Waiting for Fixed Annuity Rates to Rise Doesn’t Pay
annuities If you like the guaranteed rates and tax deferral that fixed annuities offer, but you want to wait because you’re hoping rates will improve, think again. Here’s why keeping too much in cash while you wait puts you behind … and you may never catch up.
