Latest articles by Evan T. Beach, CFP®, AWMA®
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Leaving an Inheritance? Is It Better to Give to Kids Now or Later?
Retirees should secure themselves first, and if you’re all set there, then consider a few other things, such as the impact on the kids and tax issues.
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Should I Sell or Rent My House When I Relocate for Retirement?
This decision isn’t easy, thanks to investment, tax and other considerations. Let’s explore the implications of each.
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Find Out in 5 Minutes If You Have Enough to Retire
retirement It’s a common question these days: My portfolio is way down. Can I still afford to retire? To calculate a ballpark answer, here’s a quick and easy exercise.
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Four Options When – Not If – Your LTC Premiums Go Up
long term care insurance If you’re dreading getting a letter in the mail about your long-term care insurance premiums rising, you’re in good company. And you have some decisions to make.
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I’m Retired. Should I Pay Off My Mortgage?
retirement It’s a simple question. The right answer for you could depend on this: Where would you pull the money from to do it?
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How the Latest Biden/House Tax Proposal Affects Millionaire Retirees
tax planning The current version of the Build Back Better plan shouldn’t be that scary for retirees with a net worth of $1 million to $5 million. In fact, there could be a pleasant surprise or two for them.
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4 Reasons Retirees Should Care About the New Coronavirus Stimulus Package
Coronavirus and Your Money Yes, the possibility that you’ll get a stimulus check is definitely something to care about, but there are other aspects of this act involving taxes and RMDs that could directly affect retirees like you.
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Why Are Roth Conversions So Trendy Right Now? The Case FOR and AGAINST Them
Roth IRAs Have you been tempted to join the wave of folks jumping on the Roth IRA conversion bandwagon? First, check out the pros and cons to see if it makes sense for you.
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Considering Early Retirement? 5 Things to Know
Making Your Money Last Before you accept a buyout, do the math to see if you really can afford to retire. (We'll show you how.) Then follow up with these tried-and-true strategies to make sure your launch into retirement isn't a false start.
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5 Financial Boxes You Should Check Before COVID-19 Strikes
retirement You're doing everything you can to stay healthy for your family. Now go the extra step and take care of all the loose ends left hanging from your estate plan.
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Why Retirees Should Care about the CARES Act: How to Maximize Coronavirus Stimulus Package
Making Your Money Last The government's $2 trillion stimulus bill has something for pretty much everyone. Here's how retirees are affected and some steps to consider to make the most of this measure.
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5 Strategies for Retirement Immunity Despite Coronavirus Crisis
retirement Whether you're worried your job may be on the chopping block or you’ve seen your retirement investments take a big hit, there are ways to help protect your financial future right now.
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4 Ways Women Can Win with the SECURE Act
retirement The legislation wasn’t designed only for women, but there are four distinct ways they can take advantage with these retirement planning opportunities.
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4 Estate Strategies for Affluent Retirees Under the SECURE Act
IRAs Successful estate planning takes taxes into consideration, and some significant retirement legislation that just became law changes the equation on that. Here are four specific ways to protect your heirs and yourself.
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5 Things Affluent Retirees Should Do Now that the SECURE Act Has Passed
IRAs Here are some ways to take advantage of provisions that are beneficial, and mitigate those that aren't.
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What Happens to You When Your Financial Adviser Retires?
Financial Planning Unless you’re working with someone at least 20 years younger than yourself, chances are you will need to find new help sometime during your retirement.
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Giving to Charity: Strategies to Ensure a Tax and Human Benefit Under New Tax Law
tax law Changes to the tax law in 2018 have taken away most people's ability to deduct charitable contributions. But there are still a few options to consider in order to give and still receive.
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The Impossible Reality of Long-Term Care Planning
long term care Unless you're very rich or very poor, you should be looking into all of the long-term care possibilities out there. Because of the costs and complexity involved, the choice isn't easy. But it is necessary.
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Winners and Losers in the New Tax Law (Including #MeToo)
tax law When dissecting who will benefit and who will pay more under the new tax law, it's enlightening to look beyond the obvious.
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Retirement Income Strategies for the 1%
Making Your Money Last It's a good problem to have, but the nation's wealthiest folks have a few extra challenges to address when making decisions about their withdrawal plan in retirement.
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4 Must-Dos Before Retirement
Financial Planning I've seen too many people get too late a start on these four essential retirement checklist items.
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Retirement Income Strategies for our Next Bear Market
Markets The good times have been rolling on Wall Street, but will you be ready when things change?
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Why Couples Must Plan for Social Security as a Couple
social security There are 576 ways to collect Social Security. The option you pick will have a direct impact on your spouse.
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Women Will Have a Different Retirement: Plan Accordingly
retirement From Social Security benefits to budgeting for health care, strategies that help ensure a secure retirement for men may not work for most women. Here’s what they need to consider.
