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    Black and white image of two women, possibly and adviser and her client looking at paperwork. The logo "Kiplinger Adviser Intel" is overlaid on the image
    (Image credit: Getty Images)
    Joyce Lamb's avatar
    By Joyce Lamb

    Kiplinger’s Adviser Intel is a curated network of trusted financial professionals that share expert insights on wealth building and preservation. Contributors, including fiduciary financial planners, wealth managers, CEOs and attorneys, provide actionable advice about retirement planning, estate planning, tax strategies and more.

    Experts are invited to contribute and do not pay to be included, so you can trust their advice is honest and valuable.

    These are just some of our contributors and their work. See more expert insights from hundreds of financial professionals around the world in our Adviser Intel program.

    Adviser Intel Contributors

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      • Photo of contributor Joe Schmitz.

        Joe F. Schmitz Jr.

        Joe is the founder and CEO of Peak Retirement Planning, Inc., focusing on tax strategies, investment management, income planning, health care planning and estate planning for those in the 2% Club.

      • Photo of contributor Evan Beach.

        Evan T. Beach

        Evan, founder of Exit 59 Advisory, is a CFP® professional and an IRS enrolled agent. His company specializes in helping retirees enjoy their money today without having to worry about running out tomorrow.

      • Photo of contributor Pam Krueger.

        Pam Krueger

        Pam is a recognized investor advocate and award-winning personal finance journalist and author. She is the founder and CEO of Wealthramp, which helps consumers and employees find vetted fiduciary financial advisers.

      • Photo of contributor Stephen Dunbar.

        Stephen B. Dunbar III

        Stephen is Executive Vice President of Equitable Advisors' Georgia, Alabama, Gulf Coast Branch. He is passionate about helping people align their finances with their values to build the legacy they want for future generations.

      • Photo of contributor Andrew Rosen.

        Andrew Rosen

        Andrew is President of Diversified LLC, where he helps clients achieve lifelong financial goals through personalized planning. With a passion for building lasting relationships, he combines deep industry expertise with a client-first approach.

      • Photo of contributor Neale Godfrey.

        Neale Godfrey

        Neale is a family financial pioneer and author of 29 books, including the No. 1 New York Times bestseller “Money Doesn’t Grow on Trees.” She has spent five decades empowering women and families to take control of their financial lives.

      • Photo of contributor Dennis Beaver.

        H. Dennis Beaver

        Dennis practices law in Bakersfield, Calif., and has been a syndicated columnist, as he puts it, "since I had hair!" His legal philosophy is simple: Level with your clients and do not treat them as a giant ca-ching on a cash register.

      • Photo of contributor Cliff Ambrose.

        Cliff Ambrose

        Cliff leads Apex Wealth, a boutique retirement planning and wealth management firm, with a focus on family-office style solutions. His practice integrates investment management, tax planning, estate strategies and insurance solutions.

      • Photo of contributor Daniel Goodwin.

        Daniel Goodwin

        Daniel is the Chief Investment Strategist at Provident Wealth Advisors, a Registered Investment Advisory firm. Daniel’s gift is making the complex simple and encouraging families to take steps today to pursue financial goals of tomorrow.

      • Photo of contributor Brian Skrobonja.

        Brian Skrobonja

        Brian, a Chartered Financial Consultant and Certified Private Wealth Advisor with over 30 years of experience, is the author of three books and host of the Common-Sense Financial™ podcast.

      • Photo of contributor Ken Nuss.

        Ken Nuss

        Ken, founder and CEO of AnnuityAdvantage, launched the leading online provider of fixed-rate, fixed-indexed and income annuities in 1999 to help consumers compare products. He is a widely published and nationally recognized annuity expert.

      • Photo of contributor Tony Drake.

        Tony Drake

        Tony received his insurance licenses, post-graduate certificate from DePaul University and CFP® designation. With more than 20 years of experience in the financial industry, he focuses on asset preservation, retirement planning and tax reduction.

      • Photo of contributor Larry Sprung.

        Lawrence Sprung

        Larry is a husband, father, entrepreneur, award-winning adviser, author and mental health advocate. He is reshaping personal finance by fostering JOYful conversations around money.

      • Photo of contributor Stacy Francis.

        Stacy Francis

        Stacy is a nationally recognized financial expert and the President and CEO of Francis Financial Inc. She provides advice to women going through transitions, such as divorce, widowhood and sudden wealth.

      • Photo of contributor Mallon FitzPatrick.

        Mallon FitzPatrick

        Mallon of Robertson Stephens collaborates with clients to develop a comprehensive wealth planning strategy that integrates tax planning, risk management, philanthropy, liquidity and balance sheet management, estate planning and investments.

      • Photo of contributor Richard P. Himmer.

        Richard P. Himmer

        Dr. Himmer has expertise in Emotional Intelligence (EI), Clinical Hypnotherapy and Workplace Bullying prevention. He holds an MBA, a master’s degree in psychology and a PhD in Industrial and Organizational Psychology.

      • Photo of contributor Frank Legan.

        Frank J. Legan

        Frank is an author and a financial adviser with SEIA. He spends his days designing and implementing personalized financial planning strategies for corporate executives, business owners, artists, families and retirees.

    The Latest

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    Some neighbors are jerks, but you don't have to be. Here's how to create a paper trail when asking a neighbor to deal with a tree that's a safety hazard.

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      3 Financial Hurdles Coming Up for Women: How to Overcome Them

      From the widow's penalty to higher health costs, women will encounter a host of money worries over the course of a lifetime. You need a robust financial plan.

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      Are Annuities Safe? An Industry Expert Explains the Risks

      Different types offer different levels of potential risk. Here's how to choose wisely, from an annuities pro.

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      In or Near Retirement? 4 Recent Tax Changes You Need to Know

      The tax landscape has changed yet again, thanks to the OBBBA and SECURE 2.0, and four developments are particularly important for anyone in or near retirement.

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      A Simple Clue Unlocked a Workplace Safety Crisis

      A lot of people with hearing issues resist wearing hearing aids. "Nicole" had a very good reason not to wear hers, but figuring out why took some sleuthing.

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      Missed an RMD? How to Avoid That (and the Penalty) Next Time

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      3 Questions to Help You Navigate a Noisy Year With Financial Clarity

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      Aging in Place Can Be Bad for You: Here's an Alternative

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      3 Steps to Help You Find Your Financial North Star

      If you're overwhelmed by financial planning, a long list of to-dos won't help. Find clarity by focusing on steps built around what's most important to you.

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      Want to Divorce the IRS? This is How to Go About It (Legally)

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      A Financial Book That Won't Put Your Young Adult to Sleep

      "Wealth Your Way" by Cosmo DeStefano offers a highly accessible guide for young adults and their parents on building wealth through simple, consistent habits.

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      5 Mistakes to Avoid in the 5 Years Before You Retire

      When retirement is in reach, financial planning gets serious — and there's a heightened risk of making serious mistakes, too. Here are five common slipups.

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      Your Most Overlooked Retirement Investment: Doing Nothing

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      These Retirement Planning Steps Protect the Life You Want

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      A Healthy Dose of Terror: How to Survive Prison's First Days

      This young man needed to be scared straight after his mother expressed her fear that he was on a path to prison. Hearing these eight do's and don'ts worked.

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      Why a Healthy Marriage May Matter More Than Money in Retirement

      In retirement, health is as important as finance. And research shows people in supportive marriages have fewer issues with weight, metabolism and self-control.

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      Probably not, even if you're in your 70s or 80s, but it depends on your circumstances and the kind of annuity you're considering.

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      For the 2% Club, Guardrails and the 4% Rule Do Not Work

      For retirees with a pension, traditional withdrawal rules could be too restrictive. You need a tailored income plan that is much more flexible and realistic.

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      Now Is the Time to Start Designing Your 2027 Retirement

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      Love and Legacy: What Couples Rarely Talk About (But Should)

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      6 Key Ways to Plan for Financial Success in 2026

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      'You Owe Me a Refund': Readers Challenge Attorneys' Bills

      The article about lawyers billing clients for hours of work that AI did in seconds generated quite a response. One law firm even called a staff meeting.

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      60/40 Portfolios: Why a Cookie-Cutter Approach Can Cost You

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