Savings Accounts
News, insights and expert analysis on savings accounts from the team at Kiplinger.
Latest
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The Best 3-Year CDs of 2025
Savings Our top 3-year CDs help you earn returns as high as 4%.
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I Have $150,000 That I Don't Need Anytime Soon, But I Don't Want to Put it in the Market. What Should I Do?
My strategy offers a guaranteed return that can earn you thousands effortlessly.
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Falling Interest Rates: What They Mean for Homeowners, Savers and Investors
As interest rates fall, homeowners may celebrate while savers feel the pinch. Here’s what the change could mean for your money.
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Where to Store Your Cash in 2025
If you're looking to reach year-end savings goals, here are the top picks to achieve this.
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After the Fed Meeting, 7 High-Yield Savings Accounts Worth Your While
The Fed cut rates at its September meeting. While it lowers APYs on savings accounts, these high-yield options still earn you an excellent return.
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Savings Calculator: If You Saved $5K Five Years Ago, Here's What You'd Have Now
Tools Whether you’ve just opened a CD or a high-yield savings account, this simple calculator can show you how much cash you’ll have after a specified period of time.
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$40,000 CD vs $40,000 High-Yield Savings Account
Both options offer risk-free methods to grow your savings. Learn how much you can earn with each, how they differ and which one suits you best.
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I’ve Got $50,000 Burning A Hole in My Pocket. Where Do I Park It When the Fed Cuts Rates So I Don’t Lose Ground?
Why a mix of CDs can protect $50,000 from shrinking yields.
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Where to Put Your Savings Before Rate Cuts Hit
Savers can still access higher savings rates. However, with a rate cut looming, you have a tighter window to capitalize.