Joyce Lamb
As Contributed Content Editor for the Adviser Intel channel on Kiplinger.com, Joyce edits articles from hundreds of financial experts about retirement planning strategies, including estate planning, taxes, personal finance, investing, charitable giving and more. She has more than 30 years of editing experience in business and features news, including 15 years in the Money section at USA Today.
Before coming to Kiplinger.com, she was head of her own freelance editing business, where she provided various editing services for dozens of novelists, including several New York Times and USA Today bestsellers. Before that, she spent 15 years as a copy editor and projects editor for USA Today’s Money section.
Also at USA Today, she founded the Happy Ever After blog, which focused on the $1.4 billion romance fiction industry.
Her editing background includes stints as News Editor at the Rockford Register Star in Rockford, Ill., where she was named a Gannett Supervisor of the Year, and Features Editor of Content and Production at The News-Press in Fort Myers, Fla.
She’s won several awards for her work over the years, including the Veritas Award from Romance Writers of America (RWA), given to writers of nonfiction work that best depicts the romance genre in a positive light.
As the USA Today bestselling author of eight romantic suspense novels, she has won the Daphne du Maurier Award for Excellence in Mystery/Suspense and is a three-time finalist for the prestigious RITA Award from RWA.
She has a bachelor’s degree in journalism from Northern Illinois University in DeKalb, Ill.
Latest articles by Joyce Lamb
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My First $1 Million: US Government Worker, 47, Overseas
"If history is any indication, we expect to achieve many more millions before we officially and completely retire."
By Joyce Lamb
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My First $1 Million: Semiretired CPA, 68, San Francisco
"Two decades ago, I said to my father, "I am a millionaire." His comment: "Isn't everybody?"
By Joyce Lamb
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My First $1 Million: Banking Executive, 48, Southeast US
"We just did it by rigorous budgeting and saving for nine years. No business, no real estate, no inheritance."
By Joyce Lamb
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My First $1 Million: Retired Middle School Teacher, 68
"Don't wait for our education system to teach you how to manage your money. Find those who have made it, pick their brains and start saving earlier."
By Joyce Lamb
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My First $1 Million: Retired In-House Corporate Lawyer, 74
"I'm the millionaire next door in old sneakers and worn jeans. My neighbors, friends and relatives would be shocked to know our net worth."
By Joyce Lamb
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My First $1 Million: Self-Employed Trader, 50, San Francisco
"Stop believing everyone is smarter and better than you and that you'll never make it. Bet on yourself and make it happen!"
By Joyce Lamb
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My First $1 Million: Oil Industry Engineering Manager, 67
"I never imagined that I was going to be able to make my first $1 million at age 39 from salary savings and investments alone."
By Joyce Lamb
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My First $1 Million: Retired Military Veteran, 60, Virginia
"Walk every day, eat better, sleep better. It's not all about the cash amount, but your health, too. Health is wealth!"
By Joyce Lamb
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My First $1 Million: Construction Industry Product Manager
"I had a burning desire to be financially independent and a willingness to delay gratification in order to obtain that independence."
By Joyce Lamb
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My First $1 Million: Retired Educator/Administrator, 67
"There may be some lean times and some difficult times. Successful people stay the course and do not give up when things get tough."
By Joyce Lamb
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My First $1 Million: Retiree From Sales Industry, 73, South Carolina
"We have always been disciplined savers, active investors, always lived below our means and never carried any credit card debt."
By Joyce Lamb
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My First $1 Million: Biopharmaceutical Senior Manager, 45, Massachusetts
"If you have big goals, adversity comes with the territory. I'd rather work through those challenges than be a rudderless ship."
By Joyce Lamb
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My First $1 Million: Real Estate Investor, 54, Rural Midwest
"According to Albert Einstein, compound interest is the eighth wonder of the world. He was right."
By Joyce Lamb
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My First $1 Million: Waste Hauling and Recycling Business Owner, 40, Wyoming
"I was driven — that's probably an understatement. Vacations were limited. Work-life balance was terrible. But quit wasn't in me."
By Joyce Lamb
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My First $1 Million: Electric Utility Executive, 56, South Carolina
"My mentors advised me to max out my 401(k), because you will never miss the money if you start from day one. I did, and they were right."
By Joyce Lamb
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My First $1 Million: Health Care CFO, 52, Pacific Northwest
"When you score a touchdown, act like you have been there before. If you have accumulated a million dollars, act like you have always had it."
By Joyce Lamb
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My First $1 Million: Oil and Gas Retiree, 67, Round Rock, Texas
"It took 25 years for the first $1 million, six years for the second million and three to four for each after that."
By Joyce Lamb
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My First $1 Million: Retired Magazine Editor, 70, Boise, Idaho
"I bought unopened boxes of the original series of Pokémon cards, held on to them and paid off the house when I retired 20 years later."
By Joyce Lamb
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My First $1 Million: Federal Civil Servant and Analyst, 55, Hawaii
"My parents got me into saving and investing when I was 13 because I liked to read the stock prices in the newspaper right after the comics."
By Joyce Lamb
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My First $1 Million: Retired Marketing Consultant, 74, Southern New Hampshire
"A modest inheritance was invested in a Vanguard Balanced Fund. I still own that fund, and over 30 years, it has increased 400% in share value."
By Joyce Lamb
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My First $1 Million: Health Care Worker, 48, Sagadahoc County, Maine
"I read a commonsense book by Jack Bogle, and I invested in index funds for 22 years. I can truly say that book changed my life."
By Joyce Lamb
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My First $1 Million: Retired Army and Health Care Worker, 52, Houston
"Our story is hard work, living below our means and paying off debt. We added up our accounts one day and were like, "Hey, we are millionaires."
By Joyce Lamb
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My First $1 Million: General Manager in Construction/Home Services, 46, Indiana
"We went from building 100-plus homes each year in 2006 to zero in 2008 — nearly destroying what my parents had spent 25 years creating."
By Joyce Lamb
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My First $1 Million: Retired Accounting Firm Partner, 62, Greater Boston Area
"I never met Warren Buffett and Charlie Munger personally, but reading all they wrote and listening to them speak, I feel like they mentored me."
By Joyce Lamb
