Evan T. Beach, CFP®, AWMA®
After graduating from the University of Delaware and Georgetown University, I pursued a career in financial planning. At age 26, I earned my CERTIFIED FINANCIAL PLANNER™ certification. I also hold the IRS Enrolled Agent license, which allows for a unique approach to planning that can be beneficial to retirees and those selling their businesses, who are eager to minimize lifetime taxes and maximize income.
My extensive experience in retirement income and tax planning as well as practice management has attracted industry and media attention. I’m a columnist for Kiplinger and the Journal of Financial Planning and a frequent contributor to Yahoo Finance, CNBC, Credit.com, TheStreet.com, Bloomberg and U.S. News and World Report, among others. I also serve as a special topics instructor at Texas Tech University’s highly regarded undergraduate and graduate personal financial planning programs.
Investment Advisory Services through Mariner Platform Solutions, LLC, an SEC Registered Investment Adviser.
Email: EBeach@exit59advisory.com | Website: www.exit59advisory.com
Calendly: calendly.com/ebeach-vfy/introductory-call
Latest articles by Evan T. Beach, CFP®, AWMA®
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Are You a Baby Boomer With Too Much Cash? Three Scenarios for What to DoInvesting in the market while the market is high might not seem like a good idea right now, but here are three scenarios to help you decide what to do.
By Evan T. Beach, CFP®, AWMA®
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Asset Allocation for Retirees: Five Things to ConsiderEverybody’s retirement is different, so the answers to these questions can help you determine the appropriate asset allocation for you.
By Evan T. Beach, CFP®, AWMA®
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Want a Vacation Home? Three Ways the Math Can WorkYou might not see much in the way of tax breaks on a vacation home, but these three tax considerations could make a difference.
By Evan T. Beach, CFP®, AWMA®
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Four Actually Legit Reasons to Take Social Security EarlyDon’t take a non-expert’s advice on when to claim Social Security benefits — they don’t know everything about your unique situation.
By Evan T. Beach, CFP®, AWMA®
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Retired and 'Stuck' With a Mortgage Below 4%? You Have OptionsYou may feel like a mortgage prisoner, but your options may be more doable than you think.
By Evan T. Beach, CFP®, AWMA®
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Five Ways to Make Retirement a Little Less ScaryTo avoid lying awake at night once you’re retired, consider having these strategies in place before you take the plunge.
By Evan T. Beach, CFP®, AWMA®
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Three Ways to Give to Your Kids Tax-Free While You’re Still AliveParents can see the positive impact of their giving through tax arbitrage, giving cash (within limits) or directly paying for school or medical expenses.
By Evan T. Beach, CFP®, AWMA®
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Is There a Best Day of the Year to Retire?Taking into consideration the time of the month and the time of the year can make a difference in your retirement income.
By Evan T. Beach, CFP®, AWMA®
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What to Expect in a Gray Divorce (and Three Steps to Prepare)Legal costs, how assets are divided and other expenses can be eyebrow-raising. Being prepared before you start the process is critical.
By Evan T. Beach, CFP®, AWMA®
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Four Ways to Give Money Tax-Free to Your Kids When You DieIf you’d prefer that your estate not pay more taxes than necessary, then these strategies are for you.
By Evan T. Beach, CFP®, AWMA®
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Should You Pay Cash When You Downsize? Here Are Three ScenariosThe proceeds from selling your current home have made it possible to pay cash for your retirement home, but should you skip the mortgage?
By Evan T. Beach, CFP®, AWMA®
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Six Biggest Mistakes Made on Retirees’ Tax ReturnsReducing your lifetime tax bill is the goal, so if you or your tax preparer made any of these mistakes, an amended return or better planning might be in your future.
By Evan T. Beach, CFP®, AWMA®
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Six Reasons to Use a Real Estate Agent When You SellSo many financial factors depend on the outcome when you downsize for retirement that enlisting a professional can be well worth the price.
By Evan T. Beach, CFP®, AWMA®
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Three Reasons Not to Use a Real Estate Agent When You SellWhile this financial adviser doesn’t recommend taking that route, he does see scenarios where it could make sense for you.
By Evan T. Beach, CFP®, AWMA®
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Four Keys to Budgeting for Travel in RetirementGet more out of what you spend on travel by investing it appropriately before you need it and being flexible with your travel dates.
By Evan T. Beach, CFP®, AWMA®
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If You’re Retired, Do You Still Need Life Insurance?It depends, but in general people tend to be underinsured early in life and overinsured later in life. Before making any decisions, get a needs analysis.
By Evan T. Beach, CFP®, AWMA®
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Can You Collect Social Security if You’re Still Working?Yes … but you probably shouldn’t. If you make more than the Social Security Administration’s earnings limit before full retirement age, you could lose benefits.
By Evan T. Beach, CFP®, AWMA®
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Five Financial Changes That Happen When Your Spouse DiesSome of these could catch surviving spouses by surprise, so it’s a good idea to know what to expect in case something happens.
By Evan T. Beach, CFP®, AWMA®
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Four Reasons to Buy When You Downsize for RetirementBuying your retirement home, rather than renting it, grants you stability, control, possible tax benefits and a very handy inflation hedge.
By Evan T. Beach, CFP®, AWMA®
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The Five Critical Components of a Financial Plan for RetireesNot only do you need to know what you’re going to do and whether you have enough money to do it, you need plans for income, taxes and your estate. Here’s how to build your plan.
By Evan T. Beach, CFP®, AWMA®
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Three Legit Reasons to Break Up With Your Financial Adviser (and How to Do It)This financial adviser notes that there are more than a few bad advisers and more than three reasons to give them the boot, but these are valid reasons he often sees.
By Evan T. Beach, CFP®, AWMA®
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Five 2023 Financial Events and the Timeless Lessons They ReinforcedFrom aggressive interest rate hikes to bank failures to the rise of AI, this year has shown us why it’s important to both take advantage of opportunity but also keep a level head with our financial plans.
By Evan T. Beach, CFP®, AWMA®
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Four Ways to Smile More When You Think of Your SpendingThe goal is to increase the personal return on investment of your spending by focusing more on your values, experiences, relationships and giving.
By Evan T. Beach, CFP®, AWMA®
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What if You Don’t Need the Money From Your RMD?New rules affect the age when you have to take your RMDs and what the penalty is if you mess up. There are also options to delay or avoid taking them.
By Evan T. Beach, CFP®, AWMA®
