Savings Accounts
News, insights and expert analysis on savings accounts from the team at Kiplinger.
Latest
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CD vs. High-Yield Savings Account: Which is better?Deciding between a CD and a high-yield savings account? Here's how to choose based on your savings goals.
By Sean Jackson
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The I-Bond Rate of 4.26% Is Mildly Attractive. Here's Why.Investing for Income The current I-bond rate, set in May, is active through October 2026. It presents an attractive value, if not as attractive as in the recent past.
By David Muhlbaum
Investing for Income -
How Much Money Should You Put in a CD?CDs offer guaranteed returns, but locking up too much cash can leave you short when you need it. Here's how to find the right amount.
By Paige Cerulli
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The Best 3-Year CDs: Earn Up to 4.40%Savings Three-year CDs give you a flexible way to achieve midrange savings goals.
By Sean Jackson
Savings -
Best No-Fee High-Yield Savings Rates: October 2026Skip the monthly fees and earn up to 4.20% APY with these high-yield savings accounts.
By Sean Jackson
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Inflation is at 3.4%. These Savings Accounts and CDs Are Still Beating ItInflation is at 3.4%, but some high-yield savings accounts and CDs are paying more. See where savers can still find rates that outpace inflation.
By Sean Jackson
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What Happens to Your Savings Account When You Die?Your savings may have to go through probate if you don't name a beneficiary. Here's how to make it easier for your heirs to access the money.
By Sean Jackson
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Why Kiplinger Readers Recommend Schwab for Internet BankingCharles Schwab has won the Kiplinger Readers' Choice Awards for internet banks three years in a row. Here's why.
By Rachael Green
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CD Rates Are Rising. Should You Move Your Savings?While high-yield savings accounts are a smart option for savers, another type of savings account promises higher gains. Here's why you want to lock one in now.
By Sean Jackson
