Seven Habits for a Happy Retirement

These habits for a happy retirement are just as important as financial security as you age.

An elderly couple embracing, enjoying an outdoor meal with the family in a courtyard.
(Image credit: Getty Images)

Most people think that planning for a happy retirement is all about numbers. It centers around one question: Do my financial assets — pension, 401(k)s/IRAs, Social Security, property, sale of a business, etc. — provide enough income to fund my desired retirement lifestyle? But ask any retiree, and they will likely tell you that is only half the story.

You’ll need enough money to get by, of course, but you don’t have to be super wealthy to be happy. In fact, life satisfaction tops out at an annual salary of $75,000, on average, according to a study by the University of Pennsylvania’s Matthew Killingsworth. Having enough money to never worry about going broke or paying for medical expenses is important. But money isn't the only — or even the most important — part of a fulfilling retirement.

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Jacob Schroeder

Jacob Schroeder is a financial writer covering topics related to personal finance and retirement. Over the course of a decade in the financial services industry, he has written materials to educate people on saving, investing and life in retirement. With the love of telling a good story, his work has appeared in publications including Yahoo Finance, Wealth Management magazine, The Detroit News and, as a short-story writer, various literary journals. He is also the creator of the finance newsletter The Root of All (, exploring how money shapes the world around us. Drawing from research and personal experiences, he relates lessons that readers can apply to make more informed financial decisions and live happier lives.

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